2027 plan year · Colorado
2027 Medicare Advantage plans in Gilpin County, CO
29 plans from 5 insurers for 2027. 11 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,300.
- 15general plans
- 11$0-premium plans
- $3,300lowest out-of-pocket max
- 4 ★top star rating
- 14Special Needs Plans
2027 Medicare Advantage plans in Gilpin County, CO
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Senior Advantage Core DM (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $0 | $4,400 | $0 | ★★★★★4 |
| DEVOTED CORE 004 CO (HMO) Devoted Health · HMO · includes drug coverage | $0 | $4,450 | $465 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,200 | — | ★★★★★4 |
| Select Health Medicare Essential (HMO) Select Health · HMO · includes drug coverage | $0 | $6,700 | $700 | ★★★★★4 |
| DEVOTED GIVEBACK EXTRAS 019 CO (HMO) Devoted Health · HMO · includes drug coverage | $0 | $6,750 | $700 | ★★★★★4 |
| Select Health Medicare Veterans (HMO) Select Health · HMO · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| Kaiser Permanente Senior Advantage Bronze DM (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $0 | $6,800 | $0 | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,850 | $450 | ★★★★★4 |
| HumanaChoice H5216-223 (PPO) Humana · PPO · includes drug coverage | $20 | $4,900 | $300 | ★★★★★4 |
| Kaiser Permanente Senior Advantage Silver DM (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $48 | $3,600 | $0 | ★★★★★4 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $53 | $6,700 | $400 | ★★★★★4 |
| Kaiser Permanente Senior Advantage Gold (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $194 | $3,300 | $0 | ★★★★★4 |
| DEVOTED CHOICE 002 CO (PPO) Devoted Health · PPO · includes drug coverage | $0 | $6,050 | $650 | ★★★★★3 |
| DEVOTED CHOICE MA ONLY 004 CO (PPO) Devoted Health · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★3 |
| DEVOTED CHOICE GIVEBACK 003 CO (PPO) Devoted Health · PPO · includes drug coverage | $0 | $8,950 | $461 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $0 | ★★★★★4.5 |
| UHC Dual Advantage CO-V1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $5,900 | $700 | ★★★★★4.5 |
| UHC Dual Complete CO-Q2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★4.5 |
| DEVOTED DUAL 007 CO (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,450 | $700 | ★★★★★4 |
| DEVOTED C-SNP ENHANCED 009 CO (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,700 | $461 | ★★★★★4 |
| Kaiser Permanente Dual Essential (HMO D-SNP) Kaiser Permanente · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $5,900 | $700 | ★★★★★4 |
| DEVOTED C-SNP GIVEBACK EXTRAS 016 CO (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,750 | $700 | ★★★★★4 |
| DEVOTED C-SNP PLUS 013 CO (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★4 |
| DEVOTED DUAL FULL 012 CO (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| DEVOTED DUAL PLUS 003 CO (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Kaiser Permanente Dual Complete (HMO D-SNP) Kaiser Permanente · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $2.10 | $9,850 | $700 | ★★★★★4 |
| UHC Dual Complete CO-Q1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete CO-S4 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★3.5 |
What changed from 2026 to 2027
- 4 plans are new here for 2027.
- 23 plans offered here in 2026 aren't listed for 2027 (for example UHC Dual Complete CO-S4 (HMO-POS D-SNP), Select Health Medicare Essential (HMO), Select Health Medicare + Kroger (HMO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 25 plans offered both years, 3 raised the monthly premium and 10 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Other coverage options
- Stand-alone Part D drug plans in Colorado (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Gilpin County, CO for 2027?
29 plans from 5 insurers: 15 general plans open to anyone with Medicare Parts A and B who lives here, plus 14 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Gilpin County, CO?
Yes. 11 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Gilpin County, CO?
Kaiser Permanente Senior Advantage Core DM (HMO-POS) from Kaiser Permanente has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Gilpin County, CO?
Kaiser Permanente Senior Advantage Gold (HMO-POS) caps in-network out-of-pocket costs at $3,300 for 2027.