2027 plan year · Iowa
2027 Medicare Advantage plans in Winneshiek County, IA
22 plans from 8 insurers for 2027. 7 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,000.
- 14general plans
- 7$0-premium plans
- $4,000lowest out-of-pocket max
- 4 ★top star rating
- 8Special Needs Plans
2027 Medicare Advantage plans in Winneshiek County, IA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Aetna Medicare Value Care (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $4,450 | $300 | ★★★★★4 |
| Gundersen Quartz Med Advantage Value (HMO) Quartz Medicare Advantage (HMO) · HMO · no drug coverage | $0 | $4,450 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,700 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-340 (PPO) Humana · PPO · includes drug coverage | $0 | $5,000 | $700 | ★★★★★4 |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare · HMO-POS · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| Gundersen Quartz Med Advantage Basic D (w/Rx) (HMO) Quartz Medicare Advantage (HMO) · HMO · includes drug coverage | $0 | $7,150 | $270 | ★★★★★4 |
| Gundersen Quartz Med Advantage Core D (w/Rx) (HMO) Quartz Medicare Advantage (HMO) · HMO · includes drug coverage | $42 | $5,900 | $270 | ★★★★★4 |
| HumanaChoice H5216-014 (PPO) Humana · PPO · includes drug coverage | $51 | $7,500 | $700 | ★★★★★4 |
| Aetna Medicare Enhanced Classic Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $75 | $7,150 | $700 | ★★★★★4 |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $75 | $7,150 | $700 | ★★★★★4 |
| Gundersen Quartz Med Advantage Value D (w/Rx) (HMO) Quartz Medicare Advantage (HMO) · HMO · includes drug coverage | $97 | $4,900 | $225 | ★★★★★4 |
| Gundersen Quartz Med Advantage Elite (HMO) Quartz Medicare Advantage (HMO) · HMO · no drug coverage | $124 | $4,000 | — | ★★★★★4 |
| Gundersen Quartz Med Advantage Elite D (w/Rx) (HMO) Quartz Medicare Advantage (HMO) · HMO · includes drug coverage | $202 | $4,000 | $200 | ★★★★★4 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $4,400 | $700 | ★★★★★2.5 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Iowa Health Advantage Choice (HMO I-SNP) Iowa Health Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★4.5 |
| Iowa Health Advantage (HMO I-SNP) Iowa Health Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★4.5 |
| Wellpoint Full Dual Advantage (HMO-POS D-SNP) Wellpoint · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete IA-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Iowa Total Care Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $7,100 | $700 | ★★★★★2.5 |
| Wellcare Iowa Total Care Dual Liberty Sync (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★2.5 |
| Wellcare Iowa Total Care Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★2.5 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Iowa, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0.60 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 6 plans are new here for 2027.
- 6 plans offered here in 2026 aren't listed for 2027 (for example Wellpoint Full Dual Advantage (HMO-POS D-SNP), Molina Medicare Complete Care (HMO D-SNP), Humana Full Access H5216-411 (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 16 plans offered both years, 5 raised the monthly premium and 6 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Winneshiek County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Iowa (for people with Original Medicare)
- Marketplace health plans in Winneshiek County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Winneshiek County, IA for 2027?
22 plans from 8 insurers: 14 general plans open to anyone with Medicare Parts A and B who lives here, plus 8 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Winneshiek County, IA?
Yes. 7 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Winneshiek County, IA?
Aetna Medicare Value Care (HMO-POS) from Aetna Medicare has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Winneshiek County, IA?
Gundersen Quartz Med Advantage Elite (HMO) caps in-network out-of-pocket costs at $4,000 for 2027.