2026 plan year · South Carolina
2026 health insurance plans in Spartanburg County, SC
44 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $642benchmark silver (age 40)
- $494cheapest bronze (age 40)
- 4insurers
- +21.3%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Molina Healthcare, UnitedHealthcare. See what to do if your insurer leaves.
- New here: First Choice Next.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| First Choice Next Bronze Essential First Choice Next · HMO | $387 | $494 | $1,049 | $10,600 | $10,600 | $25 |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue VirtuConnect Bronze 1 BlueCross BlueShield of South Carolina · EPO | $393 | $502 | $1,067 | $7,500 | $10,000 | $50 |
| BlueEssentials Standard Expanded Bronze BlueCross BlueShield of South Carolina · EPO | $400 | $512 | $1,087 | $7,500 | $10,000 | $50 |
| BlueEssentials Bronze 4 BlueCross BlueShield of South Carolina · EPO | $401 | $512 | $1,087 | $7,200 | $10,000 | $43 |
| First Choice Next Bronze Signature First Choice Next · HMO | $417 | $532 | $1,130 | $7,500 | $10,000 | $50 |
| First Choice Next Bronze Premier First Choice Next · HMO | $420 | $537 | $1,140 | $3,850 | $10,600 | $40 |
| BlueExtend PPO Standard Expanded Bronze BlueCross BlueShield of South Carolina · PPO | $430 | $550 | $1,168 | $7,500 | $10,000 | $50 |
| BlueExtend PPO HD Bronze 2 BlueCross BlueShield of South Carolina · PPO | $439 | $561 | $1,191 | $8,300 | $8,300 | No Charge after Deductible |
| BlueExtend PPO HD Bronze 1 BlueCross BlueShield of South Carolina · PPO | $451 | $576 | $1,224 | $7,300 | $7,300 | No Charge after Deductible |
| Everyday Bronze Ambetter from Absolute Total Care · HMO | $456 | $583 | $1,238 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter from Absolute Total Care · HMO | $458 | $585 | $1,242 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Absolute Total Care · HMO | $471 | $602 | $1,279 | $8,450 | $10,150 | $40 |
| BlueEssentials Bronze 6 BlueCross BlueShield of South Carolina · EPO | $472 | $603 | $1,280 | $0 | $10,600 | $50 |
| Elite Bronze Ambetter from Absolute Total Care · HMO | $520 | $665 | $1,413 | $0 | $10,500 | $60 |
| Elite Bronze + Vision + Adult Dental Ambetter from Absolute Total Care · HMO | $538 | $687 | $1,459 | $0 | $10,500 | $60 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| First Choice Next Silver Signature First Choice Next · HMO | $501 | $641 | $1,361 | $6,000 | $8,900 | $40 |
| InHealth Basic 1 InStil Health · HMO | $502 | $642 | $1,362 | $6,500 | $10,600 | $25 |
| InHealth Basic 1 + Adult Vision InStil Health · HMO | $503 | $643 | $1,366 | $6,500 | $10,600 | $25 |
| First Choice Next Silver Essential First Choice Next · HMO | $504 | $644 | $1,367 | $6,100 | $9,000 | $25 |
| First Choice Next Silver Premier First Choice Next · HMO | $505 | $646 | $1,371 | $400 | $10,200 | $50 |
| InHealth Basic 2 InStil Health · HMO | $518 | $663 | $1,407 | $5,300 | $10,600 | $30 |
| InHealth Basic Standard InStil Health · HMO | $521 | $666 | $1,415 | $6,000 | $8,900 | $40 |
| BlueEssentials Silver 14 BlueCross BlueShield of South Carolina · EPO | $571 | $730 | $1,551 | $7,400 | $9,700 | $25 |
| BlueEssentials Silver 14 + Adult Vision BlueCross BlueShield of South Carolina · EPO | $573 | $732 | $1,555 | $7,400 | $9,700 | $25 |
| Blue VirtuConnect Silver 1 BlueCross BlueShield of South Carolina · EPO | $574 | $733 | $1,557 | $6,000 | $8,900 | $40 |
| Standard Silver Ambetter from Absolute Total Care · HMO | $582 | $744 | $1,579 | $6,000 | $8,900 | $40 |
| BlueEssentials Silver 40 BlueCross BlueShield of South Carolina · EPO | $584 | $747 | $1,586 | $6,000 | $8,900 | $40 |
| BlueEssentials Standard Silver BlueCross BlueShield of South Carolina · EPO | $585 | $747 | $1,587 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Absolute Total Care · HMO | $588 | $752 | $1,596 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter from Absolute Total Care · HMO | $601 | $768 | $1,631 | $6,000 | $8,900 | $40 |
| BlueExtend PPO Standard Silver BlueCross BlueShield of South Carolina · PPO | $630 | $805 | $1,709 | $6,000 | $8,900 | $40 |
| BlueExtend PPO HD Silver 2 BlueCross BlueShield of South Carolina · PPO | $652 | $833 | $1,770 | $5,990 | $5,990 | No Charge after Deductible |
| BlueExtend PPO HD Silver 1 BlueCross BlueShield of South Carolina · PPO | $667 | $852 | $1,809 | $5,300 | $5,300 | No Charge after Deductible |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| InHealth Basic Plus Standard InStil Health · HMO | $548 | $701 | $1,488 | $2,000 | $8,200 | $30 |
| First Choice Next Gold Signature First Choice Next · HMO | $566 | $723 | $1,536 | $2,000 | $8,200 | $30 |
| First Choice Next Gold Premier First Choice Next · HMO | $581 | $743 | $1,577 | $850 | $8,500 | $15 |
| BlueEssentials Gold 5 BlueCross BlueShield of South Carolina · EPO | $592 | $757 | $1,607 | $250 | $9,200 | $20 |
| Standard Gold Ambetter from Absolute Total Care · HMO | $608 | $777 | $1,651 | $2,000 | $8,200 | $30 |
| Blue VirtuConnect Gold 1 BlueCross BlueShield of South Carolina · EPO | $613 | $783 | $1,662 | $2,000 | $8,200 | $30 |
| BlueEssentials Gold 1 BlueCross BlueShield of South Carolina · EPO | $622 | $795 | $1,688 | $2,700 | $5,400 | $20 |
| BlueEssentials Standard Gold BlueCross BlueShield of South Carolina · EPO | $624 | $798 | $1,694 | $2,000 | $8,200 | $30 |
| BlueExtend PPO HD Gold 2 BlueCross BlueShield of South Carolina · PPO | $654 | $835 | $1,774 | $4,150 | $4,150 | No Charge after Deductible |
| BlueExtend PPO Standard Gold BlueCross BlueShield of South Carolina · PPO | $672 | $859 | $1,824 | $2,000 | $8,200 | $30 |
| BlueExtend PPO HD Gold 1 BlueCross BlueShield of South Carolina · PPO | $673 | $860 | $1,826 | $3,400 | $3,400 | No Charge after Deductible |
Care quality in Spartanburg County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Spartanburg County.
Frequently asked questions
How many Marketplace health plans are available in Spartanburg County, SC for 2026?
44 plans from 4 insurers: Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next, InStil Health.
What is the benchmark silver plan premium in Spartanburg County, SC?
For 2026, the second-lowest-cost silver plan costs $642 a month for a 40-year-old before tax credits, up 21.3% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Spartanburg County, SC?
The lowest bronze premium for a 40-year-old is $494 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Spartanburg County, SC?
Molina Healthcare, UnitedHealthcare offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.