2027 plan year · Massachusetts
2027 Medicare Advantage plans in Franklin County, MA
27 plans from 5 insurers for 2027. 7 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,400.
- 22general plans
- 7$0-premium plans
- $3,400lowest out-of-pocket max
- 4.5 ★top star rating
- 5Special Needs Plans
2027 Medicare Advantage plans in Franklin County, MA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Medicare HMO Blue SaverRx (HMO-POS) Blue Cross Blue Shield of Massachusetts · HMO-POS · includes drug coverage | $0 | $9,200 | $500 | ★★★★★4.5 |
| Medicare HMO Blue ValueRx (HMO) Blue Cross Blue Shield of Massachusetts · HMO · includes drug coverage | $68 | $3,750 | $500 | ★★★★★4.5 |
| Medicare HMO Blue FlexRx (HMO-POS) Blue Cross Blue Shield of Massachusetts · HMO-POS · includes drug coverage | $119 | $4,100 | $500 | ★★★★★4.5 |
| Medicare HMO Blue PlusRx (HMO) Blue Cross Blue Shield of Massachusetts · HMO · includes drug coverage | $245 | $3,800 | $500 | ★★★★★4.5 |
| Fallon Medicare Plus Saver No Rx (HMO) Fallon Health · HMO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Fallon Medicare Plus Orange (HMO) Fallon Health · HMO · includes drug coverage | $0 | $9,850 | $595 | ★★★★★4 |
| AARP Medicare Advantage from UHC MA-0006 (PPO) UnitedHealthcare · PPO · includes drug coverage | $67 | $7,150 | $685 | ★★★★★4 |
| Medicare PPO Blue EssentialRx (PPO) Blue Cross Blue Shield of Massachusetts · PPO · includes drug coverage | $69 | $9,850 | $700 | ★★★★★4 |
| Fallon Medicare Plus Green (HMO) Fallon Health · HMO · includes drug coverage | $72 | $6,000 | $300 | ★★★★★4 |
| Medicare PPO Blue ValueRx (PPO) Blue Cross Blue Shield of Massachusetts · PPO · includes drug coverage | $108 | $6,600 | $500 | ★★★★★4 |
| Fallon Medicare Plus Blue (HMO) Fallon Health · HMO · includes drug coverage | $117 | $3,400 | $0 | ★★★★★4 |
| Medicare PPO Blue PlusRx (PPO) Blue Cross Blue Shield of Massachusetts · PPO · includes drug coverage | $300 | $4,200 | $500 | ★★★★★4 |
| Health New England Medicare Basic No Rx (HMO) Health New England Medicare Advantage Plans · HMO · no drug coverage | $0 | $5,500 | — | ★★★★★3 |
| Health New England Medicare Value (HMO) Health New England Medicare Advantage Plans · HMO · includes drug coverage | $15 | $9,000 | $490 | ★★★★★3 |
| Health New England Medicare Premium No Rx (HMO) Health New England Medicare Advantage Plans · HMO · no drug coverage | $44 | $4,500 | — | ★★★★★3 |
| Health New England Medicare Compass (PPO) Health New England Medicare Advantage Plans · PPO · includes drug coverage | $64 | $8,150 | $490 | ★★★★★3 |
| Health New England Medicare Select (HMO) Health New England Medicare Advantage Plans · HMO · includes drug coverage | $80 | $6,500 | $490 | ★★★★★3 |
| Health New England Medicare Plus (HMO) Health New England Medicare Advantage Plans · HMO · includes drug coverage | $138 | $5,500 | $350 | ★★★★★3 |
| Health New England Medicare Premium (HMO) Health New England Medicare Advantage Plans · HMO · includes drug coverage | $188 | $5,000 | $350 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| CCA Senior Care Options (HMO D-SNP) Commonwealth Care Alliance Massachusetts · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $33.80 | $9,850 | $700 | ★★★★★4.5 |
| UHC Complete Care MA-7 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,700 | $595 | ★★★★★4 |
| NaviCare (HMO D-SNP) Fallon Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $22.70 | $9,850 | $700 | ★★★★★3.5 |
| NaviCare NHC (HMO D-SNP) Fallon Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $25.20 | $9,850 | $700 | ★★★★★3.5 |
| CCA One Care (HMO D-SNP) Commonwealth Care Alliance, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $33.80 | $8,390 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 7 plans are new here for 2027.
- 5 plans offered here in 2026 aren't listed for 2027 (for example Medicare PPO Blue ValueRx (PPO), Medicare HMO Blue ValueRx (HMO), Medicare HMO Blue FlexRx (HMO-POS)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 20 plans offered both years, 9 raised the monthly premium and 2 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Franklin County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Massachusetts (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Franklin County, MA for 2027?
27 plans from 5 insurers: 22 general plans open to anyone with Medicare Parts A and B who lives here, plus 5 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Franklin County, MA?
Yes. 7 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Franklin County, MA?
Medicare HMO Blue SaverRx (HMO-POS) from Blue Cross Blue Shield of Massachusetts has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Franklin County, MA?
Fallon Medicare Plus Blue (HMO) caps in-network out-of-pocket costs at $3,400 for 2027.