2026 plan year · Oklahoma
2026 health insurance plans in Kingfisher County, OK
79 Marketplace plans from 6 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $569benchmark silver (age 40)
- $403cheapest bronze (age 40)
- 6insurers
- +17.8%benchmark change vs. 2025
Insurer changes from 2025
- New here: UnitedHealthcare.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare · HMO | $430 | $549 | $1,166 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Advantage Bronze PPO℠ 202 Blue Cross and Blue Shield of Oklahoma · PPO | $450 | $575 | $1,221 | $6,800 | $10,600 | $50 |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Balance by Medica Bronze $0 Copay PCP Visits Medica · PPO | $315 | $403 | $856 | $7,500 | $10,600 | No Charge |
| Balance by Medica Expanded Bronze Standard Medica · PPO | $322 | $411 | $874 | $7,500 | $10,000 | $50 |
| Balance by Medica Bronze Premier Medica · PPO | $333 | $425 | $903 | $2,000 | $10,600 | No Charge after Deductible |
| Bronze Simple Oscar Insurance Company · PPO | $359 | $459 | $974 | $9,000 | $10,600 | 40% Coinsurance after deductible |
| Everyday Bronze Ambetter of Oklahoma · PPO | $367 | $469 | $995 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter of Oklahoma · PPO | $367 | $469 | $996 | $7,500 | $10,000 | $50 |
| Bronze Classic Standard Oscar Insurance Company · PPO | $375 | $479 | $1,018 | $7,500 | $10,000 | $50 |
| CommunityCare Expanded Bronze Standardized CommunityCare · HMO | $379 | $485 | $1,029 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter of Oklahoma · PPO | $382 | $489 | $1,038 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter of Oklahoma · PPO | $383 | $489 | $1,038 | $7,500 | $10,000 | $50 |
| Bronze Simple Diabetes Oscar Insurance Company · PPO | $383 | $489 | $1,039 | $5,500 | $10,150 | $50 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company · PPO | $385 | $492 | $1,045 | $5,500 | $10,150 | $50 |
| CommunityCare Bronze IH223 CommunityCare · HMO | $386 | $493 | $1,046 | $5,000 | $7,500 | 60% Coinsurance after deductible |
| CommunityCare Bronze IH224 CommunityCare · HMO | $387 | $495 | $1,051 | $7,150 | $7,150 | No Charge after Deductible |
| Bronze Simple Chronic Care CKM Oscar Insurance Company · PPO | $390 | $499 | $1,060 | $5,500 | $10,150 | $50 |
| Bronze Elite + PCP Saver Plus Oscar Insurance Company · PPO | $416 | $532 | $1,130 | $0 | $10,150 | $50 |
| Elite Bronze Ambetter of Oklahoma · PPO | $424 | $541 | $1,150 | $0 | $10,500 | $60 |
| Elite Bronze + Vision + Adult Dental Ambetter of Oklahoma · PPO | $442 | $564 | $1,199 | $0 | $10,500 | $60 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · HMO | $445 | $569 | $1,208 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · HMO | $464 | $593 | $1,260 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $468 | $598 | $1,271 | $0 | $10,600 | $50 |
| Blue Advantage Bronze PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $478 | $611 | $1,297 | $7,500 | $10,000 | $50 |
| Blue Advantage Bronze PPO℠ 203 Blue Cross and Blue Shield of Oklahoma · PPO | $513 | $656 | $1,393 | $4,500 | $8,300 | 40% Coinsurance after deductible |
| Blue Preferred Bronze PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $698 | $893 | $1,895 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Balance by Medica Silver $0 Copay PCP Visits Medica · PPO | $445 | $568 | $1,207 | $3,500 | $10,450 | No Charge |
| Balance by Medica Silver Share Medica · PPO | $445 | $569 | $1,209 | $3,525 | $8,850 | $30 |
| Standard Silver Ambetter of Oklahoma · PPO | $458 | $585 | $1,243 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter of Oklahoma · PPO | $463 | $592 | $1,258 | $6,300 | $8,400 | $40 |
| Silver Simple PCP Saver Oscar Insurance Company · PPO | $469 | $600 | $1,273 | $5,750 | $8,600 | $20 |
| Silver Classic Standard Oscar Insurance Company · PPO | $470 | $601 | $1,277 | $6,000 | $8,900 | $40 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options Ambetter of Oklahoma · PPO | $472 | $603 | $1,280 | $5,900 | $8,150 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter of Oklahoma · PPO | $472 | $604 | $1,282 | $5,000 | $8,650 | $30 |
| Silver Simple Diabetes Oscar Insurance Company · PPO | $473 | $605 | $1,285 | $6,500 | $10,000 | No Charge |
| Balance by Medica Silver Standard Medica · PPO | $474 | $606 | $1,286 | $6,000 | $8,900 | $40 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company · PPO | $475 | $607 | $1,289 | $6,500 | $9,600 | No Charge |
| Standard Silver + Vision + Adult Dental Ambetter of Oklahoma · PPO | $477 | $610 | $1,296 | $6,000 | $8,900 | $40 |
| Silver Simple Chronic Care CKM Oscar Insurance Company · PPO | $480 | $613 | $1,302 | $5,900 | $10,150 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Insurance Company · PPO | $482 | $616 | $1,309 | $6,000 | $10,150 | No Charge |
| Focused Silver + Vision + Adult Dental Ambetter of Oklahoma · PPO | $483 | $618 | $1,311 | $6,300 | $8,400 | $40 |
| Silver Elite Saver Plus Oscar Insurance Company · PPO | $486 | $621 | $1,318 | $0 | $10,150 | $80 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Oklahoma · PPO | $492 | $629 | $1,335 | $5,900 | $8,150 | $40 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Oklahoma · PPO | $492 | $629 | $1,337 | $5,000 | $8,650 | $30 |
| CommunityCare Silver Standardized CommunityCare · HMO | $493 | $630 | $1,338 | $6,000 | $8,900 | $40 |
| CommunityCare Silver SLIH223 CommunityCare · HMO | $498 | $636 | $1,352 | $6,600 | $7,800 | $35 |
| CommunityCare Silver L21 CommunityCare · HMO | $499 | $637 | $1,353 | $7,000 | $7,600 | $35 |
| Blue Advantage Silver PPO℠ 501 Blue Cross and Blue Shield of Oklahoma · PPO | $608 | $777 | $1,649 | $3,500 | $10,600 | $5 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · HMO | $609 | $778 | $1,653 | $6,000 | $8,900 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $614 | $784 | $1,666 | $2,900 | $9,500 | $15 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $621 | $794 | $1,686 | $2,600 | $9,200 | $20 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $633 | $809 | $1,717 | $2,900 | $9,500 | $15 |
| Blue Advantage Silver PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $640 | $818 | $1,737 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $640 | $818 | $1,737 | $2,600 | $9,200 | $20 |
| Blue Advantage Silver PPO℠ 204 Blue Cross and Blue Shield of Oklahoma · PPO | $644 | $823 | $1,747 | $1,025 | $10,150 | $35 |
| Blue Preferred Silver PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $921 | $1,177 | $2,500 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Balance by Medica Gold $0 Copay PCP Visits Medica · PPO | $421 | $538 | $1,142 | $1,500 | $8,800 | No Charge |
| Balance by Medica Gold Share Medica · PPO | $426 | $545 | $1,157 | $2,500 | $5,900 | $30 |
| Balance by Medica Gold Standard Medica · PPO | $460 | $588 | $1,250 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Oscar Insurance Company · PPO | $476 | $609 | $1,293 | $2,000 | $8,200 | $30 |
| CommunityCare Gold L21 CommunityCare · HMO | $497 | $635 | $1,349 | $3,800 | $7,500 | $30 |
| CommunityCare Gold Standardized CommunityCare · HMO | $497 | $636 | $1,350 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter of Oklahoma · PPO | $498 | $636 | $1,351 | $2,000 | $8,200 | $30 |
| CommunityCare Gold IH221 CommunityCare · HMO | $500 | $639 | $1,357 | $1,100 | $8,500 | $30 |
| Everyday Gold Ambetter of Oklahoma · PPO | $507 | $648 | $1,375 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter of Oklahoma · PPO | $519 | $664 | $1,409 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter of Oklahoma · PPO | $528 | $675 | $1,434 | $800 | $7,250 | $35 |
| Elite Gold Ambetter of Oklahoma · PPO | $573 | $733 | $1,556 | $0 | $6,500 | $5 |
| Blue Advantage Gold PPO℠ 309 Blue Cross and Blue Shield of Oklahoma · PPO | $591 | $755 | $1,603 | $1,050 | $10,600 | $25 |
| Elite Gold + Vision + Adult Dental Ambetter of Oklahoma · PPO | $598 | $764 | $1,622 | $0 | $6,500 | $5 |
| Blue Advantage Gold PPO℠ 604 Blue Cross and Blue Shield of Oklahoma · PPO | $607 | $776 | $1,648 | $1,100 | $8,600 | No Charge |
| UHC Gold Standard (No Referrals) UnitedHealthcare · HMO | $610 | $780 | $1,656 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $616 | $788 | $1,673 | $2,000 | $7,000 | $15 |
| Blue Advantage Gold PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $629 | $803 | $1,706 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $635 | $812 | $1,724 | $2,000 | $7,000 | $15 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $644 | $823 | $1,748 | $0 | $7,000 | $20 |
| Blue Preferred Gold PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO | $894 | $1,143 | $2,427 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| CommunityCare Catastrophic CommunityCare · HMO | $234 | $299 | $635 | $10,600 | $10,600 | $35 Copay after deductible |
| Blue Preferred Security PPO℠ 200 Blue Cross and Blue Shield of Oklahoma · PPO | $643 | $822 | $1,745 | $10,600 | $10,600 | $20 |
Care quality in Kingfisher County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Kingfisher County.
Frequently asked questions
How many Marketplace health plans are available in Kingfisher County, OK for 2026?
79 plans from 6 insurers: Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, CommunityCare, Medica, Oscar Insurance Company, UnitedHealthcare.
What is the benchmark silver plan premium in Kingfisher County, OK?
For 2026, the second-lowest-cost silver plan costs $569 a month for a 40-year-old before tax credits, up 17.8% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Kingfisher County, OK?
The lowest bronze premium for a 40-year-old is $403 a month before tax credits. Bronze plans have low premiums but high deductibles.