2027 plan year · Minnesota
2027 Medicare Advantage plans in Pennington County, MN
7 plans from 3 insurers for 2027. 1 general plan has a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,450.
- 5general plans
- 1$0-premium plans
- $4,450lowest out-of-pocket max
- 4 ★top star rating
- 2Special Needs Plans
2027 Medicare Advantage plans in Pennington County, MN
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Medica Advantage Salute (PPO) Medica · PPO · no drug coverage | $0 | $4,450 | — | ★★★★★4 |
| Medica Advantage Essential (PPO) Medica · PPO · includes drug coverage | $20 | $7,150 | $700 | ★★★★★4 |
| Medica Advantage Select (PPO) Medica · PPO · includes drug coverage | $122 | $7,150 | $420 | ★★★★★4 |
| Align SecureChoice (PPO) Align powered by Sanford Health Plan · PPO · includes drug coverage | $35 | $9,850 | $500 | ★★★★★3.5 |
| Align SecureChoice Gold (PPO) Align powered by Sanford Health Plan · PPO · includes drug coverage | $112 | $7,150 | $350 | ★★★★★3.5 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Medica DUAL Solution (HMO D-SNP) Medica · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★4 |
| SecureBlue (HMO D-SNP) Blue Plus · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
What changed from 2026 to 2027
- 1 plan is new here for 2027.
- 6 plans offered here in 2026 aren't listed for 2027 (for example Blue Cross Medicare Advantage Complete (PPO), Blue Cross Medicare Advantage Core (PPO), Blue Cross Medicare Advantage Choice (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 6 plans offered both years, 3 raised the monthly premium and 2 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Pennington County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Minnesota (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Pennington County, MN for 2027?
7 plans from 3 insurers: 5 general plans open to anyone with Medicare Parts A and B who lives here, plus 2 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Pennington County, MN?
Yes. 1 general plan has a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Pennington County, MN?
Medica Advantage Salute (PPO) from Medica has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Pennington County, MN?
Medica Advantage Salute (PPO) caps in-network out-of-pocket costs at $4,450 for 2027.