2027 plan year · Delaware
2027 Medicare Advantage plans in New Castle County, DE
37 plans from 8 insurers for 2027. 15 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $5,900.
- 23general plans
- 15$0-premium plans
- $5,900lowest out-of-pocket max
- 4.5 ★top star rating
- 14Special Needs Plans
2027 Medicare Advantage plans in New Castle County, DE
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| AARP Medicare Advantage Essentials from UHC DE-3 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,400 | $595 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| AARP Medicare Advantage Extras from UHC DE-6 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx DE-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice H5216-390 (PPO) Humana · PPO · includes drug coverage | $7.90 | $5,900 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC DE-0001 (PPO) UnitedHealthcare · PPO · includes drug coverage | $23 | $7,150 | $685 | ★★★★★4 |
| HumanaChoice H5216-387 (PPO) Humana · PPO · includes drug coverage | $43 | $8,950 | $600 | ★★★★★4 |
| AARP Medicare Advantage from UHC DE-0002 (PPO) UnitedHealthcare · PPO · includes drug coverage | $68 | $7,150 | $685 | ★★★★★4 |
| Aetna Medicare Premier (PPO) Aetna Medicare · PPO · includes drug coverage | $106 | $9,850 | $700 | ★★★★★4 |
| Aetna Medicare Advantra Eagle Plus (HMO) Aetna Medicare · HMO · no drug coverage | $0 | $7,150 | — | ★★★★★3.5 |
| Aetna Medicare Advantra Signature (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★3.5 |
| Aetna Medicare Enhanced (HMO) Aetna Medicare · HMO · includes drug coverage | $59 | $7,150 | $400 | ★★★★★3.5 |
| Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield · PPO · no drug coverage | $0 | $6,000 | — | ★★★★★3 |
| Complete Blue PPO Signature (PPO) Highmark Blue Cross Blue Shield · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★3 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $7,900 | $500 | ★★★★★3 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $14 | $7,500 | $700 | ★★★★★3 |
| Complete Blue PPO Distinct (PPO) Highmark Blue Cross Blue Shield · PPO · includes drug coverage | $138 | $6,500 | $700 | ★★★★★3 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★2.5 |
| DEVOTED CHOICE 001 DE (PPO) Devoted Health · PPO · includes drug coverage | $0 | $7,250 | $650 | Plan too new to be measured |
| DEVOTED CHOICE GIVEBACK EXTRAS 005 DE (PPO) Devoted Health · PPO · includes drug coverage | $0 | $8,450 | $700 | Plan too new to be measured |
| DEVOTED CHOICE GIVEBACK 002 DE (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $461 | Plan too new to be measured |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.50 | $9,850 | $700 | ★★★★★5 |
| UHC Complete Care DE-4 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,400 | $505 | ★★★★★4 |
| UHC Complete Care Support DE-5A (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $100 | ★★★★★4 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $700 | ★★★★★3.5 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| HealthSpring Achieve (HMO C-SNP) HealthSpring · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $40 | $7,500 | $500 | ★★★★★3 |
| Wellcare Delaware First Health Dual Select (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,850 | $700 | ★★★★★2.5 |
| Highmark Health Options Duals (HMO D-SNP) Highmark Blue Cross Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.90 | $9,850 | $700 | ★★★★★2.5 |
| Highmark Health Options Duals Select (HMO D-SNP) Highmark Blue Cross Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.90 | $9,850 | $700 | ★★★★★2.5 |
| Wellcare Delaware First Health Dual Align (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.90 | $9,850 | $700 | ★★★★★2.5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 004 DE (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $8,450 | $700 | Plan too new to be measured |
| AmeriHealth Caritas VIP Care Choice (HMO D-SNP) AmeriHealth Caritas VIP Care (HMO-D-SNP) · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,250 | $120 | Not enough data available |
| DEVOTED C-SNP CHOICE PLUS 003 DE (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | Plan too new to be measured |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care (HMO-D-SNP) · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.90 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 4 plans are new here for 2027.
- 3 plans offered here in 2026 aren't listed for 2027 (for example HealthSpring Preferred (HMO), Aetna Medicare Enhanced (HMO), Humana USAA Honor Giveback (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 33 plans offered both years, 7 raised the monthly premium and 11 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in New Castle County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Delaware (for people with Original Medicare)
- Marketplace health plans in New Castle County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in New Castle County, DE for 2027?
37 plans from 8 insurers: 23 general plans open to anyone with Medicare Parts A and B who lives here, plus 14 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in New Castle County, DE?
Yes. 15 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in New Castle County, DE?
Humana Essentials Plus Giveback (PPO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in New Castle County, DE?
HumanaChoice H5216-390 (PPO) caps in-network out-of-pocket costs at $5,900 for 2027.