2027 plan year · Minnesota
2027 Medicare Advantage plans in Ramsey County, MN
27 plans from 5 insurers for 2027. 10 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,900.
- 20general plans
- 10$0-premium plans
- $3,900lowest out-of-pocket max
- 4.5 ★top star rating
- 7Special Needs Plans
2027 Medicare Advantage plans in Ramsey County, MN
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $5,900 | — | ★★★★★4.5 |
| AARP Medicare Advantage from UHC MN-0001 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4.5 |
| HealthPartners Journey Smart (PPO) HealthPartners · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| HealthPartners Journey Pace (PPO) HealthPartners · PPO · includes drug coverage | $20 | $7,150 | $700 | ★★★★★4.5 |
| AARP Medicare Advantage from UHC FG-0001 (PPO) UnitedHealthcare · PPO · includes drug coverage | $24.60 | $7,150 | $700 | ★★★★★4.5 |
| AARP Medicare Advantage from UHC MN-0002 (PPO) UnitedHealthcare · PPO · includes drug coverage | $59 | $6,300 | $685 | ★★★★★4.5 |
| Medica Advantage Salute (PPO) Medica · PPO · no drug coverage | $0 | $4,450 | — | ★★★★★4 |
| Blue Cross Medicare Advantage Freedom Blue (PPO) Blue Cross and Blue Shield of Minnesota · PPO · no drug coverage | $0 | $6,900 | — | ★★★★★4 |
| Blue Cross Medicare Advantage Essential (PPO) Blue Cross and Blue Shield of Minnesota · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Medica Advantage Value (PPO) Medica · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Blue Cross Medicare Advantage Select (PPO) Blue Cross and Blue Shield of Minnesota · PPO · includes drug coverage | $109 | $5,900 | $700 | ★★★★★4 |
| Medica Advantage Select (PPO) Medica · PPO · includes drug coverage | $133 | $5,800 | $420 | ★★★★★4 |
| Blue Cross Medicare Advantage Premier (PPO) Blue Cross and Blue Shield of Minnesota · PPO · includes drug coverage | $189 | $4,900 | $500 | ★★★★★4 |
| Medica Advantage Preferred (PPO) Medica · PPO · includes drug coverage | $218 | $4,450 | $280 | ★★★★★4 |
| Allina Health Aetna Medicare Eagle (PPO) Allina Health Aetna Medicare · PPO · no drug coverage | $0 | $5,500 | — | ★★★★★3.5 |
| Allina Health Aetna Medicare Signature (PPO) Allina Health Aetna Medicare · PPO · includes drug coverage | $0 | $6,350 | $400 | ★★★★★3.5 |
| Allina Health Aetna Medicare Signature Fit (PPO) Allina Health Aetna Medicare · PPO · includes drug coverage | $0 | $6,750 | $400 | ★★★★★3.5 |
| Allina Health Aetna Medicare Enhanced (PPO) Allina Health Aetna Medicare · PPO · includes drug coverage | $61 | $5,000 | $300 | ★★★★★3.5 |
| Allina Health Aetna Medicare Premier (PPO) Allina Health Aetna Medicare · PPO · includes drug coverage | $97 | $4,450 | $300 | ★★★★★3.5 |
| Allina Health Aetna Medicare Premier Extra (PPO) Allina Health Aetna Medicare · PPO · includes drug coverage | $169 | $3,900 | $300 | ★★★★★3.5 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Complete Care MN-7 (PPO C-SNP) UnitedHealthcare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4.5 |
| UHC Complete Care Support MN-8 (PPO C-SNP) UnitedHealthcare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $4.70 | $7,150 | $700 | ★★★★★4.5 |
| Medica DUAL Solution (HMO D-SNP) Medica · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★4 |
| Allina Health Aetna Medicare Chronic (PPO C-SNP) Allina Health Aetna Medicare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,750 | $700 | ★★★★★3.5 |
| Allina Health Aetna Medicare Value (PPO C-SNP) Allina Health Aetna Medicare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,500 | $700 | ★★★★★3.5 |
| SecureBlue (HMO D-SNP) Blue Plus · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| HealthPartners Minnesota Senior Health Options (HMO D-SNP) HealthPartners · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $0 | $700 | ★★★★★3.5 |
What changed from 2026 to 2027
- 8 plans are new here for 2027.
- 18 plans offered here in 2026 aren't listed for 2027 (for example AARP Medicare Advantage from UHC MN-0005 (PPO), HealthPartners Journey Steady (PPO), HealthPartners Journey Pace (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 19 plans offered both years, 4 raised the monthly premium and 6 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Ramsey County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Minnesota (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Ramsey County, MN for 2027?
27 plans from 5 insurers: 20 general plans open to anyone with Medicare Parts A and B who lives here, plus 7 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Ramsey County, MN?
Yes. 10 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Ramsey County, MN?
AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO) from UnitedHealthcare has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Ramsey County, MN?
Allina Health Aetna Medicare Premier Extra (PPO) caps in-network out-of-pocket costs at $3,900 for 2027.