2027 plan year · Colorado
2027 Medicare Advantage plans in Delta County, CO
17 plans from 6 insurers for 2027. 8 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,900.
- 10general plans
- 8$0-premium plans
- $4,900lowest out-of-pocket max
- 4 ★top star rating
- 7Special Needs Plans
2027 Medicare Advantage plans in Delta County, CO
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Select Health Medicare Essential (HMO) Select Health · HMO · includes drug coverage | $0 | $4,900 | $300 | ★★★★★4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $5,500 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,200 | — | ★★★★★4 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $6,250 | $400 | ★★★★★4 |
| Select Health Medicare Veterans (HMO) Select Health · HMO · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,850 | $450 | ★★★★★4 |
| Aetna Medicare Value Care (PPO) Aetna Medicare · PPO · includes drug coverage | $18.40 | $7,150 | $700 | ★★★★★4 |
| HumanaChoice H5216-223 (PPO) Humana · PPO · includes drug coverage | $20 | $4,900 | $300 | ★★★★★4 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $0 | $9,500 | $700 | ★★★★★3 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $7,150 | $500 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $0 | ★★★★★4.5 |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $2.10 | $9,850 | $700 | ★★★★★4 |
| UHC Dual Complete CO-Q1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete CO-S5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | ★★★★★3.5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | Not enough data available |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $18.40 | $9,850 | $700 | Not enough data available |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $18.40 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 4 plans are new here for 2027.
- 18 plans offered here in 2026 aren't listed for 2027 (for example UHC Dual Complete CO-S4 (HMO-POS D-SNP), HealthSpring TotalCare (HMO D-SNP), HealthSpring TotalCare Plus (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 13 plans offered both years, 1 raised the monthly premium and 4 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Delta County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Colorado (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Delta County, CO for 2027?
17 plans from 6 insurers: 10 general plans open to anyone with Medicare Parts A and B who lives here, plus 7 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Delta County, CO?
Yes. 8 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Delta County, CO?
Select Health Medicare Essential (HMO) from Select Health has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Delta County, CO?
Select Health Medicare Essential (HMO) caps in-network out-of-pocket costs at $4,900 for 2027.