2027 plan year · Michigan
2027 Medicare Advantage plans in Gogebic County, MI
11 plans from 3 insurers for 2027. 5 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,000.
- 10general plans
- 5$0-premium plans
- $4,000lowest out-of-pocket max
- 4.5 ★top star rating
- 1Special Needs Plans
2027 Medicare Advantage plans in Gogebic County, MI
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Medicare Plus Blue Value (PPO) Blue Cross Blue Shield of Michigan · PPO · includes drug coverage | $0 | $6,750 | $700 | ★★★★★4.5 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan · PPO · includes drug coverage | $91 | $5,000 | $250 | ★★★★★4.5 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan · PPO · includes drug coverage | $132 | $4,300 | $200 | ★★★★★4.5 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan · PPO · includes drug coverage | $217.50 | $4,000 | $100 | ★★★★★4.5 |
| Humana Full Access (PPO) Humana · PPO · includes drug coverage | $0 | $5,200 | $600 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,550 | — | ★★★★★4 |
| Humana Value Plus H5216-382 (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $0 | ★★★★★4 |
| Humana Full Access (PPO) Humana · PPO · includes drug coverage | $41 | $4,800 | $450 | ★★★★★4 |
| HumanaChoice R0110-013 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,550 | — | ★★★★★3.5 |
| Humana Full Access R0110-014 (Regional PPO) Humana · Regional PPO · includes drug coverage | $89 | $7,050 | $700 | ★★★★★3.5 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Upper Peninsula Health Plan MI Coordinated Health (HMO D-SNP) Upper Peninsula Health Plan (UPHP) MI Coordinated Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 1 plan is new here for 2027.
- 2 plans offered here in 2026 aren't listed for 2027 (for example Humana USAA Honor Giveback with Rx (PPO), Humana Full Access Giveback H5216-306 (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 10 plans offered both years, 5 raised the monthly premium and 1 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Gogebic County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Michigan (for people with Original Medicare)
- Marketplace health plans in Gogebic County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Gogebic County, MI for 2027?
11 plans from 3 insurers: 10 general plans open to anyone with Medicare Parts A and B who lives here, plus 1 Special Needs Plan for people who qualify.
Are there $0-premium Medicare Advantage plans in Gogebic County, MI?
Yes. 5 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Gogebic County, MI?
Medicare Plus Blue Value (PPO) from Blue Cross Blue Shield of Michigan has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Gogebic County, MI?
Medicare Plus Blue Assure (PPO) caps in-network out-of-pocket costs at $4,000 for 2027.