2026 plan year · Louisiana
2026 health insurance plans in Madison Parish, LA
28 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $799benchmark silver (age 40)
- $520cheapest bronze (age 40)
- 3insurers
- +24.6%benchmark change vs. 2025
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible HMO Louisiana · POS | $407 | $520 | $1,104 | $9,900 | $10,600 | 10% Coinsurance after deductible |
| Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible HMO Louisiana · POS | $418 | $534 | $1,134 | $6,500 | $10,600 | 40% Coinsurance after deductible |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $436 | $557 | $1,184 | $10,600 | $10,600 | No Charge after Deductible |
| Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible Blue Cross and Blue Shield of Louisiana · PPO | $544 | $695 | $1,475 | $6,700 | $10,600 | 30% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible HMO Louisiana · POS | $450 | $575 | $1,222 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · EPO | $467 | $597 | $1,267 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · EPO | $482 | $616 | $1,307 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $495 | $632 | $1,343 | $0 | $10,600 | $50 |
| Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible Blue Cross and Blue Shield of Louisiana · PPO | $581 | $743 | $1,577 | $7,500 | $10,000 | $50 |
| Blue Saver 60/40 $6100 Blue Cross and Blue Shield of Louisiana · PPO | $622 | $795 | $1,689 | $6,100 | $8,300 | 40% Coinsurance after deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits HMO Louisiana · POS | $607 | $775 | $1,646 | $3,200 | $9,100 | 20% Coinsurance after deductible |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $625 | $799 | $1,696 | $4,000 | $10,600 | $20 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized HMO Louisiana · POS | $626 | $801 | $1,700 | $6,000 | $8,900 | $40 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · EPO | $630 | $805 | $1,710 | $6,000 | $8,900 | $40 |
| UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $640 | $818 | $1,736 | $4,000 | $10,600 | $20 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $658 | $841 | $1,785 | $0 | $10,150 | $5 |
| UHC Silver Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $673 | $860 | $1,826 | $0 | $10,150 | $5 |
| Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits Blue Cross and Blue Shield of Louisiana · PPO | $820 | $1,048 | $2,226 | $3,300 | $9,900 | $40 |
| Blue Max Copay (PCP) 60/40 $6000 Standardized Blue Cross and Blue Shield of Louisiana · PPO | $826 | $1,056 | $2,242 | $6,000 | $8,900 | $40 |
| Blue Saver 90/70 $3400 Blue Cross and Blue Shield of Louisiana · PPO | $836 | $1,068 | $2,268 | $3,400 | $8,300 | 10% Coinsurance after deductible |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits HMO Louisiana · POS | $609 | $778 | $1,653 | $1,000 | $9,700 | $40 |
| Blue POS Copay (PCP) 75/55 $2000 Standardized HMO Louisiana · POS | $637 | $814 | $1,729 | $2,000 | $8,300 | $30 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · EPO | $641 | $819 | $1,740 | $2,000 | $8,300 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $656 | $838 | $1,779 | $0 | $9,250 | $5 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $661 | $845 | $1,795 | $950 | $9,600 | $10 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $676 | $864 | $1,835 | $950 | $9,600 | $10 |
| Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits Blue Cross and Blue Shield of Louisiana · PPO | $788 | $1,007 | $2,138 | $1,500 | $9,900 | 20% Coinsurance after deductible |
| Blue Max Copay (PCP) 75/55 $2000 Standardized Blue Cross and Blue Shield of Louisiana · PPO | $837 | $1,069 | $2,271 | $2,000 | $8,300 | $30 |
Care quality in Madison Parish
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Madison Parish.
Frequently asked questions
How many Marketplace health plans are available in Madison Parish, LA for 2026?
28 plans from 3 insurers: Blue Cross and Blue Shield of Louisiana, HMO Louisiana, UnitedHealthcare.
What is the benchmark silver plan premium in Madison Parish, LA?
For 2026, the second-lowest-cost silver plan costs $799 a month for a 40-year-old before tax credits, up 24.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Madison Parish, LA?
The lowest bronze premium for a 40-year-old is $520 a month before tax credits. Bronze plans have low premiums but high deductibles.