2026 plan year · South Carolina
2026 health insurance plans in Laurens County, SC
65 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $588benchmark silver (age 40)
- $417cheapest bronze (age 40)
- 4insurers
- +28.6%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Molina Healthcare. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Reedy Bronze 2 BlueCross BlueShield of South Carolina · HMO | $326 | $417 | $885 | $10,600 | $10,600 | No Charge after Deductible |
| First Choice Next Bronze Essential First Choice Next · HMO | $387 | $494 | $1,049 | $10,600 | $10,600 | $25 |
| UHC Bronze Essential- UnitedHealthcare · HMO | $411 | $525 | $1,114 | $10,600 | $10,600 | No Charge after Deductible |
| UHC Bronze Essential UnitedHealthcare · HMO | $411 | $525 | $1,114 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue Reedy Standard Expanded Bronze BlueCross BlueShield of South Carolina · HMO | $339 | $433 | $920 | $7,500 | $10,000 | $50 |
| Blue Reedy Bronze 1 BlueCross BlueShield of South Carolina · HMO | $341 | $436 | $926 | $7,900 | $9,500 | $48 |
| Everyday Bronze Ambetter from Absolute Total Care · HMO | $357 | $456 | $969 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter from Absolute Total Care · HMO | $358 | $457 | $972 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Absolute Total Care · HMO | $369 | $471 | $1,001 | $8,450 | $10,150 | $40 |
| Blue VirtuConnect Bronze 1 BlueCross BlueShield of South Carolina · EPO | $374 | $478 | $1,015 | $7,500 | $10,000 | $50 |
| BlueEssentials Standard Expanded Bronze BlueCross BlueShield of South Carolina · EPO | $381 | $487 | $1,034 | $7,500 | $10,000 | $50 |
| BlueEssentials Bronze 4 BlueCross BlueShield of South Carolina · EPO | $381 | $487 | $1,034 | $7,200 | $10,000 | $43 |
| Elite Bronze Ambetter from Absolute Total Care · HMO | $407 | $520 | $1,105 | $0 | $10,500 | $60 |
| BlueExtend PPO Standard Expanded Bronze BlueCross BlueShield of South Carolina · PPO | $409 | $523 | $1,111 | $7,500 | $10,000 | $50 |
| First Choice Next Bronze Signature First Choice Next · HMO | $417 | $532 | $1,130 | $7,500 | $10,000 | $50 |
| BlueExtend PPO HD Bronze 2 BlueCross BlueShield of South Carolina · PPO | $417 | $533 | $1,132 | $8,300 | $8,300 | No Charge after Deductible |
| First Choice Next Bronze Premier First Choice Next · HMO | $420 | $537 | $1,140 | $3,850 | $10,600 | $40 |
| Elite Bronze + Vision + Adult Dental Ambetter from Absolute Total Care · HMO | $421 | $538 | $1,142 | $0 | $10,500 | $60 |
| BlueExtend PPO HD Bronze 1 BlueCross BlueShield of South Carolina · PPO | $429 | $548 | $1,164 | $7,300 | $7,300 | No Charge after Deductible |
| UHC Bronze Standard UnitedHealthcare · HMO | $434 | $554 | $1,177 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard Plus Chiro UnitedHealthcare · HMO | $437 | $559 | $1,186 | $7,500 | $10,000 | $50 |
| BlueEssentials Bronze 6 BlueCross BlueShield of South Carolina · EPO | $448 | $573 | $1,217 | $0 | $10,600 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded UnitedHealthcare · HMO | $449 | $573 | $1,217 | $0 | $10,600 | $50 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) UnitedHealthcare · HMO | $461 | $589 | $1,251 | $0 | $10,600 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter from Absolute Total Care · HMO | $455 | $582 | $1,235 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Absolute Total Care · HMO | $460 | $588 | $1,249 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter from Absolute Total Care · HMO | $470 | $601 | $1,276 | $6,000 | $8,900 | $40 |
| Blue Reedy Silver 2 BlueCross BlueShield of South Carolina · HMO | $482 | $616 | $1,309 | $7,900 | $8,800 | $20 |
| Blue Reedy Silver 2 + Adult Vision BlueCross BlueShield of South Carolina · HMO | $484 | $618 | $1,313 | $7,900 | $8,800 | $20 |
| Blue Reedy Silver 1 BlueCross BlueShield of South Carolina · HMO | $486 | $621 | $1,318 | $7,000 | $10,500 | $20 |
| Blue Reedy Standard Silver BlueCross BlueShield of South Carolina · HMO | $493 | $630 | $1,339 | $6,000 | $8,900 | $40 |
| First Choice Next Silver Signature First Choice Next · HMO | $501 | $641 | $1,361 | $6,000 | $8,900 | $40 |
| First Choice Next Silver Essential First Choice Next · HMO | $504 | $644 | $1,367 | $6,100 | $9,000 | $25 |
| First Choice Next Silver Premier First Choice Next · HMO | $505 | $646 | $1,371 | $400 | $10,200 | $50 |
| BlueEssentials Silver 14 BlueCross BlueShield of South Carolina · EPO | $543 | $694 | $1,474 | $7,400 | $9,700 | $25 |
| BlueEssentials Silver 14 + Adult Vision BlueCross BlueShield of South Carolina · EPO | $545 | $696 | $1,478 | $7,400 | $9,700 | $25 |
| Blue VirtuConnect Silver 1 BlueCross BlueShield of South Carolina · EPO | $546 | $697 | $1,481 | $6,000 | $8,900 | $40 |
| BlueEssentials Silver 40 BlueCross BlueShield of South Carolina · EPO | $556 | $710 | $1,508 | $6,000 | $8,900 | $40 |
| BlueEssentials Standard Silver BlueCross BlueShield of South Carolina · EPO | $556 | $711 | $1,509 | $6,000 | $8,900 | $40 |
| BlueExtend PPO Standard Silver BlueCross BlueShield of South Carolina · PPO | $599 | $765 | $1,625 | $6,000 | $8,900 | $40 |
| BlueExtend PPO HD Silver 2 BlueCross BlueShield of South Carolina · PPO | $620 | $792 | $1,683 | $5,990 | $5,990 | No Charge after Deductible |
| UHC Silver Standard- UnitedHealthcare · HMO | $628 | $802 | $1,703 | $6,000 | $8,900 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $628 | $803 | $1,704 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage UnitedHealthcare · HMO | $629 | $804 | $1,708 | $2,750 | $10,600 | $30 |
| UHC Silver Copay Focus $0 Indiv Med Ded UnitedHealthcare · HMO | $630 | $806 | $1,711 | $0 | $10,150 | $40 |
| UHC Silver Standard Plus Chiro UnitedHealthcare · HMO | $631 | $807 | $1,713 | $6,000 | $8,900 | $40 |
| BlueExtend PPO HD Silver 1 BlueCross BlueShield of South Carolina · PPO | $634 | $810 | $1,721 | $5,300 | $5,300 | No Charge after Deductible |
| UHC Silver Advantage+ (Dental + Vision) UnitedHealthcare · HMO | $642 | $820 | $1,741 | $2,750 | $10,600 | $30 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter from Absolute Total Care · HMO | $476 | $608 | $1,291 | $2,000 | $8,200 | $30 |
| Blue Reedy Gold 1 BlueCross BlueShield of South Carolina · HMO | $507 | $647 | $1,375 | $250 | $8,900 | $25 |
| Blue Reedy Standard Gold BlueCross BlueShield of South Carolina · HMO | $526 | $672 | $1,428 | $2,000 | $8,200 | $30 |
| BlueEssentials Gold 5 BlueCross BlueShield of South Carolina · EPO | $563 | $720 | $1,528 | $250 | $9,200 | $20 |
| First Choice Next Gold Signature First Choice Next · HMO | $566 | $723 | $1,536 | $2,000 | $8,200 | $30 |
| First Choice Next Gold Premier First Choice Next · HMO | $581 | $743 | $1,577 | $850 | $8,500 | $15 |
| Blue VirtuConnect Gold 1 BlueCross BlueShield of South Carolina · EPO | $582 | $744 | $1,581 | $2,000 | $8,200 | $30 |
| BlueEssentials Gold 1 BlueCross BlueShield of South Carolina · EPO | $591 | $756 | $1,605 | $2,700 | $5,400 | $20 |
| BlueEssentials Standard Gold BlueCross BlueShield of South Carolina · EPO | $594 | $759 | $1,611 | $2,000 | $8,200 | $30 |
| BlueExtend PPO HD Gold 2 BlueCross BlueShield of South Carolina · PPO | $622 | $794 | $1,687 | $4,150 | $4,150 | No Charge after Deductible |
| UHC Gold Copay Focus $0 Indiv Med Ded UnitedHealthcare · HMO | $636 | $813 | $1,726 | $0 | $10,150 | $20 |
| BlueExtend PPO Standard Gold BlueCross BlueShield of South Carolina · PPO | $639 | $817 | $1,735 | $2,000 | $8,200 | $30 |
| BlueExtend PPO HD Gold 1 BlueCross BlueShield of South Carolina · PPO | $640 | $818 | $1,736 | $3,400 | $3,400 | No Charge after Deductible |
| UHC Gold Standard UnitedHealthcare · HMO | $648 | $829 | $1,760 | $2,000 | $8,200 | $30 |
| UHC Gold Standard Plus Chiro UnitedHealthcare · HMO | $652 | $833 | $1,768 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage UnitedHealthcare · HMO | $655 | $837 | $1,777 | $1,200 | $9,250 | $10 |
| UHC Gold Advantage+ (Dental + Vision) UnitedHealthcare · HMO | $667 | $853 | $1,811 | $1,200 | $9,250 | $10 |
Care quality in Laurens County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Laurens County.
Frequently asked questions
How many Marketplace health plans are available in Laurens County, SC for 2026?
65 plans from 4 insurers: Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next, UnitedHealthcare.
What is the benchmark silver plan premium in Laurens County, SC?
For 2026, the second-lowest-cost silver plan costs $588 a month for a 40-year-old before tax credits, up 28.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Laurens County, SC?
The lowest bronze premium for a 40-year-old is $417 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Laurens County, SC?
Molina Healthcare offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.