2027 plan year · Colorado
2027 Medicare Advantage plans in Jefferson County, CO
65 plans from 11 insurers for 2027. 31 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,300.
- 37general plans
- 31$0-premium plans
- $3,300lowest out-of-pocket max
- 4.5 ★top star rating
- 28Special Needs Plans
2027 Medicare Advantage plans in Jefferson County, CO
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Total Complete (HMO) Humana · HMO · includes drug coverage | $0 | $4,750 | $0 | ★★★★★4.5 |
| Humana Essentials Plus Giveback (HMO) Humana · HMO · includes drug coverage | $0 | $6,500 | $50 | ★★★★★4.5 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $6,900 | $425 | ★★★★★4.5 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,850 | $450 | ★★★★★4.5 |
| AARP Medicare Advantage from UHC CO-21P (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $4,200 | $685 | ★★★★★4 |
| Kaiser Permanente Senior Advantage Core DM (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $0 | $4,400 | $0 | ★★★★★4 |
| AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $4,450 | $685 | ★★★★★4 |
| DEVOTED CORE 004 CO (HMO) Devoted Health · HMO · includes drug coverage | $0 | $4,450 | $465 | ★★★★★4 |
| Select Health Medicare Essential (HMO) Select Health · HMO · includes drug coverage | $0 | $4,900 | $300 | ★★★★★4 |
| Aetna Medicare Prime (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $5,000 | $400 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx CO-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $5,500 | — | ★★★★★4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $5,500 | — | ★★★★★4 |
| Aetna Medicare Signature (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $5,900 | $400 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,200 | — | ★★★★★4 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $6,200 | $425 | ★★★★★4 |
| DEVOTED GIVEBACK EXTRAS 019 CO (HMO) Devoted Health · HMO · includes drug coverage | $0 | $6,750 | $700 | ★★★★★4 |
| Select Health Medicare Veterans (HMO) Select Health · HMO · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| Kaiser Permanente Senior Advantage Bronze DM (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $0 | $6,800 | $0 | ★★★★★4 |
| AARP Medicare Advantage Extras from UHC CO-5 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,900 | $685 | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,850 | $450 | ★★★★★4 |
| Aetna Medicare Value Care (PPO) Aetna Medicare · PPO · includes drug coverage | $18.40 | $7,150 | $700 | ★★★★★4 |
| HumanaChoice H5216-223 (PPO) Humana · PPO · includes drug coverage | $20 | $4,900 | $300 | ★★★★★4 |
| Kaiser Permanente Senior Advantage Silver DM (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $48 | $3,600 | $0 | ★★★★★4 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $53 | $6,700 | $400 | ★★★★★4 |
| AARP Medicare Advantage from UHC CO-0001 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $56 | $3,900 | $595 | ★★★★★4 |
| Kaiser Permanente Senior Advantage Gold (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $194 | $3,300 | $0 | ★★★★★4 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield · HMO-POS · includes drug coverage | $0 | $9,850 | $325 | ★★★★★3.5 |
| Elevate Medicare Select (HMO) Elevate Medicare Advantage · HMO · includes drug coverage | $0 | $9,850 | $300 | ★★★★★3.5 |
| DEVOTED CHOICE 002 CO (PPO) Devoted Health · PPO · includes drug coverage | $0 | $6,050 | $650 | ★★★★★3 |
| DEVOTED CHOICE MA ONLY 004 CO (PPO) Devoted Health · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★3 |
| DEVOTED CHOICE GIVEBACK 003 CO (PPO) Devoted Health · PPO · includes drug coverage | $0 | $8,950 | $461 | ★★★★★3 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $0 | $9,500 | $700 | ★★★★★3 |
| Perennial Advantage Freedom (HMO-POS) Perennial Advantage · HMO-POS · includes drug coverage | $0 | $3,500 | $0 | Not enough data available |
| Humana Total Complete (HMO) Humana · HMO · includes drug coverage | $0 | $4,650 | $0 | Not enough data available |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $5,150 | $500 | Not enough data available |
| AARP Medicare Advantage from UHC CO-0011 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $5,900 | $685 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan CO-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★5 |
| Humana Dual Select H0028-078 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $6,500 | $700 | ★★★★★4.5 |
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $0 | ★★★★★4.5 |
| UHC Dual Advantage CO-V1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $5,900 | $700 | ★★★★★4.5 |
| UHC Dual Complete CO-Q2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★4.5 |
| UHC Complete Care CO-1P (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,100 | $685 | ★★★★★4 |
| DEVOTED DUAL 007 CO (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,450 | $700 | ★★★★★4 |
| DEVOTED C-SNP ENHANCED 009 CO (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,700 | $461 | ★★★★★4 |
| Kaiser Permanente Dual Essential (HMO D-SNP) Kaiser Permanente · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $5,900 | $700 | ★★★★★4 |
| DEVOTED C-SNP GIVEBACK EXTRAS 016 CO (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,750 | $700 | ★★★★★4 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| DEVOTED C-SNP PLUS 013 CO (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★4 |
| DEVOTED DUAL FULL 012 CO (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| DEVOTED DUAL PLUS 003 CO (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Kaiser Permanente Dual Complete (HMO D-SNP) Kaiser Permanente · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $2.10 | $9,850 | $700 | ★★★★★4 |
| Anthem Chronic Care (HMO-POS C-SNP) Anthem Blue Cross and Blue Shield · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,000 | $250 | ★★★★★3.5 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Elevate Medicare Choice (HMO D-SNP) Elevate Medicare Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Anthem Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete CO-Q1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete CO-S4 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★3.5 |
| Perennial Advantage Premier (HMO-POS I-SNP) Perennial Advantage · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $3,300 | $0 | Not enough data available |
| Perennial Advantage Strive (HMO I-SNP) Perennial Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $14.60 | $9,850 | $700 | Not enough data available |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | Not enough data available |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | Not enough data available |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $18.40 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 11 plans are new here for 2027.
- 18 plans offered here in 2026 aren't listed for 2027 (for example UHC Dual Complete CO-S4 (HMO-POS D-SNP), HealthSpring TotalCare (HMO D-SNP), HealthSpring TotalCare Plus (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 54 plans offered both years, 3 raised the monthly premium and 19 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Jefferson County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Colorado (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Jefferson County, CO for 2027?
65 plans from 11 insurers: 37 general plans open to anyone with Medicare Parts A and B who lives here, plus 28 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Jefferson County, CO?
Yes. 31 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Jefferson County, CO?
Humana Total Complete (HMO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Jefferson County, CO?
Kaiser Permanente Senior Advantage Gold (HMO-POS) caps in-network out-of-pocket costs at $3,300 for 2027.