2026 plan year · Oklahoma

2026 health insurance plans in Carter County, OK

57 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.

$569benchmark silver (age 40)
$403cheapest bronze (age 40)
4insurers
+17.8%benchmark change vs. 2025

Insurer changes from 2025

New here: Mending Health.

Bronze plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
MyBlue Bronze HMO℠ 902 Blue Cross and Blue Shield of Oklahoma · HMO	$378	$483	$1,026	$10,600	$10,600	No Charge after Deductible
MyBlue Bronze HMO℠ 904 Blue Cross and Blue Shield of Oklahoma · HMO	$408	$522	$1,108	$4,500	$10,150	$50
Blue Advantage Bronze PPO℠ 202 Blue Cross and Blue Shield of Oklahoma · PPO	$450	$575	$1,221	$6,800	$10,600	$50

Expanded Bronze plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Balance by Medica Bronze $0 Copay PCP Visits Medica · PPO	$315	$403	$856	$7,500	$10,600	No Charge
Balance by Medica Expanded Bronze Standard Medica · PPO	$322	$411	$874	$7,500	$10,000	$50
Balance by Medica Bronze Premier Medica · PPO	$333	$425	$903	$2,000	$10,600	No Charge after Deductible
Everyday Bronze Ambetter of Oklahoma · PPO	$367	$469	$995	$8,450	$10,150	$40
Standard Expanded Bronze Ambetter of Oklahoma · PPO	$367	$469	$996	$7,500	$10,000	$50
Everyday Bronze + Vision + Adult Dental Ambetter of Oklahoma · PPO	$382	$489	$1,038	$8,450	$10,150	$40
Standard Expanded Bronze + Vision + Adult Dental Ambetter of Oklahoma · PPO	$383	$489	$1,038	$7,500	$10,000	$50
MyBlue Bronze HMO℠ Standard Blue Cross and Blue Shield of Oklahoma · HMO	$397	$507	$1,076	$7,500	$10,000	$50
Elite Bronze Ambetter of Oklahoma · PPO	$424	$541	$1,150	$0	$10,500	$60
Elite Bronze + Vision + Adult Dental Ambetter of Oklahoma · PPO	$442	$564	$1,199	$0	$10,500	$60
MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) Mending Health · HMO	$455	$582	$1,236	$4,950	$10,150	No Charge
MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) Mending Health · HMO	$464	$594	$1,260	$7,500	$10,000	$50
Blue Advantage Bronze PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO	$478	$611	$1,297	$7,500	$10,000	$50
Blue Advantage Bronze PPO℠ 203 Blue Cross and Blue Shield of Oklahoma · PPO	$513	$656	$1,393	$4,500	$8,300	40% Coinsurance after deductible
Blue Preferred Bronze PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO	$698	$893	$1,895	$7,500	$10,000	$50

Silver plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Balance by Medica Silver $0 Copay PCP Visits Medica · PPO	$445	$568	$1,207	$3,500	$10,450	No Charge
Balance by Medica Silver Share Medica · PPO	$445	$569	$1,209	$3,525	$8,850	$30
Standard Silver Ambetter of Oklahoma · PPO	$458	$585	$1,243	$6,000	$8,900	$40
Focused Silver Ambetter of Oklahoma · PPO	$463	$592	$1,258	$6,300	$8,400	$40
Enhanced Asthma/COPD Care Silver with $0 Drug Options Ambetter of Oklahoma · PPO	$472	$603	$1,280	$5,900	$8,150	$40
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter of Oklahoma · PPO	$472	$604	$1,282	$5,000	$8,650	$30
Balance by Medica Silver Standard Medica · PPO	$474	$606	$1,286	$6,000	$8,900	$40
Standard Silver + Vision + Adult Dental Ambetter of Oklahoma · PPO	$477	$610	$1,296	$6,000	$8,900	$40
Focused Silver + Vision + Adult Dental Ambetter of Oklahoma · PPO	$483	$618	$1,311	$6,300	$8,400	$40
Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Oklahoma · PPO	$492	$629	$1,335	$5,900	$8,150	$40
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Oklahoma · PPO	$492	$629	$1,337	$5,000	$8,650	$30
MyBlue Silver HMO℠ 705 Blue Cross and Blue Shield of Oklahoma · HMO	$520	$665	$1,412	$2,950	$10,150	No Charge
MyBlue Silver HMO℠ 803 Blue Cross and Blue Shield of Oklahoma · HMO	$524	$670	$1,422	$3,000	$10,600	$25
MyBlue Silver HMO℠ Standard Blue Cross and Blue Shield of Oklahoma · HMO	$532	$679	$1,443	$6,000	$8,900	$40
MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) Mending Health · HMO	$585	$747	$1,587	$2,300	$10,150	No Charge
Blue Advantage Silver PPO℠ 501 Blue Cross and Blue Shield of Oklahoma · PPO	$608	$777	$1,649	$3,500	$10,600	$5
Blue Advantage Silver PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO	$640	$818	$1,737	$6,000	$8,900	$40
Blue Advantage Silver PPO℠ 204 Blue Cross and Blue Shield of Oklahoma · PPO	$644	$823	$1,747	$1,025	$10,150	$35
MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) Mending Health · HMO	$661	$845	$1,795	$6,000	$8,900	$40
Blue Preferred Silver PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO	$921	$1,177	$2,500	$6,000	$8,900	$40

Gold plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Balance by Medica Gold $0 Copay PCP Visits Medica · PPO	$421	$538	$1,142	$1,500	$8,800	No Charge
Balance by Medica Gold Share Medica · PPO	$426	$545	$1,157	$2,500	$5,900	$30
Balance by Medica Gold Standard Medica · PPO	$460	$588	$1,250	$2,000	$8,200	$30
MyBlue Gold HMO℠ 804 Blue Cross and Blue Shield of Oklahoma · HMO	$488	$624	$1,325	$1,000	$10,600	No Charge
Standard Gold Ambetter of Oklahoma · PPO	$498	$636	$1,351	$2,000	$8,200	$30
Everyday Gold Ambetter of Oklahoma · PPO	$507	$648	$1,375	$800	$7,250	$35
MyBlue Gold HMO℠ 704 Blue Cross and Blue Shield of Oklahoma · HMO	$517	$661	$1,403	$1,000	$7,000	$10
Standard Gold + Vision + Adult Dental Ambetter of Oklahoma · PPO	$519	$664	$1,409	$2,000	$8,200	$30
MyBlue Gold HMO℠ Standard Blue Cross and Blue Shield of Oklahoma · HMO	$522	$668	$1,418	$2,000	$8,200	$30
Everyday Gold + Vision + Adult Dental Ambetter of Oklahoma · PPO	$528	$675	$1,434	$800	$7,250	$35
Elite Gold Ambetter of Oklahoma · PPO	$573	$733	$1,556	$0	$6,500	$5
MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) Mending Health · HMO	$581	$742	$1,576	$0	$8,800	No Charge
Blue Advantage Gold PPO℠ 309 Blue Cross and Blue Shield of Oklahoma · PPO	$591	$755	$1,603	$1,050	$10,600	$25
Elite Gold + Vision + Adult Dental Ambetter of Oklahoma · PPO	$598	$764	$1,622	$0	$6,500	$5
Blue Advantage Gold PPO℠ 604 Blue Cross and Blue Shield of Oklahoma · PPO	$607	$776	$1,648	$1,100	$8,600	No Charge
Blue Advantage Gold PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO	$629	$803	$1,706	$2,000	$8,200	$30
MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) Mending Health · HMO	$657	$839	$1,783	$2,000	$8,200	$30
Blue Preferred Gold PPO℠ Standard Blue Cross and Blue Shield of Oklahoma · PPO	$894	$1,143	$2,427	$2,000	$8,200	$30

Catastrophic plans

Plan	Age 21	Age 40	Age 60	Deductible	Out-of-pocket max	Doctor visit
Blue Preferred Security PPO℠ 200 Blue Cross and Blue Shield of Oklahoma · PPO	$643	$822	$1,745	$10,600	$10,600	$20

Care quality in Carter County

Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.

Turning 65?

Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Carter County.

Frequently asked questions

How many Marketplace health plans are available in Carter County, OK for 2026?

57 plans from 4 insurers: Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, Medica, Mending Health.

What is the benchmark silver plan premium in Carter County, OK?

For 2026, the second-lowest-cost silver plan costs $569 a month for a 40-year-old before tax credits, up 17.8% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.

What is the cheapest health plan in Carter County, OK?

The lowest bronze premium for a 40-year-old is $403 a month before tax credits. Bronze plans have low premiums but high deductibles.