2026 plan year · Missouri
2026 health insurance plans in Vernon County, MO
43 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $696benchmark silver (age 40)
- $530cheapest bronze (age 40)
- 4insurers
- +26.2%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Ambetter from Home State Health. See what to do if your insurer leaves.
- New here: Ambetter Health.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare · EPO | $416 | $532 | $1,129 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Expanded Bronze Ambetter Health · EPO | $415 | $530 | $1,125 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter Health · EPO | $415 | $531 | $1,128 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · EPO | $427 | $546 | $1,159 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · EPO | $428 | $547 | $1,162 | $8,450 | $10,150 | $40 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · EPO | $442 | $565 | $1,200 | $7,500 | $10,000 | $50 |
| Elite Bronze Ambetter Health · EPO | $450 | $575 | $1,221 | $0 | $10,500 | $50 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · EPO | $456 | $583 | $1,239 | $7,500 | $10,000 | $50 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · EPO | $463 | $592 | $1,258 | $0 | $10,500 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $466 | $596 | $1,266 | $0 | $10,600 | $50 |
| Balance by Medica Bronze $0 Copay PCP Visits Medica · EPO | $515 | $658 | $1,396 | $7,500 | $10,600 | No Charge |
| Balance by Medica Expanded Bronze Standard Medica · EPO | $519 | $663 | $1,408 | $7,500 | $10,000 | $50 |
| Balance by Medica Bronze Premier Medica · EPO | $524 | $670 | $1,422 | $2,000 | $10,600 | No Charge after Deductible |
| Blue KC First Bronze Preferred-Care Blue EPO Blue Cross and Blue Shield of Kansas City · EPO | $525 | $671 | $1,425 | $7,000 | $10,600 | $40 and 50% Coinsurance after deductible |
| Blue KC Standard Bronze Preferred-Care Blue EPO Blue Cross and Blue Shield of Kansas City · EPO | $529 | $676 | $1,435 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter Health · EPO | $536 | $685 | $1,455 | $6,000 | $8,900 | $40 |
| Complete Silver Ambetter Health · EPO | $544 | $696 | $1,478 | $5,950 | $8,850 | $30 |
| Standard Silver + Vision + Adult Dental Ambetter Health · EPO | $552 | $706 | $1,499 | $6,000 | $8,900 | $40 |
| Complete Silver + Vision + Adult Dental Ambetter Health · EPO | $561 | $717 | $1,522 | $5,950 | $8,850 | $30 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · EPO | $565 | $722 | $1,532 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $565 | $722 | $1,532 | $3,500 | $10,300 | $20 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $576 | $736 | $1,563 | $0 | $10,600 | $50 |
| UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · EPO | $579 | $740 | $1,571 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $579 | $740 | $1,571 | $3,500 | $10,300 | $20 |
| Balance by Medica Silver $0 Copay PCP Visits Medica · EPO | $660 | $843 | $1,791 | $3,500 | $10,450 | No Charge |
| Balance by Medica Silver Share Medica · EPO | $663 | $847 | $1,799 | $3,525 | $8,850 | $30 |
| Balance by Medica Silver Standard Medica · EPO | $669 | $855 | $1,816 | $6,000 | $8,900 | $40 |
| Blue KC Standard Silver Preferred-Care Blue EPO Blue Cross and Blue Shield of Kansas City · EPO | $675 | $862 | $1,831 | $6,000 | $8,900 | $40 |
| Blue KC Community Silver Preferred-Care Blue EPO Blue Cross and Blue Shield of Kansas City · EPO | $682 | $872 | $1,851 | $6,000 | $8,175 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter Health · EPO | $524 | $670 | $1,423 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter Health · EPO | $531 | $678 | $1,440 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · EPO | $540 | $691 | $1,466 | $2,000 | $8,200 | $30 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · EPO | $540 | $691 | $1,467 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $543 | $695 | $1,475 | $1,500 | $8,100 | $15 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · EPO | $547 | $699 | $1,484 | $800 | $7,250 | $35 |
| Complete Gold Ambetter Health · EPO | $548 | $701 | $1,489 | $1,450 | $7,700 | $15 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $558 | $713 | $1,514 | $1,500 | $8,100 | $15 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $563 | $719 | $1,527 | $0 | $8,000 | $25 |
| Complete Gold + Vision + Adult Dental Ambetter Health · EPO | $565 | $722 | $1,534 | $1,450 | $7,700 | $15 |
| Balance by Medica Gold $0 Copay PCP Visits Medica · EPO | $610 | $780 | $1,655 | $1,500 | $8,800 | No Charge |
| Balance by Medica Gold Share Medica · EPO | $613 | $783 | $1,664 | $2,500 | $5,900 | $30 |
| Balance by Medica Gold Standard Medica · EPO | $622 | $795 | $1,688 | $2,000 | $8,200 | $30 |
| Blue KC Standard Gold Preferred-Care Blue EPO Blue Cross and Blue Shield of Kansas City · EPO | $699 | $894 | $1,898 | $2,000 | $8,200 | $30 |
Care quality in Vernon County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Vernon County.
Frequently asked questions
How many Marketplace health plans are available in Vernon County, MO for 2026?
43 plans from 4 insurers: Ambetter Health, Blue Cross and Blue Shield of Kansas City, Medica, UnitedHealthcare.
What is the benchmark silver plan premium in Vernon County, MO?
For 2026, the second-lowest-cost silver plan costs $696 a month for a 40-year-old before tax credits, up 26.2% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Vernon County, MO?
The lowest bronze premium for a 40-year-old is $530 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Vernon County, MO?
Ambetter from Home State Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.