2026 plan year · New Hampshire
2026 health insurance plans in Strafford County, NH
46 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $388benchmark silver (age 40)
- $317cheapest bronze (age 40)
- 4insurers
- +19.7%benchmark change vs. 2025
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| WellSense Clarity NH Bronze 6500 HSA + $0 Rx List + 24/7 Nurse Advice WellSense Health Plan · HMO | $248 | $317 | $673 | $6,500 | $10,600 | $45 |
| WellSense Clarity NH Bronze 7500 HSA + $0 Rx List + 24/7 Nurse Advice WellSense Health Plan · HMO | $251 | $320 | $680 | $7,500 | $10,000 | $50 |
| WellSense Clarity NH Bronze 7600 HSA + $0 Rx List + 24/7 Nurse Advice WellSense Health Plan · HMO | $251 | $321 | $682 | $7,600 | $7,600 | No Charge after Deductible |
| Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $253 | $324 | $687 | $7,000 | $10,000 | $70 |
| Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Drugs) Standard Anthem Blue Cross and Blue Shield · HMO | $276 | $353 | $750 | $7,500 | $10,000 | $50 |
| Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $278 | $355 | $754 | $6,000 | $10,000 | $70 |
| Anthem Bronze Pathway X Enhanced 6000/35% HSA Anthem Blue Cross and Blue Shield · HMO | $287 | $367 | $778 | $6,000 | $8,000 | 35% Coinsurance after deductible |
| Standard Expanded Bronze Ambetter from NH Healthy Families · EPO | $289 | $369 | $784 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from NH Healthy Families · EPO | $298 | $381 | $809 | $7,500 | $10,000 | $50 |
| Choice Bronze HSA Ambetter from NH Healthy Families · EPO | $312 | $398 | $846 | $7,250 | $7,250 | No Charge after Deductible |
| Choice Bronze HSA + Vision + Adult Dental Ambetter from NH Healthy Families · EPO | $322 | $411 | $873 | $7,250 | $7,250 | No Charge after Deductible |
| Elite Bronze Ambetter from NH Healthy Families · EPO | $326 | $417 | $885 | $0 | $10,150 | $55 |
| Elite Bronze + Vision + Adult Dental Ambetter from NH Healthy Families · EPO | $337 | $430 | $914 | $0 | $10,150 | $55 |
| NH Local Choice HMO HSA Bronze 6000 Harvard Pilgrim Health Care · HMO | $407 | $520 | $1,104 | $6,000 | $7,500 | 35% Coinsurance after deductible |
| NH Local Choice HMO Bronze 8000 + $0 Rx list + $0 Virtual Urgent Care Harvard Pilgrim Health Care · HMO | $427 | $546 | $1,159 | $8,000 | $9,100 | No Charge after Deductible |
| NH Local HMO Bronze 7500 Standard + $0 Rx list + $0 Virtual Urgent Care Harvard Pilgrim Health Care · HMO | $445 | $568 | $1,207 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| WellSense Clarity NH Silver 3400 + $0 Rx List + 24/7 Nurse Advice WellSense Health Plan · HMO | $304 | $388 | $824 | $3,400 | $10,600 | $15 |
| WellSense Clarity NH Silver 6000 + $0 Rx List + 24/7 Nurse Advice WellSense Health Plan · HMO | $304 | $388 | $825 | $6,000 | $8,900 | $40 |
| WellSense Clarity NH Silver 0 Deductible + $0 Rx List + 24/7 Nurse Advice WellSense Health Plan · HMO | $305 | $390 | $828 | $0 | $10,250 | $50 |
| Anthem Silver Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) Standard Anthem Blue Cross and Blue Shield · HMO | $324 | $415 | $880 | $6,000 | $8,900 | $40 |
| Anthem Silver Pathway X Enhanced 5500/20% ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $344 | $440 | $934 | $5,500 | $8,500 | $20 |
| Clear Silver Ambetter from NH Healthy Families · EPO | $347 | $443 | $941 | $7,000 | $7,000 | $50 |
| Anthem Silver Pathway X Enhanced 4500/20% HSA Anthem Blue Cross and Blue Shield · HMO | $349 | $445 | $946 | $4,500 | $6,000 | 20% Coinsurance after deductible |
| Standard Silver Ambetter from NH Healthy Families · EPO | $350 | $447 | $950 | $6,000 | $8,900 | $40 |
| Complete Silver Ambetter from NH Healthy Families · EPO | $354 | $452 | $960 | $5,950 | $8,850 | $30 |
| Clear Silver + Vision + Adult Dental Ambetter from NH Healthy Families · EPO | $358 | $457 | $971 | $7,000 | $7,000 | $50 |
| Standard Silver + Vision + Adult Dental Ambetter from NH Healthy Families · EPO | $361 | $462 | $980 | $6,000 | $8,900 | $40 |
| Complete Silver + Vision + Adult Dental Ambetter from NH Healthy Families · EPO | $365 | $466 | $990 | $5,950 | $8,850 | $30 |
| Anthem Heart Healthy Silver Pathway X Enhanced 4000/0% ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $374 | $478 | $1,014 | $4,000 | $9,000 | $20 |
| NH Local HMO Silver 6000 Standard + $0 Rx list + $0 Virtual Urgent Care Harvard Pilgrim Health Care · HMO | $513 | $656 | $1,393 | $6,000 | $8,900 | $40 |
| NH Local Choice HMO Silver 5000 + $0 Rx list + $0 Virtual Urgent Care Harvard Pilgrim Health Care · HMO | $530 | $678 | $1,439 | $5,000 | $8,500 | $30 |
| NH Local Choice HMO Silver 3500 + $0 Rx list + $0 Virtual Urgent Care Harvard Pilgrim Health Care · HMO | $547 | $699 | $1,484 | $3,500 | $8,200 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| WellSense Clarity NH Gold 2000 + $0 Rx List + 24/7 Nurse Advice WellSense Health Plan · HMO | $326 | $417 | $885 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter from NH Healthy Families · EPO | $383 | $490 | $1,040 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter from NH Healthy Families · EPO | $386 | $494 | $1,049 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter from NH Healthy Families · EPO | $395 | $505 | $1,073 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter from NH Healthy Families · EPO | $399 | $510 | $1,082 | $800 | $7,250 | $35 |
| Complete Gold Ambetter from NH Healthy Families · EPO | $399 | $510 | $1,083 | $1,450 | $7,500 | $15 |
| Anthem Gold Pathway X Enhanced 700/40% ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $411 | $525 | $1,115 | $700 | $7,500 | $25 |
| Complete Gold + Vision + Adult Dental Ambetter from NH Healthy Families · EPO | $412 | $526 | $1,118 | $1,450 | $7,500 | $15 |
| Anthem Gold Pathway X Enhanced 2000/25% ($0 Virtual PCP + $0 Select Drug) Standard Anthem Blue Cross and Blue Shield · HMO | $417 | $533 | $1,132 | $2,000 | $8,200 | $30 |
| Anthem Gold Pathway X Enhanced 1200/20% ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $419 | $535 | $1,137 | $1,200 | $9,000 | $25 |
| NH Local HMO Gold 2000 Standard + $0 Rx list + $0 Virtual Urgent Care Harvard Pilgrim Health Care · HMO | $530 | $678 | $1,439 | $2,000 | $8,200 | $30 |
| NH Local Choice HMO Gold 1400 + $0 Rx list + $0 Virtual Urgent Care Harvard Pilgrim Health Care · HMO | $548 | $701 | $1,489 | $1,400 | $7,500 | $25 |
| NH Local Choice HMO Gold + $0 Rx list + $0 Virtual Urgent Care Harvard Pilgrim Health Care · HMO | $560 | $716 | $1,520 | $0 | $8,700 | $25 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Anthem Catastrophic Pathway X Enhanced Anthem Blue Cross and Blue Shield · HMO | $217 | $278 | $590 | $10,600 | $10,600 | $40 |
Care quality in Strafford County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Strafford County.
Frequently asked questions
How many Marketplace health plans are available in Strafford County, NH for 2026?
46 plans from 4 insurers: Ambetter from NH Healthy Families, Anthem Blue Cross and Blue Shield, Harvard Pilgrim Health Care, WellSense Health Plan.
What is the benchmark silver plan premium in Strafford County, NH?
For 2026, the second-lowest-cost silver plan costs $388 a month for a 40-year-old before tax credits, up 19.7% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Strafford County, NH?
The lowest bronze premium for a 40-year-old is $317 a month before tax credits. Bronze plans have low premiums but high deductibles.