2027 plan year · Florida
2027 Medicare Advantage plans in Martin County, FL
73 plans from 11 insurers for 2027. 29 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $1,750.
- 33general plans
- 29$0-premium plans
- $1,750lowest out-of-pocket max
- 4.5 ★top star rating
- 40Special Needs Plans
2027 Medicare Advantage plans in Martin County, FL
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Gold Plus Reach H1036-229 (HMO) Humana · HMO · includes drug coverage | $0 | $3,800 | $700 | ★★★★★4.5 |
| DEVOTED CORE 066 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $4,700 | $650 | ★★★★★4.5 |
| DEVOTED CORE 046 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $4,950 | $650 | ★★★★★4.5 |
| Humana Gold Plus Reach Giveback H1036-286 (HMO) Humana · HMO · includes drug coverage | $0 | $5,500 | $0 | ★★★★★4.5 |
| DEVOTED GIVEBACK EXTRAS 116 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,700 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★4.5 |
| HumanaChoice Giveback H7617-110 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| HumanaChoice Giveback H7617-145 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| DEVOTED GIVEBACK 045 FL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,700 | $650 | ★★★★★4.5 |
| Freedom Platinum Plan Rx (HMO) Freedom Health, Inc. · HMO · includes drug coverage | $0 | $1,750 | $0 | ★★★★★4 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $3,000 | $700 | ★★★★★4 |
| Freedom Platinum Rewards Plan Rx (HMO) Freedom Health, Inc. · HMO · includes drug coverage | $0 | $3,400 | $0 | ★★★★★4 |
| AARP Medicare Advantage from UHC FL-001P (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $3,500 | $405 | ★★★★★4 |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $3,800 | $405 | ★★★★★4 |
| Aetna Medicare Select (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $3,900 | $200 | ★★★★★4 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. · HMO · no drug coverage | $0 | $4,450 | — | ★★★★★4 |
| HumanaChoice Florida H5216-062 (PPO) Humana · PPO · includes drug coverage | $0 | $4,450 | $700 | ★★★★★4 |
| HumanaChoice Florida H5216-472 (PPO) Humana · PPO · includes drug coverage | $0 | $4,450 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,900 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC FL-0025 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-311 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $7,200 | $700 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $8,900 | — | ★★★★★4 |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $461 | ★★★★★4 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO · no drug coverage | $9 | $7,550 | — | ★★★★★4 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO · includes drug coverage | $35 | $7,550 | $700 | ★★★★★4 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO · includes drug coverage | $161 | $6,700 | $700 | ★★★★★4 |
| BlueMedicare Classic (HMO) Florida Blue HMO · HMO · includes drug coverage | $0 | $6,750 | $700 | ★★★★★3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO · no drug coverage | $0 | $9,250 | — | ★★★★★3.5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO · includes drug coverage | $127 | $9,850 | $685 | ★★★★★3.5 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★3 |
| BlueMedicare Value (PPO) Florida Blue · PPO · includes drug coverage | $0 | $9,250 | $700 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.10 | $9,850 | $700 | ★★★★★5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★5 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $500 | $105 | ★★★★★4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,350 | $700 | ★★★★★4.5 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,350 | $700 | ★★★★★4.5 |
| Optimum Diamond Savings COPD (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,000 | $0 | ★★★★★4.5 |
| Optimum Diamond Savings (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,000 | $0 | ★★★★★4.5 |
| DEVOTED DUAL 039 FL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $5,200 | $700 | ★★★★★4.5 |
| Humana Dual Select H1036-226 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $6,650 | $700 | ★★★★★4.5 |
| DEVOTED DUAL FULL 098 FL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $500 | $105 | ★★★★★4 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $500 | $105 | ★★★★★4 |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $500 | $105 | ★★★★★4 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,000 | $700 | ★★★★★4 |
| Freedom VIP Rewards (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,400 | $0 | ★★★★★4 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,400 | $0 | ★★★★★4 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,400 | $0 | ★★★★★4 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,900 | $405 | ★★★★★4 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★4 |
| Humana Dual Select H7284-010 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,900 | $300 | ★★★★★3.5 |
| Humana Dual Integrated (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $620 | ★★★★★3.5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete FL-Q2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete FL-Y8 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★3.5 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $260 | ★★★★★3 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $3,400 | $260 | ★★★★★3 |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $3,400 | $260 | ★★★★★3 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,700 | $0 | ★★★★★2.5 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,400 | $0 | ★★★★★2.5 |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,100 | $0 | ★★★★★2.5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,250 | $700 | ★★★★★2.5 |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,750 | $700 | ★★★★★2.5 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care (HMO-D-SNP) · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $0 | Not enough data available |
What changed from 2026 to 2027
- 15 plans are new here for 2027.
- 22 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Patriot Giveback (HMO), Wellcare Dual Access Sync (HMO D-SNP), Wellcare Sunshine Health Dual Align (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 58 plans offered both years, 6 raised the monthly premium and 11 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Martin County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Florida (for people with Original Medicare)
- Marketplace health plans in Martin County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Martin County, FL for 2027?
73 plans from 11 insurers: 33 general plans open to anyone with Medicare Parts A and B who lives here, plus 40 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Martin County, FL?
Yes. 29 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Martin County, FL?
Humana Gold Plus Reach H1036-229 (HMO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Martin County, FL?
Freedom Platinum Plan Rx (HMO) caps in-network out-of-pocket costs at $1,750 for 2027.