2026 plan year · Tennessee
2026 health insurance plans in Bradley County, TN
59 Marketplace plans from 5 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $699benchmark silver (age 40)
- $482cheapest bronze (age 40)
- 5insurers
- +38.9%benchmark change vs. 2025
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| BlueCross B15E $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $420 | $537 | $1,140 | $10,600 | $10,600 | No Charge after Deductible |
| UHC Bronze Essential (No Referrals) UnitedHealthcare · EPO | $429 | $548 | $1,164 | $10,600 | $10,600 | No Charge after Deductible |
| BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental BlueCross BlueShield of Tennessee · EPO | $433 | $553 | $1,174 | $10,600 | $10,600 | No Charge after Deductible |
| Connect Bronze 7500 Indiv Med Deductible Cigna Healthcare · EPO | $439 | $561 | $1,191 | $7,500 | $10,150 | 50% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| SoloCare Exp Bronze EPO $9500 DED 10015 Alliant Health Plans, Inc. · EPO | $377 | $482 | $1,024 | $9,500 | $10,150 | 50% Coinsurance after deductible |
| SoloCare Standard Exp Bronze EPO $7500 DED 10008 Alliant Health Plans, Inc. · EPO | $385 | $492 | $1,046 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter of Tennessee · EPO | $419 | $535 | $1,137 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter of Tennessee · EPO | $420 | $537 | $1,141 | $7,500 | $10,000 | $50 |
| SoloCare Bronze EPO $8500 DED HSA 10004 Alliant Health Plans, Inc. · EPO | $430 | $550 | $1,168 | $8,500 | $8,500 | No Charge after Deductible |
| Everyday Bronze + Vision + Adult Dental Ambetter of Tennessee · EPO | $430 | $550 | $1,168 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter of Tennessee · EPO | $432 | $552 | $1,172 | $7,500 | $10,000 | $50 |
| BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $448 | $573 | $1,217 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · EPO | $450 | $575 | $1,221 | $7,500 | $10,000 | $50 |
| Connect Bronze 8500 Indiv Med Deductible Cigna Healthcare · EPO | $451 | $577 | $1,225 | $8,500 | $10,150 | $10 |
| Connect Bronze CMS Standard Cigna Healthcare · EPO | $454 | $581 | $1,233 | $7,500 | $10,000 | $50 |
| Connect myDiabetesCare Bronze Cigna Healthcare · EPO | $466 | $595 | $1,264 | $3,500 | $10,150 | $30 |
| UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $474 | $606 | $1,287 | $0 | $10,600 | $25 |
| Elite Bronze Ambetter of Tennessee · EPO | $477 | $610 | $1,295 | $0 | $10,500 | $50 |
| UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $489 | $625 | $1,328 | $0 | $10,600 | $25 |
| Elite Bronze + Vision + Adult Dental Ambetter of Tennessee · EPO | $490 | $627 | $1,331 | $0 | $10,500 | $50 |
| BlueCross B19E $60 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $529 | $676 | $1,437 | $0 | $10,600 | $60 |
| BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $541 | $691 | $1,468 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter of Tennessee · EPO | $546 | $698 | $1,482 | $6,000 | $8,900 | $40 |
| SoloCare Standard Silver EPO $6000 DED 10007 Alliant Health Plans, Inc. · EPO | $547 | $699 | $1,483 | $6,000 | $8,900 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter of Tennessee · EPO | $560 | $716 | $1,521 | $5,000 | $8,650 | $30 |
| Standard Silver + Vision + Adult Dental Ambetter of Tennessee · EPO | $561 | $717 | $1,523 | $6,000 | $8,900 | $40 |
| SoloCare Silver EPO $6500 DED 10013 Alliant Health Plans, Inc. · EPO | $572 | $731 | $1,553 | $6,500 | $9,600 | $40 |
| Connect Silver 4500 Indiv Med Deductible Cigna Healthcare · EPO | $575 | $735 | $1,560 | $4,500 | $9,525 | $15 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Tennessee · EPO | $576 | $736 | $1,562 | $5,000 | $8,650 | $30 |
| Connect Silver CMS Standard Cigna Healthcare · EPO | $576 | $737 | $1,564 | $6,000 | $8,900 | $40 |
| Connect Silver 3000 Indiv Med Deductible Cigna Healthcare · EPO | $578 | $738 | $1,568 | $3,000 | $10,150 | $5 |
| Connect myDiabetesCare Silver Cigna Healthcare · EPO | $580 | $741 | $1,574 | $2,500 | $10,000 | $5 |
| BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $590 | $755 | $1,602 | $8,100 | $8,100 | $45 |
| SoloCare Silver EPO $5000 DED 10014 Alliant Health Plans, Inc. · EPO | $595 | $760 | $1,615 | $5,000 | $9,200 | $40 |
| BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $604 | $771 | $1,638 | $6,000 | $8,900 | $40 |
| BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $605 | $774 | $1,643 | $5,900 | $6,900 | $60 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · EPO | $616 | $787 | $1,672 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage (Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $623 | $796 | $1,691 | $3,500 | $10,500 | $20 |
| BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental BlueCross BlueShield of Tennessee · EPO | $624 | $798 | $1,695 | $5,900 | $6,900 | $60 |
| UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $626 | $800 | $1,698 | $0 | $10,150 | $15 |
| UHC Silver Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $638 | $816 | $1,732 | $3,500 | $10,500 | $20 |
| BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee · EPO | $728 | $931 | $1,977 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| SoloCare Standard Gold EPO $2000 DED 10006 Alliant Health Plans, Inc. · EPO | $533 | $681 | $1,447 | $2,000 | $8,200 | $30 |
| SoloCare Gold EPO $1500 DED 10010 Alliant Health Plans, Inc. · EPO | $547 | $699 | $1,483 | $1,500 | $8,500 | $15 |
| Standard Gold Ambetter of Tennessee · EPO | $557 | $712 | $1,511 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter of Tennessee · EPO | $565 | $722 | $1,532 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter of Tennessee · EPO | $572 | $731 | $1,553 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter of Tennessee · EPO | $580 | $741 | $1,575 | $800 | $7,250 | $35 |
| Connect Gold CMS Standard Cigna Healthcare · EPO | $583 | $745 | $1,582 | $2,000 | $8,200 | $30 |
| Connect Gold 1500 Indiv Med Deductible Cigna Healthcare · EPO | $586 | $749 | $1,590 | $1,500 | $7,400 | $15 |
| UHC Gold Advantage (Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $599 | $765 | $1,624 | $2,000 | $8,500 | $10 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · EPO | $602 | $769 | $1,633 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $614 | $784 | $1,666 | $2,000 | $8,500 | $10 |
| UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $616 | $788 | $1,673 | $0 | $8,500 | $10 |
| BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® BlueCross BlueShield of Tennessee · EPO | $631 | $806 | $1,711 | $2,000 | $8,200 | $30 |
| Elite Gold Ambetter of Tennessee · EPO | $632 | $808 | $1,716 | $0 | $6,500 | $5 |
| Elite Gold + Vision + Adult Dental Ambetter of Tennessee · EPO | $650 | $830 | $1,763 | $0 | $6,500 | $5 |
| BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ® BlueCross BlueShield of Tennessee · EPO | $761 | $972 | $2,065 | $2,000 | $8,200 | $30 |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| SoloCare Standard Platinum EPO $0 DED 10005 Alliant Health Plans, Inc. · EPO | $672 | $859 | $1,825 | $0 | $5,200 | $10 |
Care quality in Bradley County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Bradley County.
Frequently asked questions
How many Marketplace health plans are available in Bradley County, TN for 2026?
59 plans from 5 insurers: Alliant Health Plans, Inc., Ambetter of Tennessee, BlueCross BlueShield of Tennessee, Cigna Healthcare, UnitedHealthcare.
What is the benchmark silver plan premium in Bradley County, TN?
For 2026, the second-lowest-cost silver plan costs $699 a month for a 40-year-old before tax credits, up 38.9% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Bradley County, TN?
The lowest bronze premium for a 40-year-old is $482 a month before tax credits. Bronze plans have low premiums but high deductibles.