2027 plan year · Colorado
2027 Medicare Advantage plans in Ouray County, CO
19 plans from 3 insurers for 2027. 8 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,900.
- 9general plans
- 8$0-premium plans
- $4,900lowest out-of-pocket max
- 4 ★top star rating
- 10Special Needs Plans
2027 Medicare Advantage plans in Ouray County, CO
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,200 | — | ★★★★★4 |
| DEVOTED CORE 014 CO (HMO) Devoted Health · HMO · includes drug coverage | $0 | $6,600 | $650 | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,850 | $450 | ★★★★★4 |
| DEVOTED GIVEBACK EXTRAS 021 CO (HMO) Devoted Health · HMO · includes drug coverage | $0 | $8,400 | $700 | ★★★★★4 |
| DEVOTED GIVEBACK 015 CO (HMO) Devoted Health · HMO · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4 |
| HumanaChoice H5216-223 (PPO) Humana · PPO · includes drug coverage | $20 | $4,900 | $300 | ★★★★★4 |
| DEVOTED CHOICE 005 CO (PPO) Devoted Health · PPO · includes drug coverage | $0 | $6,000 | $650 | ★★★★★3 |
| DEVOTED CHOICE MA ONLY 004 CO (PPO) Devoted Health · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★3 |
| DEVOTED CHOICE GIVEBACK 003 CO (PPO) Devoted Health · PPO · includes drug coverage | $0 | $8,950 | $461 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $0 | ★★★★★4.5 |
| DEVOTED DUAL 007 CO (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,450 | $700 | ★★★★★4 |
| DEVOTED C-SNP ENHANCED 011 CO (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,100 | $461 | ★★★★★4 |
| DEVOTED C-SNP GIVEBACK EXTRAS 018 CO (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $8,400 | $700 | ★★★★★4 |
| DEVOTED C-SNP PLUS 013 CO (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★4 |
| DEVOTED DUAL FULL 012 CO (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| DEVOTED DUAL PLUS 003 CO (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $2.10 | $9,850 | $700 | ★★★★★4 |
| UHC Dual Complete CO-Q1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete CO-S5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★3.5 |
What changed from 2026 to 2027
- 7 plans are new here for 2027.
- 5 plans offered here in 2026 aren't listed for 2027 (for example UHC Dual Complete CO-S4 (HMO-POS D-SNP), Humana Value Plus H5216-195 (PPO), Humana Full Access H5216-333 (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 12 plans offered both years, 1 raised the monthly premium and 5 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Other coverage options
- Stand-alone Part D drug plans in Colorado (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Ouray County, CO for 2027?
19 plans from 3 insurers: 9 general plans open to anyone with Medicare Parts A and B who lives here, plus 10 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Ouray County, CO?
Yes. 8 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Ouray County, CO?
Humana USAA Honor Giveback (PPO) from Humana has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Ouray County, CO?
HumanaChoice H5216-223 (PPO) caps in-network out-of-pocket costs at $4,900 for 2027.