2027 plan year · Florida
2027 Medicare Advantage plans in Miami-Dade County, FL
101 plans from 15 insurers for 2027. 35 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $500.
- 41general plans
- 35$0-premium plans
- $500lowest out-of-pocket max
- 5 ★top star rating
- 60Special Needs Plans
2027 Medicare Advantage plans in Miami-Dade County, FL
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Leon MediExtra (HMO) Leon Health, Inc. · HMO · includes drug coverage | $0 | $1,000 | $0 | ★★★★★5 |
| Leon MediMore (HMO) Leon Health, Inc. · HMO · includes drug coverage | $0 | $3,450 | $0 | ★★★★★5 |
| Humana Gold Plus H1036-054C (HMO) Humana · HMO · includes drug coverage | $0 | $500 | $0 | ★★★★★4.5 |
| HealthSun HealthAdvantage Plan (HMO) HealthSun Health Plans, Inc. · HMO · includes drug coverage | $0 | $1,500 | $0 | ★★★★★4.5 |
| Solis Healthy Living Plan (HMO) Solis Health Plans · HMO · includes drug coverage | $0 | $2,500 | $0 | ★★★★★4.5 |
| DrMax-Dade (HMO) Doctors HealthCare Plans, Inc. · HMO · includes drug coverage | $0 | $3,000 | $0 | ★★★★★4.5 |
| DrSelect-SFL (HMO) Doctors HealthCare Plans, Inc. · HMO · includes drug coverage | $0 | $3,000 | $0 | ★★★★★4.5 |
| DEVOTED CORE 062 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $3,400 | $465 | ★★★★★4.5 |
| Humana USAA Honor Giveback (HMO) Humana · HMO · no drug coverage | $0 | $3,400 | — | ★★★★★4.5 |
| HealthSun HealthAdvantage Plus (HMO) HealthSun Health Plans, Inc. · HMO · includes drug coverage | $0 | $3,450 | $0 | ★★★★★4.5 |
| HealthSun MediMax (HMO) HealthSun Health Plans, Inc. · HMO · includes drug coverage | $0 | $3,450 | $105 | ★★★★★4.5 |
| Humana Gold Plus Giveback H1036-305 (HMO) Humana · HMO · includes drug coverage | $0 | $3,850 | $0 | ★★★★★4.5 |
| DEVOTED CORE 001 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $3,900 | $600 | ★★★★★4.5 |
| DEVOTED CORE 037 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $3,900 | $650 | ★★★★★4.5 |
| HumanaChoice Florida H7617-107 (PPO) Humana · PPO · includes drug coverage | $0 | $3,900 | $700 | ★★★★★4.5 |
| UHC MedicareMax Medicare Advantage FL-0028 (HMO) UnitedHealthcare · HMO · includes drug coverage | $0 | $3,900 | $0 | ★★★★★4.5 |
| DEVOTED GIVEBACK EXTRAS 110 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,150 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★4.5 |
| DEVOTED GIVEBACK 013 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,150 | $650 | ★★★★★4.5 |
| HumanaChoice Giveback H7617-110 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| HumanaChoice Giveback H7617-145 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| CareOne Plus (HMO) CarePlus Health Plans, Inc. · HMO · includes drug coverage | $0 | $500 | $0 | ★★★★★4 |
| CareAccess (HMO) CarePlus Health Plans, Inc. · HMO · includes drug coverage | $0 | $2,250 | $0 | ★★★★★4 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $2,700 | $700 | ★★★★★4 |
| Aetna Medicare Select Care (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $2,900 | $0 | ★★★★★4 |
| UHC Preferred Medicare Advantage FL-0001 (HMO) UnitedHealthcare · HMO · includes drug coverage | $0 | $2,900 | $0 | ★★★★★4 |
| CareFree Platinum Giveback (HMO) CarePlus Health Plans, Inc. · HMO · includes drug coverage | $0 | $3,000 | $700 | ★★★★★4 |
| HumanaChoice Florida H5216-068 (PPO) Humana · PPO · includes drug coverage | $0 | $3,900 | $700 | ★★★★★4 |
| CareSalute (HMO) CarePlus Health Plans, Inc. · HMO · no drug coverage | $0 | $4,150 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,900 | — | ★★★★★4 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $5,000 | $700 | ★★★★★4 |
| HumanaChoice Giveback H5216-311 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO · no drug coverage | $9 | $7,550 | — | ★★★★★4 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO · includes drug coverage | $35 | $7,550 | $700 | ★★★★★4 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO · includes drug coverage | $161 | $6,700 | $700 | ★★★★★4 |
| BlueMedicare Classic (HMO) Florida Blue HMO · HMO · includes drug coverage | $0 | $6,675 | $700 | ★★★★★3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO · no drug coverage | $0 | $9,250 | — | ★★★★★3.5 |
| HumanaChoice Florida H7284-008 (PPO) Humana · PPO · includes drug coverage | $52 | $4,150 | $700 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO · includes drug coverage | $127 | $9,850 | $685 | ★★★★★3.5 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★3 |
| BlueMedicare Select (PPO) Florida Blue · PPO · includes drug coverage | $173 | $7,500 | $700 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Leon MediDual (HMO D-SNP) Leon Health, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★5 |
| Leon MediMax (HMO D-SNP) Leon Health, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★5 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.10 | $9,850 | $700 | ★★★★★5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★5 |
| HealthSun VitalCare (HMO C-SNP) HealthSun Health Plans, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $1,900 | $0 | ★★★★★4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,450 | $700 | ★★★★★4.5 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,450 | $700 | ★★★★★4.5 |
| Solis Balanced Plan (HMO C-SNP) Solis Health Plans · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,500 | $0 | ★★★★★4.5 |
| Solis Wellness Giveback Plan (HMO C-SNP) Solis Health Plans · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,500 | $0 | ★★★★★4.5 |
| Solis Wellness Plan (HMO C-SNP) Solis Health Plans · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,500 | $0 | ★★★★★4.5 |
| DrExtraCare-SFL (HMO C-SNP) Doctors HealthCare Plans, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,400 | $0 | ★★★★★4.5 |
| DrFullDual-SFL (HMO D-SNP) Doctors HealthCare Plans, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $700 | ★★★★★4.5 |
| DrPartialDual-SFL (HMO D-SNP) Doctors HealthCare Plans, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $700 | ★★★★★4.5 |
| Humana Dual Select H1036-077 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $700 | ★★★★★4.5 |
| Humana Dual Select H1036-304 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $700 | ★★★★★4.5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $700 | ★★★★★4.5 |
| UHC MedicareMax Complete Care FL-30 (HMO C-SNP) UnitedHealthcare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,400 | $0 | ★★★★★4.5 |
| HealthSun MediSun Extra (HMO D-SNP) HealthSun Health Plans, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★4.5 |
| HealthSun MediSun Full Dual Extra (HMO D-SNP) HealthSun Health Plans, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP ENHANCED 067 FL (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,400 | $465 | ★★★★★4.5 |
| DEVOTED DUAL 019 FL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,400 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP PLUS 085 FL (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $465 | ★★★★★4.5 |
| DEVOTED DUAL FULL 078 FL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| DEVOTED DUAL QMB 053 FL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Solis Guardian Plan (HMO D-SNP) Solis Health Plans · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $3,400 | $700 | ★★★★★4.5 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $500 | $350 | ★★★★★4 |
| CareBreeze (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,000 | $700 | ★★★★★4 |
| CareBreeze Platinum (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,000 | $700 | ★★★★★4 |
| CareComplete (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,000 | $700 | ★★★★★4 |
| CareComplete Platinum (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,000 | $700 | ★★★★★4 |
| UHC Preferred Complete Care FL-0003 (HMO C-SNP) UnitedHealthcare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,900 | $0 | ★★★★★4 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,000 | $700 | ★★★★★4 |
| CareNeeds Platinum (HMO D-SNP) CarePlus Health Plans, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $700 | ★★★★★4 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,900 | $0 | ★★★★★4 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Aetna Medicare QMB Only Select (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| UHC Preferred Dual Complete FL-QV4 (HMO D-SNP) UnitedHealthcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $400 | ★★★★★4 |
| UHC Preferred Dual Complete FL-Y6 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| UHC Preferred Dual Complete FL-QV5 (HMO D-SNP) UnitedHealthcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $2,900 | $700 | ★★★★★4 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★4 |
| Humana Dual Select H7284-010 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,900 | $300 | ★★★★★3.5 |
| Humana Dual Integrated (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $620 | ★★★★★3.5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★3.5 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $260 | ★★★★★3 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $3,400 | $260 | ★★★★★3 |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $3,400 | $260 | ★★★★★3 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,000 | $0 | ★★★★★2.5 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,300 | $0 | ★★★★★2.5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,250 | $700 | ★★★★★2.5 |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,750 | $700 | ★★★★★2.5 |
| Premier Care (HMO I-SNP) Align Senior Care · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $2,200 | $450 | Not enough data available |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care (HMO-D-SNP) · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $120 | Not enough data available |
| Senior Care (HMO I-SNP) Align Senior Care · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $2.10 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 16 plans are new here for 2027.
- 30 plans offered here in 2026 aren't listed for 2027 (for example CareNeeds Extra (HMO D-SNP), Wellcare Simple (HMO), Wellcare Patriot Giveback (HMO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 85 plans offered both years, 10 raised the monthly premium and 19 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Miami-Dade County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Florida (for people with Original Medicare)
- Marketplace health plans in Miami-Dade County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Miami-Dade County, FL for 2027?
101 plans from 15 insurers: 41 general plans open to anyone with Medicare Parts A and B who lives here, plus 60 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Miami-Dade County, FL?
Yes. 35 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Miami-Dade County, FL?
Leon MediExtra (HMO) from Leon Health, Inc. has the top Medicare star rating here (5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Miami-Dade County, FL?
Humana Gold Plus H1036-054C (HMO) caps in-network out-of-pocket costs at $500 for 2027.