2027 plan year · Louisiana
2027 Medicare Advantage plans in St. James Parish, LA
53 plans from 10 insurers for 2027. 15 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,500.
- 22general plans
- 15$0-premium plans
- $3,500lowest out-of-pocket max
- 4.5 ★top star rating
- 31Special Needs Plans
2027 Medicare Advantage plans in St. James Parish, LA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (HMO) Humana · HMO · no drug coverage | $0 | $4,900 | — | ★★★★★4.5 |
| Blue adVantage Liberty (PPO) Blue Cross and Blue Shield of Louisiana · PPO · includes drug coverage | $0 | $7,151 | $700 | ★★★★★4.5 |
| Humana Gold Plus H1951-047 (HMO) Humana · HMO · includes drug coverage | $17 | $6,250 | $700 | ★★★★★4.5 |
| Humana Value Plus H7617-081 (PPO) Humana · PPO · includes drug coverage | $17 | $6,850 | $700 | ★★★★★4.5 |
| Blue adVantage Premier (PPO) Blue Cross and Blue Shield of Louisiana · PPO · includes drug coverage | $175 | $4,000 | $450 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,900 | — | ★★★★★4 |
| HumanaChoice H5216-064 (PPO) Humana · PPO · includes drug coverage | $54 | $6,700 | $400 | ★★★★★4 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $5,400 | $700 | ★★★★★3.5 |
| Blue adVantage Classic (HMO-POS) Blue Cross and Blue Shield of Louisiana · HMO-POS · includes drug coverage | $0 | $5,900 | $700 | ★★★★★3.5 |
| Peoples Health Choices 65 (HMO-POS) Peoples Health · HMO-POS · includes drug coverage | $0 | $5,900 | $595 | ★★★★★3.5 |
| Peoples Health Medicare Advantage Patriot No Rx LA (HMO-POS) Peoples Health · HMO-POS · no drug coverage | $0 | $6,700 | — | ★★★★★3.5 |
| Aetna Medicare Signature Care (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $6,750 | $400 | ★★★★★3.5 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $7,200 | $700 | ★★★★★3.5 |
| Wellcare Patriot Giveback (HMO-POS) Wellcare · HMO-POS · no drug coverage | $0 | $7,900 | — | ★★★★★3.5 |
| HumanaChoice R0110-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $9,000 | — | ★★★★★3.5 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,250 | $700 | ★★★★★3.5 |
| Blue adVantage Reliance (HMO-POS) Blue Cross and Blue Shield of Louisiana · HMO-POS · includes drug coverage | $17 | $4,100 | $700 | ★★★★★3.5 |
| Humana Full Access (Regional PPO) Humana · Regional PPO · includes drug coverage | $212 | $3,800 | $200 | ★★★★★3.5 |
| Blue adVantage Platinum (HMO-POS) Blue Cross and Blue Shield of Louisiana · HMO-POS · includes drug coverage | $249 | $3,500 | $450 | ★★★★★3.5 |
| DEVOTED CHOICE 001 LA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $4,650 | $650 | Plan too new to be measured |
| DEVOTED CHOICE GIVEBACK EXTRAS 027 LA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $7,000 | $700 | Plan too new to be measured |
| DEVOTED CHOICE GIVEBACK 002 LA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $461 | Plan too new to be measured |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Dual Select H1951-056 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $450 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H1951-061 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $1.70 | $9,850 | $700 | ★★★★★4.5 |
| Humana Dual QMB Only (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $9,850 | $700 | ★★★★★4.5 |
| HumanaChoice SNP-DE H5216-332 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $9,850 | $700 | ★★★★★4 |
| Peoples Health Complete Care LA-7 (HMO-POS C-SNP) Peoples Health · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,700 | $505 | ★★★★★3.5 |
| Wellcare Louisiana Connections Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $6,750 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare QMB Only Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Louisiana Connections Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Louisiana Connections Dual Liberty (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete LA-Q2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete LA-Q1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $10.60 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete LA-S4 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $10.60 | $9,850 | $700 | ★★★★★3.5 |
| Peoples Health Dual Complete LA-S5 (HMO-POS D-SNP) Peoples Health · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12 | $9,850 | $700 | ★★★★★3.5 |
| Blue adVantage Dual Plus (HMO-POS D-SNP) Blue Cross and Blue Shield of Louisiana · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $14.90 | $9,850 | $700 | ★★★★★3.5 |
| Peoples Health Secure Health (HMO-POS D-SNP) Peoples Health · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $4,900 | $700 | ★★★★★3.5 |
| Peoples Health Complete Care Support (HMO-POS C-SNP) Peoples Health · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $17 | $9,850 | $700 | ★★★★★3.5 |
| Peoples Health Secure Complete (HMO-POS D-SNP) Peoples Health · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $9,850 | $700 | ★★★★★3.5 |
| Healthy Blue Enhanced Care (HMO D-SNP) Healthy Blue · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $7,150 | $700 | ★★★★★3 |
| Healthy Blue Dual Advantage (HMO D-SNP) Healthy Blue · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $9,850 | $700 | ★★★★★3 |
| DEVOTED DUAL CHOICE 004 LA (PPO D-SNP) Devoted Health · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,900 | $700 | Plan too new to be measured |
| DEVOTED C-SNP CHOICE ENHANCED 012 LA (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,200 | $461 | Plan too new to be measured |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 019 LA (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,000 | $700 | Plan too new to be measured |
| DEVOTED C-SNP CHOICE PLUS 014 LA (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | Plan too new to be measured |
| DEVOTED DUAL CHOICE FULL 015 LA (PPO D-SNP) Devoted Health · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| DEVOTED DUAL CHOICE QMB 025 LA (PPO D-SNP) Devoted Health · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| American Health Advantage of Louisiana Choice (HMO I-SNP) American Health Advantage of Louisiana · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $17 | $9,850 | $700 | Not enough data available |
| American Health Advantage of Louisiana (HMO I-SNP) American Health Advantage of Louisiana · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $17 | $9,850 | $700 | Not enough data available |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care (HMO-SNP) · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $9,850 | $700 | Plan too new to be measured |
| Lagniappe Advantage (PPO I-SNP) Lagniappe Advantage · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $17 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 17 plans are new here for 2027.
- 19 plans offered here in 2026 aren't listed for 2027 (for example Healthy Blue Dual Advantage (HMO D-SNP), Peoples Health Secure Health (HMO-POS D-SNP), Peoples Health Choices 65 (HMO-POS)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 36 plans offered both years, 7 raised the monthly premium and 19 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in St. James Parish
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Louisiana (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in St. James Parish, LA for 2027?
53 plans from 10 insurers: 22 general plans open to anyone with Medicare Parts A and B who lives here, plus 31 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in St. James Parish, LA?
Yes. 15 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in St. James Parish, LA?
Humana USAA Honor Giveback (HMO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in St. James Parish, LA?
Blue adVantage Platinum (HMO-POS) caps in-network out-of-pocket costs at $3,500 for 2027.