2027 plan year · Alabama
2027 Medicare Advantage plans in Jackson County, AL
67 plans from 8 insurers for 2027. 26 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,250.
- 39general plans
- 26$0-premium plans
- $3,250lowest out-of-pocket max
- 4.5 ★top star rating
- 28Special Needs Plans
2027 Medicare Advantage plans in Jackson County, AL
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (HMO) Humana · HMO · no drug coverage | $0 | $4,150 | — | ★★★★★4.5 |
| DEVOTED CHOICE 008 AL (PPO) Devoted Health · PPO · includes drug coverage | $0 | $5,600 | $650 | ★★★★★4.5 |
| Humana Gold Plus H4461-078 (HMO) Humana · HMO · includes drug coverage | $0 | $6,360 | $700 | ★★★★★4.5 |
| DEVOTED CHOICE GIVEBACK EXTRAS 039 AL (PPO) Devoted Health · PPO · includes drug coverage | $0 | $7,700 | $700 | ★★★★★4.5 |
| DEVOTED CHOICE GIVEBACK 010 AL (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4.5 |
| Humana Value Plus H7617-089 (PPO) Humana · PPO · includes drug coverage | $0.50 | $6,200 | $400 | ★★★★★4.5 |
| HumanaChoice H7617-090 (PPO) Humana · PPO · includes drug coverage | $34 | $3,250 | $700 | ★★★★★4.5 |
| Humana Gold Plus H4461-079 (HMO) Humana · HMO · includes drug coverage | $36 | $4,900 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,150 | — | ★★★★★4 |
| Humana Value Plus H5216-179 (PPO) Humana · PPO · includes drug coverage | $0 | $6,200 | $400 | ★★★★★4 |
| Aetna Medicare Signature Plus (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $7,150 | $600 | ★★★★★4 |
| Blue Advantage Choice (PPO) Blue Cross and Blue Shield of Alabama · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Humana Gold Plus H5619-089 (HMO) Humana · HMO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Aetna Medicare Eagle Plus (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| VIVA Medicare Classic (HMO) VIVA Medicare · HMO · includes drug coverage | $0 | $9,250 | $450 | ★★★★★4 |
| VIVA Medicare Select (HMO) VIVA Medicare · HMO · no drug coverage | $0 | $9,250 | — | ★★★★★4 |
| Aetna Medicare Value Plus (PPO) Aetna Medicare · PPO · includes drug coverage | $23.30 | $9,850 | $400 | ★★★★★4 |
| HumanaChoice H5216-368 (PPO) Humana · PPO · includes drug coverage | $27.50 | $3,250 | $700 | ★★★★★4 |
| Blue Advantage Complete (PPO) Blue Cross and Blue Shield of Alabama · PPO · includes drug coverage | $39.50 | $6,000 | $620 | ★★★★★4 |
| VIVA Medicare Premier (HMO) VIVA Medicare · HMO · includes drug coverage | $99 | $6,500 | $350 | ★★★★★4 |
| HumanaChoice R0110-017 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $4,650 | — | ★★★★★3.5 |
| HealthSpring Courage (HMO) HealthSpring · HMO · no drug coverage | $0 | $5,750 | — | ★★★★★3.5 |
| DEVOTED CHOICE 002 AL (PPO) Devoted Health · PPO · includes drug coverage | $0 | $5,900 | $650 | ★★★★★3.5 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $6,200 | $400 | ★★★★★3.5 |
| AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,300 | $685 | ★★★★★3.5 |
| Aetna Medicare Signature Care (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $6,750 | $400 | ★★★★★3.5 |
| AARP Medicare Advantage Extras from UHC AL-7 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC AL-0001 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage Patriot No Rx AL-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★3.5 |
| AARP Medicare Advantage Patriot No Rx AL-MA2 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★3.5 |
| DEVOTED CHOICE MA ONLY 007 AL (PPO) Devoted Health · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★3.5 |
| DEVOTED CHOICE GIVEBACK 006 AL (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3.5 |
| DEVOTED GIVEBACK 002 AL (HMO) Devoted Health · HMO · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3.5 |
| Aetna Medicare Signature Extra Care (HMO) Aetna Medicare · HMO · includes drug coverage | $23 | $5,900 | $400 | ★★★★★3.5 |
| HealthSpring Preferred Plus (HMO) HealthSpring · HMO · includes drug coverage | $30 | $5,700 | $400 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC AL-6 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $43 | $5,400 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC AL-0002 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $45 | $5,400 | $685 | ★★★★★3.5 |
| HumanaChoice R0110-018 (Regional PPO) Humana · Regional PPO · includes drug coverage | $124 | $7,000 | $700 | ★★★★★3.5 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $15 | $7,500 | $500 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| DEVOTED C-SNP CHOICE ENHANCED 014 AL (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,100 | $650 | ★★★★★4.5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 018 AL (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,700 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP CHOICE PLUS 016 AL (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4.5 |
| DEVOTED DUAL CHOICE FULL 012 AL (PPO D-SNP) Devoted Health · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| VIVA Medicare Healthy Lifestyles (HMO C-SNP) VIVA Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,900 | $550 | ★★★★★4 |
| HumanaChoice SNP-DE H5216-370 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| VIVA Medicare Extra Care (HMO D-SNP) VIVA Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $13.70 | $6,750 | $700 | ★★★★★4 |
| DEVOTED DUAL 007 AL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $6,100 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP CHOICE 010 AL (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,500 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP CHOICE ENHANCED 011 AL (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,500 | $461 | ★★★★★3.5 |
| UHC Complete Care AL-8 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,700 | $685 | ★★★★★3.5 |
| UHC Complete Care AL-5 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $685 | ★★★★★3.5 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP CHOICE PLUS 015 AL (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3.5 |
| DEVOTED DUAL CHOICE FULL 014 AL (PPO D-SNP) Devoted Health · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| DEVOTED DUAL PLUS 006 AL (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete AL-Q1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $435 | ★★★★★3.5 |
| UHC Dual Complete AL-Q2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $445 | ★★★★★3.5 |
| UHC Dual Complete AL-S1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $530 | ★★★★★3.5 |
| UHC Dual Advantage AL-V2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $3.90 | $5,900 | $700 | ★★★★★3.5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $13.40 | $9,850 | $700 | ★★★★★3.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $13.70 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete AL-Q3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $13.70 | $9,850 | $700 | ★★★★★3.5 |
| Simpra Advantage Dual Care (PPO D-SNP) Simpra Advantage · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $13.70 | $9,850 | $700 | Not enough data available |
| Simpra Advantage Nursing Home Plan (PPO I-SNP) Simpra Advantage · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $13.70 | $9,850 | $700 | Not enough data available |
| Simpra Advantage Assist (PPO I-SNP) Simpra Advantage · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $90 | $6,700 | $150 | Not enough data available |
What changed from 2026 to 2027
- 16 plans are new here for 2027.
- 7 plans offered here in 2026 aren't listed for 2027 (for example Blue Advantage Premier (PPO), UHC Dual Complete AL-V001 (HMO-POS D-SNP), AARP Medicare Advantage from UHC AL-0004 (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 51 plans offered both years, 10 raised the monthly premium and 15 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Jackson County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Alabama (for people with Original Medicare)
- Marketplace health plans in Jackson County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Jackson County, AL for 2027?
67 plans from 8 insurers: 39 general plans open to anyone with Medicare Parts A and B who lives here, plus 28 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Jackson County, AL?
Yes. 26 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Jackson County, AL?
Humana USAA Honor Giveback (HMO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Jackson County, AL?
HumanaChoice H7617-090 (PPO) caps in-network out-of-pocket costs at $3,250 for 2027.