2026 plan year · Tennessee
2026 health insurance plans in Knox County, TN
50 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $680benchmark silver (age 40)
- $480cheapest bronze (age 40)
- 4insurers
- +44.8%benchmark change vs. 2025
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare · EPO | $376 | $480 | $1,020 | $10,600 | $10,600 | No Charge after Deductible |
| BlueCross B15E $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $378 | $484 | $1,027 | $10,600 | $10,600 | No Charge after Deductible |
| BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental BlueCross BlueShield of Tennessee · EPO | $390 | $498 | $1,057 | $10,600 | $10,600 | No Charge after Deductible |
| Connect Bronze 7500 Indiv Med Deductible Cigna Healthcare · EPO | $437 | $559 | $1,186 | $7,500 | $10,150 | 50% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Standard (No Referrals) UnitedHealthcare · EPO | $394 | $503 | $1,069 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter of Tennessee · EPO | $401 | $513 | $1,089 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter of Tennessee · EPO | $403 | $515 | $1,093 | $7,500 | $10,000 | $50 |
| BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $404 | $516 | $1,096 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter of Tennessee · EPO | $412 | $527 | $1,119 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter of Tennessee · EPO | $414 | $529 | $1,123 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $415 | $531 | $1,127 | $0 | $10,600 | $25 |
| UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $429 | $548 | $1,163 | $0 | $10,600 | $25 |
| Connect Bronze 8500 Indiv Med Deductible Cigna Healthcare · EPO | $449 | $574 | $1,220 | $8,500 | $10,150 | $10 |
| Connect Bronze CMS Standard Cigna Healthcare · EPO | $452 | $578 | $1,228 | $7,500 | $10,000 | $50 |
| Elite Bronze Ambetter of Tennessee · EPO | $457 | $584 | $1,241 | $0 | $10,500 | $50 |
| BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $459 | $587 | $1,246 | $7,500 | $10,000 | $50 |
| Connect myDiabetesCare Bronze Cigna Healthcare · EPO | $464 | $593 | $1,258 | $3,500 | $10,150 | $30 |
| Elite Bronze + Vision + Adult Dental Ambetter of Tennessee · EPO | $470 | $600 | $1,275 | $0 | $10,500 | $50 |
| BlueCross B19E $60 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $477 | $609 | $1,294 | $0 | $10,600 | $60 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter of Tennessee · EPO | $523 | $669 | $1,420 | $6,000 | $8,900 | $40 |
| BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $532 | $680 | $1,443 | $8,100 | $8,100 | $45 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter of Tennessee · EPO | $537 | $686 | $1,457 | $5,000 | $8,650 | $30 |
| Standard Silver + Vision + Adult Dental Ambetter of Tennessee · EPO | $538 | $687 | $1,459 | $6,000 | $8,900 | $40 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · EPO | $540 | $690 | $1,465 | $6,000 | $8,900 | $40 |
| BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $544 | $695 | $1,475 | $6,000 | $8,900 | $40 |
| BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $545 | $697 | $1,480 | $5,900 | $6,900 | $60 |
| UHC Silver Advantage (Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $546 | $697 | $1,481 | $3,500 | $10,500 | $20 |
| UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $548 | $700 | $1,487 | $0 | $10,150 | $15 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Tennessee · EPO | $552 | $705 | $1,497 | $5,000 | $8,650 | $30 |
| UHC Silver Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $559 | $714 | $1,517 | $3,500 | $10,500 | $20 |
| BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental BlueCross BlueShield of Tennessee · EPO | $562 | $719 | $1,526 | $5,900 | $6,900 | $60 |
| Connect Silver 4500 Indiv Med Deductible Cigna Healthcare · EPO | $572 | $732 | $1,554 | $4,500 | $9,525 | $15 |
| Connect Silver CMS Standard Cigna Healthcare · EPO | $574 | $734 | $1,558 | $6,000 | $8,900 | $40 |
| Connect Silver 3000 Indiv Med Deductible Cigna Healthcare · EPO | $575 | $735 | $1,561 | $3,000 | $10,150 | $5 |
| Connect myDiabetesCare Silver Cigna Healthcare · EPO | $578 | $738 | $1,568 | $2,500 | $10,000 | $5 |
| BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $618 | $790 | $1,677 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Gold Advantage (Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $524 | $670 | $1,422 | $2,000 | $8,500 | $10 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · EPO | $527 | $674 | $1,430 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter of Tennessee · EPO | $534 | $682 | $1,448 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $537 | $687 | $1,459 | $2,000 | $8,500 | $10 |
| UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $540 | $690 | $1,465 | $0 | $8,500 | $10 |
| Everyday Gold Ambetter of Tennessee · EPO | $541 | $691 | $1,468 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter of Tennessee · EPO | $548 | $701 | $1,488 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter of Tennessee · EPO | $556 | $710 | $1,509 | $800 | $7,250 | $35 |
| BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® BlueCross BlueShield of Tennessee · EPO | $568 | $726 | $1,541 | $2,000 | $8,200 | $30 |
| Connect Gold CMS Standard Cigna Healthcare · EPO | $580 | $742 | $1,575 | $2,000 | $8,200 | $30 |
| Connect Gold 1500 Indiv Med Deductible Cigna Healthcare · EPO | $584 | $746 | $1,584 | $1,500 | $7,400 | $15 |
| Elite Gold Ambetter of Tennessee · EPO | $606 | $774 | $1,644 | $0 | $6,500 | $5 |
| Elite Gold + Vision + Adult Dental Ambetter of Tennessee · EPO | $622 | $795 | $1,689 | $0 | $6,500 | $5 |
| BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ® BlueCross BlueShield of Tennessee · EPO | $646 | $825 | $1,752 | $2,000 | $8,200 | $30 |
Care quality in Knox County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Knox County.
Frequently asked questions
How many Marketplace health plans are available in Knox County, TN for 2026?
50 plans from 4 insurers: Ambetter of Tennessee, BlueCross BlueShield of Tennessee, Cigna Healthcare, UnitedHealthcare.
What is the benchmark silver plan premium in Knox County, TN?
For 2026, the second-lowest-cost silver plan costs $680 a month for a 40-year-old before tax credits, up 44.8% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Knox County, TN?
The lowest bronze premium for a 40-year-old is $480 a month before tax credits. Bronze plans have low premiums but high deductibles.