2026 plan year · Oklahoma
2026 health insurance plans in Tulsa County, OK
98 Marketplace plans from 7 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $564benchmark silver (age 40)
- $431cheapest bronze (age 40)
- 7insurers
- +21.6%benchmark change vs. 2025
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare · HMO | $403 | $515 | $1,094 | $10,600 | $10,600 | No Charge after Deductible |
| MyBlue Bronze HMO℠ 902 Blue Cross and Blue Shield of Oklahoma · HMO | $406 | $519 | $1,101 | $10,600 | $10,600 | No Charge after Deductible |
| MyBlue Bronze HMO℠ 904 Blue Cross and Blue Shield of Oklahoma · HMO | $439 | $560 | $1,190 | $4,500 | $10,150 | $50 |
| Blue Advantage Bronze PPO℠ 202 Blue Cross and Blue Shield of Oklahoma · PPO | $538 | $687 | $1,460 | $6,800 | $10,600 | $50 |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Simple Oscar Insurance Company · PPO | $337 | $431 | $914 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Bronze Classic Standard Oscar Insurance Company · PPO | $352 | $450 | $955 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter of Oklahoma · PPO | $355 | $453 | $963 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter of Oklahoma · PPO | $355 | $454 | $964 | $7,500 | $10,000 | $50 |
| Harmony by Medica Bronze $0 Copay PCP Visits Medica · PPO | $356 | $455 | $966 | $7,500 | $10,600 | No Charge |
| Bronze Simple Diabetes Oscar Insurance Company · PPO | $359 | $459 | $975 | $5,500 | $10,150 | $50 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company · PPO | $361 | $462 | $981 | $5,500 | $10,150 | $50 |
| Harmony by Medica Expanded Bronze Standard Medica · PPO | $363 | $464 | $986 | $7,500 | $10,000 | $50 |
| Saint Francis Expanded Bronze Standardized CommunityCare · HMO | $363 | $464 | $986 | $7,500 | $10,000 | $50 |
| Bronze Simple Chronic Care CKM Oscar Insurance Company · PPO | $366 | $468 | $994 | $5,500 | $10,150 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter of Oklahoma · PPO | $370 | $473 | $1,004 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter of Oklahoma · PPO | $370 | $473 | $1,005 | $7,500 | $10,000 | $50 |
| Harmony by Medica Bronze Premier Medica · PPO | $376 | $480 | $1,019 | $2,000 | $10,600 | No Charge after Deductible |
| CommunityCare Expanded Bronze Standardized CommunityCare · HMO | $379 | $485 | $1,029 | $7,500 | $10,000 | $50 |
| CommunityCare Bronze IH223 CommunityCare · HMO | $386 | $493 | $1,046 | $5,000 | $7,500 | 60% Coinsurance after deductible |
| CommunityCare Bronze IH224 CommunityCare · HMO | $387 | $495 | $1,051 | $7,150 | $7,150 | No Charge after Deductible |
| Bronze Elite + PCP Saver Plus Oscar Insurance Company · PPO | $391 | $499 | $1,061 | $0 | $10,150 | $50 |
| Elite Bronze Ambetter of Oklahoma · PPO | $410 | $524 | $1,112 | $0 | $10,500 | $60 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · HMO | $418 | $534 | $1,134 | $7,500 | $10,000 | $50 |
| MyBlue Bronze HMO℠ Standard Blue Cross and Blue Shield of Oklahoma · HMO | $424 | $542 | $1,151 | $7,500 | $10,000 | $50 |
| Elite Bronze + Vision + Adult Dental Ambetter of Oklahoma · PPO | $427 | $546 | $1,160 | $0 | $10,500 | $60 |
| MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) Mending Health · HMO | $427 | $546 | $1,160 | $4,950 | $10,150 | No Charge |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · HMO | $436 | $557 | $1,182 | $7,500 | $10,000 | $50 |
| MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) Mending Health · HMO | $436 | $557 | $1,183 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $439 | $561 | $1,192 | $0 | $10,600 | $50 |
| Blue Advantage Bronze PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $570 | $729 | $1,547 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze PPO℠ 203 Blue Cross and Blue Shield of Oklahoma · PPO | $614 | $785 | $1,666 | $4,500 | $8,300 | 40% Coinsurance after deductible |
| Blue Preferred Bronze PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $726 | $928 | $1,970 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Silver Simple PCP Saver Oscar Insurance Company · PPO | $440 | $563 | $1,195 | $5,750 | $8,600 | $20 |
| Silver Classic Standard Oscar Insurance Company · PPO | $442 | $564 | $1,198 | $6,000 | $8,900 | $40 |
| Standard Silver Ambetter of Oklahoma · PPO | $443 | $566 | $1,203 | $6,000 | $8,900 | $40 |
| Silver Simple Diabetes Oscar Insurance Company · PPO | $444 | $568 | $1,206 | $6,500 | $10,000 | No Charge |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company · PPO | $446 | $570 | $1,210 | $6,500 | $9,600 | No Charge |
| Focused Silver Ambetter of Oklahoma · PPO | $448 | $573 | $1,217 | $6,300 | $8,400 | $40 |
| Ascension St. John Empower Silver CommunityCare · HMO | $449 | $574 | $1,219 | $6,750 | $8,500 | $35 |
| Silver Simple Chronic Care CKM Oscar Insurance Company · PPO | $450 | $576 | $1,223 | $5,900 | $10,150 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Insurance Company · PPO | $453 | $578 | $1,228 | $6,000 | $10,150 | No Charge |
| Silver Elite Saver Plus Oscar Insurance Company · PPO | $456 | $583 | $1,238 | $0 | $10,150 | $80 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options Ambetter of Oklahoma · PPO | $456 | $583 | $1,239 | $5,900 | $8,150 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter of Oklahoma · PPO | $457 | $584 | $1,240 | $5,000 | $8,650 | $30 |
| Standard Silver + Vision + Adult Dental Ambetter of Oklahoma · PPO | $462 | $590 | $1,254 | $6,000 | $8,900 | $40 |
| Ascension St. John Empower Silver Standardized CommunityCare · HMO | $466 | $596 | $1,265 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter of Oklahoma · PPO | $468 | $597 | $1,269 | $6,300 | $8,400 | $40 |
| Saint Francis Silver Standardized CommunityCare · HMO | $472 | $603 | $1,281 | $6,000 | $8,900 | $40 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Oklahoma · PPO | $476 | $608 | $1,291 | $5,900 | $8,150 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Oklahoma · PPO | $476 | $609 | $1,293 | $5,000 | $8,650 | $30 |
| CommunityCare Silver Standardized CommunityCare · HMO | $493 | $630 | $1,338 | $6,000 | $8,900 | $40 |
| CommunityCare Silver SLIH223 CommunityCare · HMO | $498 | $636 | $1,352 | $6,600 | $7,800 | $35 |
| CommunityCare Silver L21 CommunityCare · HMO | $499 | $637 | $1,353 | $7,000 | $7,600 | $35 |
| Harmony by Medica Silver $0 Copay PCP Visits Medica · PPO | $502 | $641 | $1,362 | $3,500 | $10,450 | No Charge |
| Harmony by Medica Silver Share Medica · PPO | $503 | $642 | $1,364 | $3,525 | $8,850 | $30 |
| Harmony by Medica Silver Standard Medica · PPO | $535 | $683 | $1,451 | $6,000 | $8,900 | $40 |
| MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) Mending Health · HMO | $549 | $701 | $1,489 | $2,300 | $10,150 | No Charge |
| MyBlue Silver HMO℠ 705 Blue Cross and Blue Shield of Oklahoma · HMO | $561 | $716 | $1,522 | $2,950 | $10,150 | No Charge |
| MyBlue Silver HMO℠ 803 Blue Cross and Blue Shield of Oklahoma · HMO | $564 | $720 | $1,530 | $3,000 | $10,600 | $25 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · HMO | $571 | $730 | $1,551 | $6,000 | $8,900 | $40 |
| MyBlue Silver HMO℠ Standard Blue Cross and Blue Shield of Oklahoma · HMO | $573 | $732 | $1,554 | $6,000 | $8,900 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $576 | $736 | $1,563 | $2,900 | $9,500 | $15 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $583 | $745 | $1,582 | $2,600 | $9,200 | $20 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $594 | $759 | $1,611 | $2,900 | $9,500 | $15 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $601 | $768 | $1,630 | $2,600 | $9,200 | $20 |
| MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) Mending Health · HMO | $620 | $793 | $1,684 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver PPO℠ 501 Blue Cross and Blue Shield of Oklahoma · PPO | $724 | $925 | $1,965 | $3,500 | $10,600 | $5 |
| Blue Advantage Silver PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $762 | $974 | $2,068 | $6,000 | $8,900 | $40 |
| Blue Advantage Silver PPO℠ 204 Blue Cross and Blue Shield of Oklahoma · PPO | $767 | $981 | $2,083 | $1,025 | $10,150 | $35 |
| Blue Preferred Silver PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $959 | $1,226 | $2,603 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gold Classic Standard Oscar Insurance Company · PPO | $447 | $571 | $1,213 | $2,000 | $8,200 | $30 |
| Harmony by Medica Gold $0 Copay PCP Visits Medica · PPO | $475 | $607 | $1,289 | $1,500 | $8,800 | No Charge |
| Harmony by Medica Gold Share Medica · PPO | $481 | $615 | $1,305 | $2,500 | $5,900 | $30 |
| Standard Gold Ambetter of Oklahoma · PPO | $482 | $616 | $1,308 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter of Oklahoma · PPO | $490 | $627 | $1,331 | $800 | $7,250 | $35 |
| CommunityCare Gold L21 CommunityCare · HMO | $497 | $635 | $1,349 | $3,800 | $7,500 | $30 |
| CommunityCare Gold Standardized CommunityCare · HMO | $497 | $636 | $1,350 | $2,000 | $8,200 | $30 |
| CommunityCare Gold IH221 CommunityCare · HMO | $500 | $639 | $1,357 | $1,100 | $8,500 | $30 |
| Standard Gold + Vision + Adult Dental Ambetter of Oklahoma · PPO | $502 | $642 | $1,363 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter of Oklahoma · PPO | $511 | $653 | $1,387 | $800 | $7,250 | $35 |
| Harmony by Medica Gold Standard Medica · PPO | $520 | $664 | $1,410 | $2,000 | $8,200 | $30 |
| MyBlue Gold HMO℠ 804 Blue Cross and Blue Shield of Oklahoma · HMO | $528 | $675 | $1,433 | $1,000 | $10,600 | No Charge |
| MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) Mending Health · HMO | $545 | $696 | $1,479 | $0 | $8,800 | No Charge |
| Elite Gold Ambetter of Oklahoma · PPO | $555 | $709 | $1,505 | $0 | $6,500 | $5 |
| MyBlue Gold HMO℠ 704 Blue Cross and Blue Shield of Oklahoma · HMO | $560 | $715 | $1,519 | $1,000 | $7,000 | $10 |
| MyBlue Gold HMO℠ Standard Blue Cross and Blue Shield of Oklahoma · HMO | $566 | $724 | $1,537 | $2,000 | $8,200 | $30 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · HMO | $573 | $732 | $1,554 | $2,000 | $8,200 | $30 |
| Elite Gold + Vision + Adult Dental Ambetter of Oklahoma · PPO | $578 | $739 | $1,570 | $0 | $6,500 | $5 |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $578 | $739 | $1,570 | $2,000 | $7,000 | $15 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $596 | $762 | $1,618 | $2,000 | $7,000 | $15 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $605 | $773 | $1,641 | $0 | $7,000 | $20 |
| MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) Mending Health · HMO | $616 | $787 | $1,672 | $2,000 | $8,200 | $30 |
| Blue Advantage Gold PPO℠ 309 Blue Cross and Blue Shield of Oklahoma · PPO | $703 | $899 | $1,909 | $1,050 | $10,600 | $25 |
| Blue Advantage Gold PPO℠ 604 Blue Cross and Blue Shield of Oklahoma · PPO | $723 | $924 | $1,963 | $1,100 | $8,600 | No Charge |
| Blue Advantage Gold PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $748 | $956 | $2,030 | $2,000 | $8,200 | $30 |
| Blue Preferred Gold PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $933 | $1,192 | $2,532 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| CommunityCare Catastrophic CommunityCare · HMO | $234 | $299 | $635 | $10,600 | $10,600 | $35 Copay after deductible |
| Blue Preferred Security PPO℠ 200 Blue Cross and Blue Shield of Oklahoma · PPO | $669 | $855 | $1,815 | $10,600 | $10,600 | $20 |
Care quality in Tulsa County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Tulsa County.
Frequently asked questions
How many Marketplace health plans are available in Tulsa County, OK for 2026?
98 plans from 7 insurers: Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, CommunityCare, Medica, Mending Health, Oscar Insurance Company, UnitedHealthcare.
What is the benchmark silver plan premium in Tulsa County, OK?
For 2026, the second-lowest-cost silver plan costs $564 a month for a 40-year-old before tax credits, up 21.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Tulsa County, OK?
The lowest bronze premium for a 40-year-old is $431 a month before tax credits. Bronze plans have low premiums but high deductibles.