2027 plan year · Iowa
2027 Medicare Advantage plans in Clarke County, IA
33 plans from 10 insurers for 2027. 16 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,400.
- 20general plans
- 16$0-premium plans
- $4,400lowest out-of-pocket max
- 4.5 ★top star rating
- 13Special Needs Plans
2027 Medicare Advantage plans in Clarke County, IA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| DEVOTED CORE 034 IA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $4,750 | $650 | ★★★★★4.5 |
| DEVOTED GIVEBACK EXTRAS 108 IA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,900 | $700 | ★★★★★4.5 |
| DEVOTED GIVEBACK 035 IA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,150 | $461 | ★★★★★4.5 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $4,450 | $500 | ★★★★★4 |
| Aetna Medicare Value Care (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $4,450 | $300 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,700 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-340 (PPO) Humana · PPO · includes drug coverage | $0 | $5,000 | $700 | ★★★★★4 |
| Aetna Medicare Signature Extra (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $5,500 | $700 | ★★★★★4 |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare · HMO-POS · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| Aetna Medicare Signature Classic (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $7,150 | $500 | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $7,150 | $500 | ★★★★★4 |
| HumanaChoice H5216-014 (PPO) Humana · PPO · includes drug coverage | $51 | $7,500 | $700 | ★★★★★4 |
| Aetna Medicare Enhanced Classic Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $75 | $7,150 | $700 | ★★★★★4 |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $75 | $7,150 | $700 | ★★★★★4 |
| MercyOne Health Plan No Premium (HMO) MediGold · HMO · includes drug coverage | $0 | $4,900 | $500 | ★★★★★3.5 |
| MercyOne Health Plan Glory No RX (HMO) MediGold · HMO · no drug coverage | $0 | $6,500 | — | ★★★★★3.5 |
| MercyOne Health Plan Cash Back (HMO) MediGold · HMO · includes drug coverage | $0 | $8,900 | $375 | ★★★★★3.5 |
| MercyOne Health Plan Plus (HMO) MediGold · HMO · includes drug coverage | $38 | $4,400 | $400 | ★★★★★3.5 |
| MercyOne Health Plan Choice (PPO) MediGold · PPO · includes drug coverage | $0 | $4,900 | $450 | ★★★★★3 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $4,400 | $700 | ★★★★★2.5 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| DEVOTED C-SNP GIVEBACK EXTRAS 063 IA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,900 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP PLUS 036 IA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Iowa Health Advantage Choice (HMO I-SNP) Iowa Health Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★4.5 |
| Iowa Health Advantage (HMO I-SNP) Iowa Health Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★4.5 |
| Wellpoint Full Dual Advantage (HMO-POS D-SNP) Wellpoint · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete IA-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Iowa Total Care Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $7,100 | $700 | ★★★★★2.5 |
| Wellcare Iowa Total Care Dual Liberty Sync (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★2.5 |
| Wellcare Iowa Total Care Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★2.5 |
| Premier (HMO I-SNP) Align Senior Care · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $4,500 | $450 | Plan too new to be measured |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Iowa, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0.60 | $9,850 | $700 | Plan too new to be measured |
| Senior Care (HMO I-SNP) Align Senior Care · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $24.60 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 15 plans are new here for 2027.
- 8 plans offered here in 2026 aren't listed for 2027 (for example Wellpoint Full Dual Advantage (HMO-POS D-SNP), Aetna Medicare Elite (PPO), Molina Medicare Complete Care (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 18 plans offered both years, 3 raised the monthly premium and 5 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Clarke County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Iowa (for people with Original Medicare)
- Marketplace health plans in Clarke County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Clarke County, IA for 2027?
33 plans from 10 insurers: 20 general plans open to anyone with Medicare Parts A and B who lives here, plus 13 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Clarke County, IA?
Yes. 16 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Clarke County, IA?
DEVOTED CORE 034 IA (HMO) from Devoted Health has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Clarke County, IA?
MercyOne Health Plan Plus (HMO) caps in-network out-of-pocket costs at $4,400 for 2027.