2026 plan year · Oregon
2026 health insurance plans in Harney County, OR
37 Marketplace plans from 5 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $626benchmark silver (age 40)
- $508cheapest bronze (age 40)
- 5insurers
- +0.6%benchmark change vs. 2025
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Core Bronze HSA 8300 PacificSource Health Plans · EPO | $397 | $508 | $1,079 | $8,300 | $8,300 | No Charge after Deductible |
| Core Bronze HSA 7500 PacificSource Health Plans · EPO | $407 | $520 | $1,103 | $7,500 | $10,600 | $75 |
| Moda Health Affinity Bronze HDHP 7500 Moda Health Plan, Inc. · EPO | $422 | $540 | $1,147 | $7,500 | $7,500 | No Charge after Deductible |
| PacificSource Oregon Standard Bronze HSA Plan Core PacificSource Health Plans · EPO | $428 | $547 | $1,162 | $9,200 | $9,200 | $50 |
| Moda Health Affinity Bronze 8000 Moda Health Plan, Inc. · EPO | $430 | $549 | $1,166 | $8,000 | $9,250 | $85 |
| Moda Health Affinity Bronze 9000 Moda Health Plan, Inc. · EPO | $430 | $549 | $1,166 | $9,000 | $9,500 | $80 |
| Moda Health Oregon Standard Bronze Affinity Moda Health Plan, Inc. · EPO | $431 | $550 | $1,169 | $9,200 | $9,200 | $50 |
| Bronze Essential 9000 With 4 Copay No Deductible Office Visits Individual Connect Regence BlueCross BlueShield of Oregon · EPO | $450 | $575 | $1,221 | $9,000 | $10,600 | $60 and 10% Coinsurance after deductible |
| Bronze 8000 Individual Connect Regence BlueCross BlueShield of Oregon · EPO | $478 | $611 | $1,297 | $8,000 | $10,600 | $60 |
| Bronze HSA 7000 Individual Connect Regence BlueCross BlueShield of Oregon · EPO | $481 | $615 | $1,305 | $7,000 | $8,300 | 50% Coinsurance after deductible |
| Regence Standard Bronze Plan Individual Connect Regence BlueCross BlueShield of Oregon · EPO | $482 | $616 | $1,308 | $9,200 | $9,200 | $50 |
| BridgeSpan Standard Bronze Plan BridgeSpan Health Company · EPO | $505 | $646 | $1,371 | $9,200 | $9,200 | $50 |
| HSA-E Qualified 7500 Bronze - Signature Network Providence Health Plan · EPO | $507 | $648 | $1,376 | $7,500 | $7,500 | No Charge after Deductible |
| Providence Oregon Standard Bronze Plan - Signature Network Providence Health Plan · EPO | $544 | $696 | $1,477 | $9,200 | $9,200 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Core Silver 7500 PacificSource Health Plans · EPO | $462 | $591 | $1,255 | $7,500 | $8,400 | $35 |
| Core Silver 4500 PacificSource Health Plans · EPO | $490 | $626 | $1,330 | $4,500 | $9,750 | $30 |
| PacificSource Oregon Standard Silver Plan Core PacificSource Health Plans · EPO | $492 | $629 | $1,336 | $6,100 | $9,200 | $40 |
| Moda Health Affinity Silver 6000 Moda Health Plan, Inc. · EPO | $508 | $649 | $1,378 | $6,000 | $8,250 | $15 |
| Moda Health Affinity Silver 4500 Moda Health Plan, Inc. · EPO | $522 | $667 | $1,416 | $4,500 | $8,000 | $35 |
| Moda Health Oregon Standard Silver Affinity Moda Health Plan, Inc. · EPO | $523 | $668 | $1,418 | $6,100 | $9,200 | $40 |
| Silver 6500 Individual Connect Regence BlueCross BlueShield of Oregon · EPO | $532 | $680 | $1,444 | $6,500 | $10,150 | $10 |
| Moda Health Affinity Silver 3400 Moda Health Plan, Inc. · EPO | $538 | $687 | $1,459 | $3,400 | $8,250 | $30 |
| Moda Health Affinity Silver 3000 Moda Health Plan, Inc. · EPO | $553 | $707 | $1,500 | $3,000 | $8,000 | $35 |
| Regence Standard Silver Plan Individual Connect Regence BlueCross BlueShield of Oregon · EPO | $563 | $719 | $1,527 | $6,100 | $9,200 | $40 |
| BridgeSpan Standard Silver Plan BridgeSpan Health Company · EPO | $590 | $754 | $1,600 | $6,100 | $9,200 | $40 |
| Providence Oregon Standard Silver Plan - Signature Network Providence Health Plan · EPO | $637 | $814 | $1,728 | $6,100 | $9,200 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Core Gold 3000 PacificSource Health Plans · EPO | $532 | $680 | $1,443 | $3,000 | $8,000 | $40 |
| Core Gold 1500 PacificSource Health Plans · EPO | $584 | $746 | $1,585 | $1,500 | $9,300 | $25 |
| PacificSource Oregon Standard Gold Plan Core PacificSource Health Plans · EPO | $588 | $751 | $1,595 | $1,800 | $8,150 | $20 |
| Moda Health Affinity Gold 1500 Moda Health Plan, Inc. · EPO | $610 | $779 | $1,655 | $1,500 | $7,900 | $15 |
| Moda Health Oregon Standard Gold Affinity Moda Health Plan, Inc. · EPO | $625 | $799 | $1,696 | $1,800 | $8,150 | $20 |
| Moda Health Affinity Gold 1000 Moda Health Plan, Inc. · EPO | $638 | $815 | $1,730 | $1,000 | $8,850 | $15 |
| Moda Health Affinity Gold 250 Moda Health Plan, Inc. · EPO | $649 | $829 | $1,761 | $250 | $8,500 | $20 |
| Gold 2300 Individual Connect Regence BlueCross BlueShield of Oregon · EPO | $656 | $838 | $1,781 | $2,300 | $10,150 | $10 |
| Regence Standard Gold Plan Individual Connect Regence BlueCross BlueShield of Oregon · EPO | $696 | $890 | $1,890 | $1,800 | $8,150 | $20 |
| BridgeSpan Standard Gold Plan BridgeSpan Health Company · EPO | $730 | $933 | $1,981 | $1,800 | $8,150 | $20 |
| Providence Oregon Standard Gold Plan - Signature Network Providence Health Plan · EPO | $740 | $946 | $2,008 | $1,800 | $8,150 | $20 |
Care quality in Harney County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Frequently asked questions
How many Marketplace health plans are available in Harney County, OR for 2026?
37 plans from 5 insurers: BridgeSpan Health Company, Moda Health Plan, Inc., PacificSource Health Plans, Providence Health Plan, Regence BlueCross BlueShield of Oregon.
What is the benchmark silver plan premium in Harney County, OR?
For 2026, the second-lowest-cost silver plan costs $626 a month for a 40-year-old before tax credits, up 0.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Harney County, OR?
The lowest bronze premium for a 40-year-old is $508 a month before tax credits. Bronze plans have low premiums but high deductibles.