2027 plan year · Florida
2027 Medicare Advantage plans in Okeechobee County, FL
47 plans from 6 insurers for 2027. 20 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,000.
- 25general plans
- 20$0-premium plans
- $3,000lowest out-of-pocket max
- 4.5 ★top star rating
- 22Special Needs Plans
2027 Medicare Advantage plans in Okeechobee County, FL
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Gold Plus Reach H1036-229 (HMO) Humana · HMO · includes drug coverage | $0 | $3,800 | $700 | ★★★★★4.5 |
| DEVOTED CORE 066 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $4,700 | $650 | ★★★★★4.5 |
| DEVOTED CORE 046 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $4,950 | $650 | ★★★★★4.5 |
| DEVOTED GIVEBACK EXTRAS 116 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,700 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★4.5 |
| HumanaChoice Giveback H7617-110 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| HumanaChoice Giveback H7617-145 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| DEVOTED GIVEBACK 045 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,700 | $650 | ★★★★★4.5 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $3,000 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC FL-001P (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $3,500 | $405 | ★★★★★4 |
| HumanaChoice Florida H5216-062 (PPO) Humana · PPO · includes drug coverage | $0 | $4,450 | $700 | ★★★★★4 |
| HumanaChoice Florida H5216-472 (PPO) Humana · PPO · includes drug coverage | $0 | $4,450 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,900 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC FL-0025 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| HumanaChoice Giveback H5216-311 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $7,200 | $700 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $8,900 | — | ★★★★★4 |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $461 | ★★★★★4 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO · no drug coverage | $9 | $7,550 | — | ★★★★★4 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO · includes drug coverage | $35 | $7,550 | $700 | ★★★★★4 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO · includes drug coverage | $161 | $6,700 | $700 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO · no drug coverage | $0 | $9,250 | — | ★★★★★3.5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO · includes drug coverage | $127 | $9,850 | $685 | ★★★★★3.5 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★3 |
| BlueMedicare Select (PPO) Florida Blue · PPO · includes drug coverage | $99.50 | $7,150 | $700 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,350 | $700 | ★★★★★4.5 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,350 | $700 | ★★★★★4.5 |
| DEVOTED DUAL 039 FL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $5,200 | $700 | ★★★★★4.5 |
| Humana Dual Select H1036-226 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $6,650 | $700 | ★★★★★4.5 |
| DEVOTED DUAL FULL 098 FL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,900 | $405 | ★★★★★4 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★4 |
| Humana Dual Select H7284-010 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,900 | $300 | ★★★★★3.5 |
| Humana Dual Integrated (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $620 | ★★★★★3.5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete FL-Q2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete FL-Y8 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★3.5 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,700 | $0 | ★★★★★2.5 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,400 | $0 | ★★★★★2.5 |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,100 | $0 | ★★★★★2.5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,250 | $700 | ★★★★★2.5 |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,750 | $700 | ★★★★★2.5 |
What changed from 2026 to 2027
- 13 plans are new here for 2027.
- 7 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Dual Reserve (HMO D-SNP), Wellcare Patriot Giveback (HMO), Wellcare Dual Access Sync (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 34 plans offered both years, 5 raised the monthly premium and 7 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Okeechobee County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Florida (for people with Original Medicare)
- Marketplace health plans in Okeechobee County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Okeechobee County, FL for 2027?
47 plans from 6 insurers: 25 general plans open to anyone with Medicare Parts A and B who lives here, plus 22 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Okeechobee County, FL?
Yes. 20 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Okeechobee County, FL?
Humana Gold Plus Reach H1036-229 (HMO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Okeechobee County, FL?
Wellcare Simple (HMO-POS) caps in-network out-of-pocket costs at $3,000 for 2027.