2026 plan year · Wyoming
2026 health insurance plans in Sweetwater County, WY
23 Marketplace plans from 2 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $1,104benchmark silver (age 40)
- $795cheapest bronze (age 40)
- 2insurers
- +25.2%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Mountain Health CO-OP. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BlueSelect Bronze Basic Blue Cross Blue Shield of Wyoming · PPO | $622 | $795 | $1,688 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BlueSelect Bronze Core Blue Cross Blue Shield of Wyoming · PPO | $650 | $830 | $1,763 | $6,800 | $8,500 | 50% Coinsurance after deductible |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · EPO | $679 | $868 | $1,843 | $7,500 | $10,000 | $50 |
| UHC Bronze Value HSA (No Referrals) UnitedHealthcare · EPO | $685 | $875 | $1,858 | $7,000 | $8,300 | $30 Copay after deductible |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $700 | $894 | $1,899 | $0 | $10,600 | $50 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $713 | $912 | $1,936 | $0 | $10,600 | $50 |
| BlueSelect Expanded Bronze Standard without Kid's Dental Blue Cross Blue Shield of Wyoming · PPO | $724 | $925 | $1,965 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BlueSelect Silver Standard without Kid's Dental Blue Cross Blue Shield of Wyoming · PPO | $863 | $1,103 | $2,342 | $6,000 | $8,900 | $40 |
| BlueSelect Silver HealthPlus without Kid's Dental Blue Cross Blue Shield of Wyoming · PPO | $864 | $1,104 | $2,345 | $5,500 | $9,400 | $45 |
| BlueSelect Silver Classic without Kid's Dental Blue Cross Blue Shield of Wyoming · PPO | $865 | $1,106 | $2,349 | $3,600 | $10,400 | $45 |
| BlueSelect Silver HealthPlus Blue Cross Blue Shield of Wyoming · PPO | $867 | $1,108 | $2,352 | $5,500 | $9,400 | $45 |
| BlueSelect Silver Classic Blue Cross Blue Shield of Wyoming · PPO | $868 | $1,110 | $2,356 | $3,600 | $10,400 | $45 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · EPO | $883 | $1,128 | $2,396 | $6,000 | $8,900 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $890 | $1,137 | $2,415 | $5,400 | $9,850 | $25 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $891 | $1,138 | $2,417 | $4,000 | $10,150 | $20 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $905 | $1,156 | $2,455 | $4,000 | $10,150 | $20 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BlueSelect Gold Core Blue Cross Blue Shield of Wyoming · PPO | $793 | $1,013 | $2,151 | $2,000 | $7,000 | 20% Coinsurance after deductible |
| BlueSelect Gold HealthPlus Blue Cross Blue Shield of Wyoming · PPO | $807 | $1,031 | $2,189 | $1,500 | $10,600 | $30 |
| BlueSelect Gold Standard without Kid's Dental Blue Cross Blue Shield of Wyoming · PPO | $821 | $1,050 | $2,229 | $2,000 | $8,200 | $30 |
| UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $831 | $1,062 | $2,254 | $2,000 | $8,600 | $15 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · EPO | $832 | $1,063 | $2,257 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $859 | $1,098 | $2,331 | $1,500 | $7,000 | $10 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $873 | $1,115 | $2,368 | $1,500 | $7,000 | $10 |
Care quality in Sweetwater County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Sweetwater County.
Frequently asked questions
How many Marketplace health plans are available in Sweetwater County, WY for 2026?
23 plans from 2 insurers: Blue Cross Blue Shield of Wyoming, UnitedHealthcare.
What is the benchmark silver plan premium in Sweetwater County, WY?
For 2026, the second-lowest-cost silver plan costs $1,104 a month for a 40-year-old before tax credits, up 25.2% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Sweetwater County, WY?
The lowest bronze premium for a 40-year-old is $795 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Sweetwater County, WY?
Mountain Health CO-OP offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.