2027 plan year · Illinois
2027 Medicare Advantage plans in Ford County, IL
22 plans from 5 insurers for 2027. 12 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $2,900.
- 16general plans
- 12$0-premium plans
- $2,900lowest out-of-pocket max
- 4.5 ★top star rating
- 6Special Needs Plans
2027 Medicare Advantage plans in Ford County, IL
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HumanaChoice Giveback H7617-013 (PPO) Humana · PPO · includes drug coverage | $0 | $5,000 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,000 | — | ★★★★★4.5 |
| HumanaChoice Giveback H5216-403 (PPO) Humana · PPO · includes drug coverage | $0 | $5,000 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,000 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC IL-5 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| HumanaChoice H5216-399 (PPO) Humana · PPO · includes drug coverage | $33 | $6,250 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC IL-0004 (PPO) UnitedHealthcare · PPO · includes drug coverage | $84 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $4,900 | $685 | ★★★★★3.5 |
| Wellcare Simple Essential (HMO) Wellcare · HMO · includes drug coverage | $0 | $5,500 | $700 | ★★★★★3.5 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,750 | — | ★★★★★3.5 |
| AARP Medicare Advantage Patriot No Rx IL-MA2 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★3.5 |
| Wellcare Giveback (HMO) Wellcare · HMO · includes drug coverage | $0 | $7,800 | $700 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC IL-0001 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $43 | $2,900 | $595 | ★★★★★3.5 |
| HumanaChoice R5361-002 (Regional PPO) Humana · Regional PPO · includes drug coverage | $87 | $7,700 | $700 | ★★★★★3.5 |
| Wellcare Simple Value (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $5,500 | $700 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Complete Care Support IL-1A (PPO C-SNP) UnitedHealthcare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $610 | ★★★★★4.5 |
| UHC Complete Care Support IL-7 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.60 | $3,500 | $700 | ★★★★★3.5 |
| Humana Dual Fully Integrated (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,250 | $700 | Plan too new to be measured |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare FIDE · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of Illinois · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| Wellcare Meridian Dual Align (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 2 plans are new here for 2027.
- 9 plans offered here in 2026 aren't listed for 2027 (for example Molina Medicare Choice Care (HMO), Wellcare Simple Essential (HMO), Wellcare Patriot Giveback (HMO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 20 plans offered both years, 3 raised the monthly premium and 5 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Ford County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Illinois (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Ford County, IL for 2027?
22 plans from 5 insurers: 16 general plans open to anyone with Medicare Parts A and B who lives here, plus 6 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Ford County, IL?
Yes. 12 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Ford County, IL?
HumanaChoice Giveback H7617-013 (PPO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Ford County, IL?
AARP Medicare Advantage from UHC IL-0001 (HMO-POS) caps in-network out-of-pocket costs at $2,900 for 2027.