2027 plan year · Minnesota
2027 Medicare Advantage plans in Steele County, MN
10 plans from 3 insurers for 2027. 3 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,900.
- 8general plans
- 3$0-premium plans
- $3,900lowest out-of-pocket max
- 4 ★top star rating
- 2Special Needs Plans
2027 Medicare Advantage plans in Steele County, MN
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Medica Advantage Salute (PPO) Medica · PPO · no drug coverage | $0 | $4,450 | — | ★★★★★4 |
| Medica Advantage Essential (PPO) Medica · PPO · includes drug coverage | $60 | $7,150 | $700 | ★★★★★4 |
| Medica Advantage Select (PPO) Medica · PPO · includes drug coverage | $148 | $7,150 | $455 | ★★★★★4 |
| Allina Health Aetna Medicare Eagle (PPO) Allina Health Aetna Medicare · PPO · no drug coverage | $0 | $5,500 | — | ★★★★★3.5 |
| Allina Health Aetna Medicare Signature (PPO) Allina Health Aetna Medicare · PPO · includes drug coverage | $0 | $6,350 | $400 | ★★★★★3.5 |
| Allina Health Aetna Medicare Enhanced (PPO) Allina Health Aetna Medicare · PPO · includes drug coverage | $61 | $5,000 | $300 | ★★★★★3.5 |
| Allina Health Aetna Medicare Premier (PPO) Allina Health Aetna Medicare · PPO · includes drug coverage | $97 | $4,450 | $300 | ★★★★★3.5 |
| Allina Health Aetna Medicare Premier Extra (PPO) Allina Health Aetna Medicare · PPO · includes drug coverage | $169 | $3,900 | $300 | ★★★★★3.5 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| SeniorCare Complete (HMO D-SNP) South Country Health Alliance · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★3.5 |
| AbilityCare (HMO D-SNP) South Country Health Alliance · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $22.40 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 2 plans are new here for 2027.
- 12 plans offered here in 2026 aren't listed for 2027 (for example SecureBlue (HMO D-SNP), HumanaChoice H5216-063 (PPO), HumanaChoice H5216-092 (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 8 plans offered both years, 4 raised the monthly premium and 1 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Steele County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Minnesota (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Steele County, MN for 2027?
10 plans from 3 insurers: 8 general plans open to anyone with Medicare Parts A and B who lives here, plus 2 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Steele County, MN?
Yes. 3 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Steele County, MN?
Medica Advantage Salute (PPO) from Medica has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Steele County, MN?
Allina Health Aetna Medicare Premier Extra (PPO) caps in-network out-of-pocket costs at $3,900 for 2027.