2027 plan year · Massachusetts
2027 Medicare Advantage plans in Berkshire County, MA
10 plans from 3 insurers for 2027. 2 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,400.
- 7general plans
- 2$0-premium plans
- $3,400lowest out-of-pocket max
- 4 ★top star rating
- 3Special Needs Plans
2027 Medicare Advantage plans in Berkshire County, MA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Fallon Medicare Plus Saver No Rx (HMO) Fallon Health · HMO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| Fallon Medicare Plus Blue (HMO) Fallon Health · HMO · includes drug coverage | $192 | $3,400 | $0 | ★★★★★4 |
| Health New England Medicare Basic No Rx (HMO) Health New England Medicare Advantage Plans · HMO · no drug coverage | $0 | $5,500 | — | ★★★★★3 |
| Health New England Medicare Premium No Rx (HMO) Health New England Medicare Advantage Plans · HMO · no drug coverage | $44 | $4,500 | — | ★★★★★3 |
| Health New England Medicare Standard (HMO) Health New England Medicare Advantage Plans · HMO · includes drug coverage | $44 | $9,000 | $490 | ★★★★★3 |
| Health New England Medicare Plus (HMO) Health New England Medicare Advantage Plans · HMO · includes drug coverage | $138 | $5,500 | $350 | ★★★★★3 |
| Health New England Medicare Premium (HMO) Health New England Medicare Advantage Plans · HMO · includes drug coverage | $188 | $5,000 | $350 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| NaviCare (HMO D-SNP) Fallon Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $22.70 | $9,850 | $700 | ★★★★★3.5 |
| NaviCare NHC (HMO D-SNP) Fallon Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $25.20 | $9,850 | $700 | ★★★★★3.5 |
| CCA One Care (HMO D-SNP) Commonwealth Care Alliance, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $33.80 | $8,390 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 3 plans are new here for 2027.
- 5 plans offered here in 2026 aren't listed for 2027 (for example Health New England Medicare Compass (PPO), Health New England Medicare Value (HMO), Fallon Medicare Plus Green (HMO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 7 plans offered both years, 3 raised the monthly premium and 1 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Berkshire County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Massachusetts (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Berkshire County, MA for 2027?
10 plans from 3 insurers: 7 general plans open to anyone with Medicare Parts A and B who lives here, plus 3 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Berkshire County, MA?
Yes. 2 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Berkshire County, MA?
Fallon Medicare Plus Saver No Rx (HMO) from Fallon Health has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Berkshire County, MA?
Fallon Medicare Plus Blue (HMO) caps in-network out-of-pocket costs at $3,400 for 2027.