2026 plan year · Mississippi
2026 health insurance plans in Lamar County, MS
41 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $684benchmark silver (age 40)
- $587cheapest bronze (age 40)
- 4insurers
- +37.4%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Ambetter from Magnolia Health, Primewell Health Services of Mississippi. See what to do if your insurer leaves.
- New here: Ambetter Health.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare · HMO | $459 | $587 | $1,247 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Connect Bronze 8500 Indiv Med Deductible Cigna Healthcare · EPO | $469 | $599 | $1,272 | $8,500 | $10,600 | $10 |
| Connect Bronze 6500 Indiv Med Deductible Cigna Healthcare · EPO | $470 | $600 | $1,274 | $6,500 | $10,600 | $25 |
| Connect Bronze CMS Standard Cigna Healthcare · EPO | $475 | $606 | $1,288 | $7,500 | $10,000 | $50 |
| Connect myDiabetesCare Bronze Cigna Healthcare · EPO | $476 | $608 | $1,292 | $5,500 | $10,150 | $40 |
| Everyday Bronze Ambetter Health · HMO | $479 | $612 | $1,299 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $480 | $614 | $1,304 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · HMO | $493 | $630 | $1,338 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $496 | $634 | $1,346 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $498 | $636 | $1,351 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · HMO | $508 | $649 | $1,378 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $513 | $656 | $1,393 | $0 | $10,600 | $50 |
| Choice Bronze HSA Ambetter Health · HMO | $520 | $665 | $1,411 | $7,250 | $7,250 | No Charge after Deductible |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $528 | $675 | $1,433 | $0 | $10,600 | $50 |
| Choice Bronze HSA + Vision + Adult Dental Ambetter Health · HMO | $539 | $688 | $1,462 | $7,250 | $7,250 | No Charge after Deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter Health · HMO | $517 | $661 | $1,403 | $6,000 | $8,900 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $536 | $684 | $1,454 | $6,000 | $8,900 | $40 |
| Connect Silver 4000 Indiv Med Deductible Cigna Healthcare · EPO | $543 | $694 | $1,474 | $4,000 | $10,000 | $15 |
| Connect Silver 6500 Indiv Med Deductible Cigna Healthcare · EPO | $545 | $697 | $1,479 | $6,500 | $9,300 | $3 |
| Connect Silver CMS Standard Cigna Healthcare · EPO | $549 | $701 | $1,489 | $6,000 | $8,900 | $40 |
| Connect myHeartCare Silver Cigna Healthcare · EPO | $550 | $702 | $1,491 | $4,500 | $9,900 | $15 |
| Connect myDiabetesCare Silver Cigna Healthcare · EPO | $556 | $710 | $1,508 | $3,800 | $9,900 | $15 |
| UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $617 | $789 | $1,676 | $3,500 | $10,400 | $20 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · HMO | $627 | $802 | $1,702 | $6,000 | $8,900 | $40 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $628 | $802 | $1,703 | $0 | $10,150 | $10 |
| UHC Silver Advantage + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $632 | $808 | $1,716 | $3,500 | $10,400 | $20 |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $642 | $821 | $1,744 | $0 | $10,150 | $10 |
| Molina Silver Standard Molina Healthcare · HMO | $656 | $839 | $1,781 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter Health · HMO | $643 | $821 | $1,744 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter Health · HMO | $650 | $831 | $1,765 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $666 | $851 | $1,807 | $2,000 | $8,200 | $30 |
| Complete Gold Ambetter Health · HMO | $673 | $860 | $1,827 | $1,450 | $7,500 | $15 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $674 | $861 | $1,829 | $800 | $7,250 | $35 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $697 | $891 | $1,892 | $1,450 | $7,500 | $15 |
| UHC Gold Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $759 | $970 | $2,060 | $2,000 | $9,300 | $10 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $766 | $979 | $2,078 | $0 | $9,300 | $5 |
| UHC Gold Value + ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $774 | $989 | $2,100 | $2,000 | $9,300 | $10 |
| Connect Gold CMS Standard Cigna Healthcare · EPO | $776 | $991 | $2,105 | $2,000 | $8,200 | $30 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · HMO | $780 | $997 | $2,116 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $780 | $997 | $2,118 | $0 | $9,300 | $5 |
| Molina Gold Standard Molina Healthcare · HMO | $843 | $1,078 | $2,289 | $2,000 | $8,200 | $30 |
Care quality in Lamar County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Lamar County.
Frequently asked questions
How many Marketplace health plans are available in Lamar County, MS for 2026?
41 plans from 4 insurers: Ambetter Health, Cigna Healthcare, Molina Healthcare, UnitedHealthcare.
What is the benchmark silver plan premium in Lamar County, MS?
For 2026, the second-lowest-cost silver plan costs $684 a month for a 40-year-old before tax credits, up 37.4% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Lamar County, MS?
The lowest bronze premium for a 40-year-old is $587 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Lamar County, MS?
Ambetter from Magnolia Health, Primewell Health Services of Mississippi offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.