2027 plan year · Arizona
2027 Medicare Advantage plans in Cochise County, AZ
28 plans from 7 insurers for 2027. 13 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $5,150.
- 15general plans
- 13$0-premium plans
- $5,150lowest out-of-pocket max
- 4.5 ★top star rating
- 13Special Needs Plans
2027 Medicare Advantage plans in Cochise County, AZ
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| DEVOTED CORE 098 AZ (HMO) Devoted Health · HMO · includes drug coverage | $0 | $6,050 | $650 | ★★★★★4.5 |
| DEVOTED GIVEBACK EXTRAS 106 AZ (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,850 | $700 | ★★★★★4.5 |
| DEVOTED GIVEBACK 099 AZ (HMO) Devoted Health · HMO · includes drug coverage | $0 | $9,450 | $650 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $5,150 | — | ★★★★★4 |
| DEVOTED CORE 007 AZ (HMO) Devoted Health · HMO · includes drug coverage | $0 | $6,750 | $650 | ★★★★★4 |
| AARP Medicare Advantage from UHC AZ-0010 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,850 | $450 | ★★★★★4 |
| AARP Medicare Advantage from UHC AZ-0008 (PPO) UnitedHealthcare · PPO · includes drug coverage | $64 | $7,150 | $685 | ★★★★★4 |
| DEVOTED CHOICE 002 AZ (PPO) Devoted Health · PPO · includes drug coverage | $0 | $6,100 | $465 | ★★★★★3.5 |
| DEVOTED CHOICE MA ONLY 005 AZ (PPO) Devoted Health · PPO · no drug coverage | $0 | $7,000 | — | ★★★★★3.5 |
| DEVOTED CHOICE GIVEBACK 006 AZ (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,450 | $461 | ★★★★★3.5 |
| Wellcare Simple (HMO) Wellcare · HMO · includes drug coverage | $0 | $9,800 | $700 | ★★★★★3.5 |
| HumanaChoice R7220-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,000 | — | ★★★★★3 |
| HumanaChoice R7220-002 (Regional PPO) Humana · Regional PPO · includes drug coverage | $110 | $7,150 | $700 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| DEVOTED C-SNP ENHANCED 100 AZ (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,550 | $650 | ★★★★★4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 103 AZ (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,850 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP PLUS 101 AZ (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4.5 |
| UHC Complete Care Support AZ-1A (PPO C-SNP) UnitedHealthcare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $100 | ★★★★★4.5 |
| DEVOTED C-SNP PLUS 027 AZ (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★4 |
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Banner Medicare Advantage Dual (HMO D-SNP) Banner Medicare Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3.5 |
| Banner Medicare Advantage Dual (HMO D-SNP) Banner Medicare Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete AZ-YL (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.80 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $16.10 | $9,850 | $700 | ★★★★★3 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,500 | $0 | ★★★★★2.5 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,900 | $0 | ★★★★★2.5 |
What changed from 2026 to 2027
- 8 plans are new here for 2027.
- 6 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Simple (HMO), Wellcare Giveback (HMO), Wellcare Specialty Simple (HMO C-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 20 plans offered both years, 3 raised the monthly premium and 6 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Cochise County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Arizona (for people with Original Medicare)
- Marketplace health plans in Cochise County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Cochise County, AZ for 2027?
28 plans from 7 insurers: 15 general plans open to anyone with Medicare Parts A and B who lives here, plus 13 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Cochise County, AZ?
Yes. 13 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Cochise County, AZ?
DEVOTED CORE 098 AZ (HMO) from Devoted Health has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Cochise County, AZ?
Humana USAA Honor Giveback (PPO) caps in-network out-of-pocket costs at $5,150 for 2027.