2027 plan year · Iowa
2027 Medicare Advantage plans in Sac County, IA
20 plans from 6 insurers for 2027. 6 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,450.
- 12general plans
- 6$0-premium plans
- $4,450lowest out-of-pocket max
- 4 ★top star rating
- 8Special Needs Plans
2027 Medicare Advantage plans in Sac County, IA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Aetna Medicare Value Care (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $4,450 | $300 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,700 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-340 (PPO) Humana · PPO · includes drug coverage | $0 | $5,000 | $700 | ★★★★★4 |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare · HMO-POS · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx IA-MA2 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC IA-0003 (PPO) UnitedHealthcare · PPO · includes drug coverage | $45 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $49 | $5,900 | $685 | ★★★★★4 |
| HumanaChoice H5216-014 (PPO) Humana · PPO · includes drug coverage | $51 | $7,500 | $700 | ★★★★★4 |
| Humana Gold Choice H8145-006 (PFFS) Humana · PFFS · includes drug coverage | $60 | $7,800 | $700 | ★★★★★4 |
| Aetna Medicare Enhanced Classic Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $75 | $7,150 | $700 | ★★★★★4 |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $75 | $7,150 | $700 | ★★★★★4 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Iowa Health Advantage Choice (HMO I-SNP) Iowa Health Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★4.5 |
| Iowa Health Advantage (HMO I-SNP) Iowa Health Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★4.5 |
| UHC Complete Care Support IA-1A (HMO C-SNP) UnitedHealthcare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| UHC Complete Care IA-5 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $28 | $7,150 | $685 | ★★★★★4 |
| Wellpoint Full Dual Advantage (HMO-POS D-SNP) Wellpoint · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete IA-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★3.5 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Iowa, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0.60 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 7 plans are new here for 2027.
- 13 plans offered here in 2026 aren't listed for 2027 (for example Wellpoint Full Dual Advantage (HMO-POS D-SNP), Aetna Medicare Signature (PPO), Aetna Medicare Elite (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 13 plans offered both years, 4 raised the monthly premium and 5 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Sac County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Iowa (for people with Original Medicare)
- Marketplace health plans in Sac County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Sac County, IA for 2027?
20 plans from 6 insurers: 12 general plans open to anyone with Medicare Parts A and B who lives here, plus 8 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Sac County, IA?
Yes. 6 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Sac County, IA?
Aetna Medicare Value Care (HMO-POS) from Aetna Medicare has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Sac County, IA?
Aetna Medicare Value Care (HMO-POS) caps in-network out-of-pocket costs at $4,450 for 2027.