2027 plan year · Arizona
2027 Medicare Advantage plans in Gila County, AZ
22 plans from 8 insurers for 2027. 6 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,150.
- 9general plans
- 6$0-premium plans
- $4,150lowest out-of-pocket max
- 4 ★top star rating
- 13Special Needs Plans
2027 Medicare Advantage plans in Gila County, AZ
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $5,150 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC AZ-0010 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,850 | $450 | ★★★★★4 |
| HumanaChoice H5216-224 (PPO) Humana · PPO · includes drug coverage | $16.80 | $4,150 | $500 | ★★★★★4 |
| AARP Medicare Advantage from UHC AZ-0008 (PPO) UnitedHealthcare · PPO · includes drug coverage | $64 | $7,150 | $685 | ★★★★★4 |
| Wellcare Simple (HMO) Wellcare · HMO · includes drug coverage | $0 | $9,800 | $700 | ★★★★★3.5 |
| HumanaChoice R7220-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,000 | — | ★★★★★3 |
| HumanaChoice R7220-002 (Regional PPO) Humana · Regional PPO · includes drug coverage | $110 | $7,150 | $700 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Health Choice Pathway (HMO D-SNP) Blue Cross Blue Shield of Arizona Health Choice · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $300 | ★★★★★3.5 |
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Banner Medicare Advantage Dual (HMO D-SNP) Banner Medicare Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3.5 |
| Banner Medicare Advantage Dual (HMO D-SNP) Banner Medicare Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete AZ-YL (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.10 | $9,850 | $700 | ★★★★★3 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,900 | $0 | ★★★★★2.5 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,200 | $0 | ★★★★★2.5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $16.80 | $9,250 | $700 | ★★★★★2.5 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Arizona · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 2 plans are new here for 2027.
- 5 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Simple (HMO), Wellcare Giveback (HMO), AARP Medicare Advantage Access from UHC AZ-15 (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 20 plans offered both years, 5 raised the monthly premium and 8 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Gila County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Arizona (for people with Original Medicare)
- Marketplace health plans in Gila County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Gila County, AZ for 2027?
22 plans from 8 insurers: 9 general plans open to anyone with Medicare Parts A and B who lives here, plus 13 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Gila County, AZ?
Yes. 6 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Gila County, AZ?
Humana USAA Honor Giveback (PPO) from Humana has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Gila County, AZ?
HumanaChoice H5216-224 (PPO) caps in-network out-of-pocket costs at $4,150 for 2027.