2027 plan year · Kansas
2027 Medicare Advantage plans in Clay County, KS
23 plans from 5 insurers for 2027. 15 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,200.
- 16general plans
- 15$0-premium plans
- $4,200lowest out-of-pocket max
- 4.5 ★top star rating
- 7Special Needs Plans
2027 Medicare Advantage plans in Clay County, KS
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,700 | — | ★★★★★4.5 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $5,900 | $700 | ★★★★★4.5 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $4,450 | $700 | ★★★★★4 |
| Aetna Medicare Signature Classic Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $4,500 | $400 | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $4,500 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,700 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-409 (PPO) Humana · PPO · includes drug coverage | $0 | $5,900 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC KC-4 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx KS-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Aetna Medicare Signature Extra (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $4,200 | $700 | ★★★★★3.5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $4,900 | $400 | ★★★★★3.5 |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare · HMO-POS · no drug coverage | $0 | $5,500 | — | ★★★★★3.5 |
| AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,700 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage Patriot No Rx KS-MA2 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★3.5 |
| AARP Medicare Advantage from UHC KC-0003 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $55 | $4,450 | $595 | ★★★★★3.5 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kansas Health Advantage Choice (HMO I-SNP) Kansas Health Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $35.50 | $9,850 | $700 | ★★★★★4 |
| Kansas Health Advantage (HMO I-SNP) Kansas Health Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $35.50 | $9,850 | $700 | ★★★★★4 |
| UHC Complete Care KS-4 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,450 | $685 | ★★★★★3.5 |
| Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete KS-QV1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete KS-S2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $35.50 | $9,850 | $700 | ★★★★★3.5 |
| Healthy Blue Full Dual Advantage (HMO D-SNP) Healthy Blue · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★2.5 |
What changed from 2026 to 2027
- 4 plans are new here for 2027.
- 3 plans offered here in 2026 aren't listed for 2027 (for example UHC Dual Complete KS-S001 (HMO-POS D-SNP), UHC Dual Complete KS-S002 (HMO-POS D-SNP), Healthy Blue Full Dual Advantage (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 19 plans offered both years, 1 raised the monthly premium and 4 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Clay County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Kansas (for people with Original Medicare)
- Marketplace health plans in Clay County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Clay County, KS for 2027?
23 plans from 5 insurers: 16 general plans open to anyone with Medicare Parts A and B who lives here, plus 7 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Clay County, KS?
Yes. 15 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Clay County, KS?
Humana USAA Honor Giveback (PPO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Clay County, KS?
Aetna Medicare Signature Extra (HMO-POS) caps in-network out-of-pocket costs at $4,200 for 2027.