2027 plan year · Indiana
2027 Medicare Advantage plans in Adams County, IN
42 plans from 5 insurers for 2027. 16 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,500.
- 23general plans
- 16$0-premium plans
- $4,500lowest out-of-pocket max
- 4.5 ★top star rating
- 19Special Needs Plans
2027 Medicare Advantage plans in Adams County, IN
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4.5 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus H5619-051 (HMO-POS) Humana · HMO-POS · includes drug coverage | $0 | $5,900 | $600 | ★★★★★4 |
| Humana Full Access (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| HumanaChoice H5216-019 (PPO) Humana · PPO · includes drug coverage | $34 | $6,800 | $700 | ★★★★★4 |
| HumanaChoice H5216-463 (PPO) Humana · PPO · includes drug coverage | $43 | $6,350 | $500 | ★★★★★4 |
| HumanaChoice R0110-011 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $5,400 | — | ★★★★★3.5 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · PPO · no drug coverage | $0 | $9,250 | — | ★★★★★3.5 |
| Anthem Medicare Advantage (PPO) Anthem Blue Cross and Blue Shield · PPO · includes drug coverage | $45 | $6,750 | $95 | ★★★★★3.5 |
| HumanaChoice R0110-012 (Regional PPO) Humana · Regional PPO · includes drug coverage | $68 | $9,850 | $450 | ★★★★★3.5 |
| Anthem Medicare Advantage (Regional PPO) Anthem Blue Cross and Blue Shield · Regional PPO · includes drug coverage | $123 | $9,250 | $45 | ★★★★★3.5 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $5,900 | $700 | ★★★★★3 |
| Anthem Medicare Advantage 4 (HMO-POS) Anthem HealthKeepers · HMO-POS · includes drug coverage | $0 | $7,150 | $300 | ★★★★★3 |
| Anthem Medicare Advantage 3 (HMO-POS) Anthem HealthKeepers · HMO-POS · includes drug coverage | $0 | $9,850 | $300 | ★★★★★3 |
| Anthem Extra Help (HMO-POS) Anthem HealthKeepers · HMO-POS · includes drug coverage | $17 | $4,900 | $700 | ★★★★★3 |
| Wellcare Simple Open (PPO) Wellcare · PPO · includes drug coverage | $0 | $6,200 | $700 | ★★★★★2.5 |
| Wellcare Giveback Open (PPO) Wellcare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★2.5 |
| DEVOTED CHOICE 001 IN (PPO) Devoted Health · PPO · includes drug coverage | $0 | $4,850 | $650 | Not enough data available |
| DEVOTED CHOICE GIVEBACK EXTRAS 024 IN (PPO) Devoted Health · PPO · includes drug coverage | $0 | $7,100 | $700 | Not enough data available |
| DEVOTED CHOICE GIVEBACK 002 IN (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,650 | $461 | Not enough data available |
| DEVOTED CHOICE PREMIUM 004 IN (PPO) Devoted Health · PPO · includes drug coverage | $11 | $4,500 | $650 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Senior Living Plan (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $6,180 | $400 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,150 | $700 | ★★★★★4 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| DEVOTED C-SNP CHOICE ENHANCED 015 IN (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,300 | $461 | Not enough data available |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 019 IN (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,100 | $700 | Not enough data available |
| DEVOTED C-SNP CHOICE PLUS 013 IN (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | Not enough data available |
| Humana Dual Select H4939-002 (HMO-POS D-SNP) Humana · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $150 | Plan too new to be measured |
| Humana PathWays Dual Care (HMO-POS D-SNP) Humana · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| UHC PathWays Dual Care IN-Y1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $1.70 | $9,850 | $475 | Plan too new to be measured |
| Humana Gold Plus SNP-DE H4939-003 (HMO-POS D-SNP) Humana · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $4.80 | $9,850 | $700 | Plan too new to be measured |
| Anthem I PathWays Dual Care Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $9.20 | $9,850 | $615 | Plan too new to be measured |
| Anthem Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $14.20 | $9,850 | $700 | Plan too new to be measured |
| Anthem I PathWays Dual Care Advantage NFLOC (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $9,850 | $700 | Plan too new to be measured |
| Humana PathWays Dual Care NFLOC (HMO-POS D-SNP) Humana · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $9,850 | $700 | Plan too new to be measured |
| UHC Dual Complete IN-Q1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $9,850 | $700 | Plan too new to be measured |
| UHC Dual Complete IN-S002 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $9,850 | $700 | Plan too new to be measured |
| UHC PathWays Dual Care IN-YL (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $17 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 7 plans are new here for 2027.
- 17 plans offered here in 2026 aren't listed for 2027 (for example AARP Medicare Advantage from UHC IN-0001 (PPO), AARP Medicare Advantage from UHC IN-001P (PPO), AARP Medicare Advantage from UHC IN-0006 (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 35 plans offered both years, 5 raised the monthly premium and 15 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Adams County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Indiana (for people with Original Medicare)
- Marketplace health plans in Adams County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Adams County, IN for 2027?
42 plans from 5 insurers: 23 general plans open to anyone with Medicare Parts A and B who lives here, plus 19 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Adams County, IN?
Yes. 16 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Adams County, IN?
Humana USAA Honor Giveback (PPO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Adams County, IN?
DEVOTED CHOICE PREMIUM 004 IN (PPO) caps in-network out-of-pocket costs at $4,500 for 2027.