2026 plan year · South Dakota
2026 health insurance plans in Jones County, SD
28 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $774benchmark silver (age 40)
- $540cheapest bronze (age 40)
- 3insurers
- +4.9%benchmark change vs. 2025
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellmark Bronze Traditional EPO Wellmark of South Dakota, Inc. · EPO | $422 | $540 | $1,146 | $7,200 | $9,900 | $80 |
| Wellmark Bronze HDHP EPO HSA Qualified Wellmark of South Dakota, Inc. · EPO | $431 | $551 | $1,171 | $8,300 | $8,300 | No Charge after Deductible |
| Wellmark Standard Bronze EPO Wellmark of South Dakota, Inc. · EPO | $453 | $579 | $1,229 | $7,500 | $10,000 | $50 |
| ConnectPlus Standard $7500 HSA Eligible HDHP Avera Health Plans · PPO | $469 | $600 | $1,274 | $7,500 | $10,000 | $50 |
| ConnectPlus $6500 HSA Eligible HDHP Avera Health Plans · PPO | $487 | $622 | $1,321 | $6,500 | $10,600 | $60 |
| ConnectPlus $7500 HSA Eligible HDHP Avera Health Plans · PPO | $512 | $654 | $1,388 | $7,500 | $7,500 | No Charge after Deductible |
| Sanford Individual Simplicity Standardized $7,500 Sanford Health Plan · PPO | $526 | $672 | $1,426 | $7,500 | $10,000 | $50 |
| Sanford Individual Simplicity $6,500 Sanford Health Plan · PPO | $547 | $699 | $1,485 | $6,500 | $9,750 | $50 |
| Sanford Individual Simplicity $7,200 HSA Qualified Sanford Health Plan · PPO | $562 | $718 | $1,524 | $7,200 | $7,200 | No Charge after Deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellmark Silver Traditional EPO Wellmark of South Dakota, Inc. · EPO | $595 | $761 | $1,616 | $5,000 | $7,500 | $50 |
| Wellmark Standard Silver EPO Wellmark of South Dakota, Inc. · EPO | $606 | $774 | $1,644 | $6,000 | $8,900 | $40 |
| ConnectPlus Standard $6000 Avera Health Plans · PPO | $629 | $803 | $1,706 | $6,000 | $8,900 | $40 |
| ConnectPlus $4500 Avera Health Plans · PPO | $638 | $816 | $1,732 | $4,500 | $10,150 | $45 |
| Sanford Individual Simplicity Standardized $6,000 Sanford Health Plan · PPO | $646 | $825 | $1,752 | $6,000 | $8,900 | $40 |
| ConnectPlus MyWeighForward $6000 Avera Health Plans · PPO | $647 | $827 | $1,755 | $6,000 | $8,900 | $40 |
| ConnectPlus $0 Silver Avera Health Plans · PPO | $685 | $875 | $1,858 | $0 | $10,600 | $50 |
| Sanford Individual Simplicity $3,500 Sanford Health Plan · PPO | $685 | $875 | $1,858 | $3,500 | $9,750 | $45 |
| Sanford Individual Simplicity $4,750 Sanford Health Plan · PPO | $690 | $882 | $1,872 | $4,750 | $9,750 | $45 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellmark Gold Traditional EPO Wellmark of South Dakota, Inc. · EPO | $579 | $740 | $1,572 | $1,750 | $7,500 | $20 |
| Wellmark Standard Gold EPO Wellmark of South Dakota, Inc. · EPO | $590 | $754 | $1,601 | $2,000 | $8,200 | $30 |
| ConnectPlus $1800 Avera Health Plans · PPO | $652 | $833 | $1,769 | $1,800 | $9,000 | $25 |
| ConnectPlus Standard $2000 Avera Health Plans · PPO | $663 | $847 | $1,799 | $2,000 | $8,200 | $30 |
| ConnectPlus MyWeighForward $2000 Avera Health Plans · PPO | $682 | $872 | $1,851 | $2,000 | $8,200 | $30 |
| ConnectPlus $0 Gold Avera Health Plans · PPO | $688 | $879 | $1,866 | $0 | $8,500 | $20 |
| Sanford Individual Simplicity Standardized $2,000 Sanford Health Plan · PPO | $706 | $902 | $1,916 | $2,000 | $8,200 | $30 |
| Sanford Individual Simplicity $1,750 Sanford Health Plan · PPO | $731 | $934 | $1,983 | $1,750 | $9,000 | No Charge |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| ConnectPlus $10,600 HSA Eligible HDHP Avera Health Plans · PPO | $354 | $453 | $961 | $10,600 | $10,600 | No Charge after Deductible |
| Sanford Individual Simplicity $10,600 Sanford Health Plan · PPO | $367 | $469 | $996 | $10,600 | $10,600 | No Charge after Deductible |
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Jones County.
Frequently asked questions
How many Marketplace health plans are available in Jones County, SD for 2026?
28 plans from 3 insurers: Avera Health Plans, Sanford Health Plan, Wellmark of South Dakota, Inc..
What is the benchmark silver plan premium in Jones County, SD?
For 2026, the second-lowest-cost silver plan costs $774 a month for a 40-year-old before tax credits, up 4.9% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Jones County, SD?
The lowest bronze premium for a 40-year-old is $540 a month before tax credits. Bronze plans have low premiums but high deductibles.