2027 plan year · Connecticut
2027 Medicare Advantage plans in Litchfield County, CT
34 plans from 5 insurers for 2027. 9 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,950.
- 20general plans
- 9$0-premium plans
- $4,950lowest out-of-pocket max
- 4 ★top star rating
- 14Special Needs Plans
2027 Medicare Advantage plans in Litchfield County, CT
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,950 | — | ★★★★★4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-138 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| HumanaChoice Giveback H5216-476 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| HumanaChoice H5216-289 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $500 | ★★★★★4 |
| Aetna Medicare Elite Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $6 | $7,150 | $700 | ★★★★★4 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO · includes drug coverage | $6 | $7,150 | $700 | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $6 | $7,150 | $700 | ★★★★★4 |
| HumanaChoice H5216-288 (PPO) Humana · PPO · includes drug coverage | $31.20 | $7,150 | $375 | ★★★★★4 |
| Aetna Medicare Elite Enhanced (PPO) Aetna Medicare · PPO · includes drug coverage | $99 | $7,150 | $700 | ★★★★★4 |
| Anthem Veteran (HMO-POS) Anthem Blue Cross and Blue Shield · HMO-POS · no drug coverage | $0 | $5,900 | — | ★★★★★3.5 |
| UHC Medicare Advantage Patriot No Rx CT-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★3.5 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Medicare Advantage CT-0003 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $39 | $7,150 | $685 | ★★★★★3.5 |
| Anthem Medicare Advantage (HMO) Anthem Blue Cross and Blue Shield · HMO · includes drug coverage | $54 | $9,850 | $400 | ★★★★★3.5 |
| UHC Medicare Advantage CT-0002 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $59 | $6,700 | $595 | ★★★★★3.5 |
| UHC Medicare Advantage CT-0001 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $109 | $6,300 | $595 | ★★★★★3.5 |
| Wellcare Simple Open (PPO) Wellcare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $125 | $7,150 | $700 | ★★★★★3 |
| Aetna Medicare Enhanced (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $79 | $7,150 | $500 | Plan too new to be measured |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $18.10 | $9,850 | $700 | ★★★★★5 |
| UHC Dual Complete CT-Q001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $28.80 | $9,850 | $700 | ★★★★★4.5 |
| UHC Dual Complete CT-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $33.80 | $9,850 | $700 | ★★★★★4.5 |
| UHC Dual Complete CT-S2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $33.80 | $9,850 | $700 | ★★★★★4.5 |
| Anthem Full Dual Advantage Select (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Anthem Kidney Care (HMO-POS C-SNP) Anthem Blue Cross and Blue Shield · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Dual Liberty (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Anthem Full Dual Advantage (PPO D-SNP) Anthem Blue Cross and Blue Shield · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $4.60 | $9,850 | $540 | ★★★★★3.5 |
| Anthem Dual Advantage Plus (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $21.10 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual (HMO-POS D-SNP) Aetna Medicare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare QMB Only (HMO-POS D-SNP) Aetna Medicare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $5.20 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare Full Dual Extra (HMO-POS D-SNP) Aetna Medicare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| Aetna Medicare QMB Only Extra (HMO-POS D-SNP) Aetna Medicare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.10 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 5 plans are new here for 2027.
- 16 plans offered here in 2026 aren't listed for 2027 (for example CarePartners Access (PPO), Wellcare Giveback (HMO-POS), Wellcare Giveback Open (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 29 plans offered both years, 10 raised the monthly premium and 10 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Litchfield County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Connecticut (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Litchfield County, CT for 2027?
34 plans from 5 insurers: 20 general plans open to anyone with Medicare Parts A and B who lives here, plus 14 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Litchfield County, CT?
Yes. 9 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Litchfield County, CT?
Humana USAA Honor Giveback (PPO) from Humana has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Litchfield County, CT?
Humana USAA Honor Giveback (PPO) caps in-network out-of-pocket costs at $4,950 for 2027.