2026 plan year

2026 health insurance plans in North Dakota

Marketplace plans and prices vary by county. The benchmark is the second-lowest-cost silver plan, which is what tax credits are based on. Prices are monthly, for a 40-year-old, before subsidies.

CountyPlansInsurersBenchmark silverCheapest bronzeBenchmark vs. 2025
Adams County283$639$434+6.5%
Barnes County283$639$434+6.5%
Benson County313$628$434+14.7%
Billings County283$639$434+6.5%
Bottineau County283$628$434+6.8%
Bowman County283$639$434+6.5%
Burke County192$628$434+6.8%
Burleigh County373$456$332+1.5%
Cass County403$465$338+3.5%
Cavalier County283$628$434+6.8%
Dickey County283$639$434+6.5%
Divide County192$628$434+6.8%
Dunn County283$639$434+6.5%
Eddy County313$628$434+14.7%
Emmons County373$533$387-11.3%
Foster County283$639$434+6.5%
Golden Valley County283$639$434+6.5%
Grand Forks County313$604$419+14.8%
Grant County283$639$434+6.5%
Griggs County313$628$434+14.7%
Hettinger County283$639$434+6.5%
Kidder County283$639$434+6.5%
LaMoure County283$639$434+6.5%
Logan County283$639$434+6.5%
McHenry County283$628$434+6.8%
McIntosh County373$533$387-11.3%
McKenzie County192$628$434+6.8%
McLean County373$533$387-9.5%
Mercer County373$533$387-11.3%
Morton County282$456$332-8%
Mountrail County192$628$434+6.8%
Nelson County313$628$434+14.7%
Oliver County373$533$387+7.4%
Pembina County283$628$434+6.8%
Pierce County283$628$434+6.8%
Ramsey County313$628$434+14.7%
Ransom County313$639$428+18.9%
Renville County283$628$434+6.8%
Richland County313$639$428+18.9%
Rolette County283$628$434+6.8%
Sargent County313$639$428+18.9%
Sheridan County283$639$434+6.5%
Sioux County283$639$434+6.5%
Slope County283$639$434+6.5%
Stark County283$639$434+6.5%
Steele County313$628$434+14.7%
Stutsman County283$639$434+6.5%
Towner County283$628$434+6.8%
Traill County373$533$387+7.4%
Walsh County313$628$434+14.7%
Ward County283$628$434+6.8%
Wells County283$639$434+6.5%
Williams County283$639$434+6.5%

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