2026 plan year · Louisiana
2026 health insurance plans in Jefferson Parish, LA
38 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $590benchmark silver (age 40)
- $405cheapest bronze (age 40)
- 3insurers
- +24.9%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: UnitedHealthcare. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Signature Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible HMO Louisiana · POS | $317 | $405 | $860 | $9,900 | $10,600 | 10% Coinsurance after deductible |
| Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible HMO Louisiana · POS | $383 | $490 | $1,040 | $6,500 | $10,600 | 40% Coinsurance after deductible |
| Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible Blue Cross and Blue Shield of Louisiana · PPO | $549 | $702 | $1,490 | $6,700 | $10,600 | 30% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Signature Blue Copay (PCP) 50/50 $7500 Standardized HSA Eligible HMO Louisiana · POS | $351 | $448 | $952 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze Ambetter from Louisiana Healthcare Connections · EPO | $355 | $453 | $963 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter from Louisiana Healthcare Connections · EPO | $355 | $454 | $963 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Louisiana Healthcare Connections · EPO | $364 | $465 | $988 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Louisiana Healthcare Connections · EPO | $364 | $466 | $989 | $8,450 | $10,150 | $40 |
| Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligible HMO Louisiana · POS | $378 | $483 | $1,026 | $7,500 | $10,000 | $50 |
| Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible HMO Louisiana · POS | $413 | $528 | $1,121 | $7,500 | $10,000 | $50 |
| Elite Bronze Ambetter from Louisiana Healthcare Connections · EPO | $415 | $530 | $1,126 | $0 | $10,500 | $60 |
| Elite Bronze + Vision + Adult Dental Ambetter from Louisiana Healthcare Connections · EPO | $426 | $544 | $1,156 | $0 | $10,500 | $60 |
| Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible Blue Cross and Blue Shield of Louisiana · PPO | $587 | $750 | $1,593 | $7,500 | $10,000 | $50 |
| Blue Saver 60/40 $6100 Blue Cross and Blue Shield of Louisiana · PPO | $628 | $803 | $1,706 | $6,100 | $8,300 | 40% Coinsurance after deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter from Louisiana Healthcare Connections · EPO | $456 | $582 | $1,236 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Louisiana Healthcare Connections · EPO | $461 | $590 | $1,252 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter from Louisiana Healthcare Connections · EPO | $468 | $598 | $1,269 | $6,000 | $8,900 | $40 |
| Signature Blue 80/60 $3200 with 2 $0 PCP Virtual Visits HMO Louisiana · POS | $472 | $604 | $1,282 | $3,200 | $9,100 | 20% Coinsurance after deductible |
| Focused Silver + Vision + Adult Dental Ambetter from Louisiana Healthcare Connections · EPO | $474 | $605 | $1,286 | $6,300 | $8,400 | $40 |
| Signature Blue Copay (PCP) 60/40 $6000 Standardized HMO Louisiana · POS | $488 | $624 | $1,324 | $6,000 | $8,900 | $40 |
| Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (N) HMO Louisiana · POS | $509 | $651 | $1,382 | $3,200 | $9,100 | 20% Coinsurance after deductible |
| Blue Connect Copay (PCP) 60/40 $6000 Standardized (N) HMO Louisiana · POS | $526 | $672 | $1,427 | $6,000 | $8,900 | $40 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized HMO Louisiana · POS | $575 | $735 | $1,560 | $6,000 | $8,900 | $40 |
| Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits Blue Cross and Blue Shield of Louisiana · PPO | $828 | $1,059 | $2,248 | $3,300 | $9,900 | $40 |
| Blue Max Copay (PCP) 60/40 $6000 Standardized Blue Cross and Blue Shield of Louisiana · PPO | $835 | $1,067 | $2,265 | $6,000 | $8,900 | $40 |
| Blue Saver 90/70 $3400 Blue Cross and Blue Shield of Louisiana · PPO | $844 | $1,079 | $2,291 | $3,400 | $8,300 | 10% Coinsurance after deductible |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter from Louisiana Healthcare Connections · EPO | $486 | $622 | $1,320 | $2,000 | $8,300 | $30 |
| Signature Blue Copay (PCP) 75/55 $2000 Standardized HMO Louisiana · POS | $496 | $634 | $1,347 | $2,000 | $8,300 | $30 |
| Standard Gold + Vision + Adult Dental Ambetter from Louisiana Healthcare Connections · EPO | $499 | $638 | $1,356 | $2,000 | $8,300 | $30 |
| Complete Gold Ambetter from Louisiana Healthcare Connections · EPO | $518 | $662 | $1,407 | $1,450 | $7,600 | $15 |
| Complete Gold + Vision + Adult Dental Ambetter from Louisiana Healthcare Connections · EPO | $532 | $680 | $1,444 | $1,450 | $7,600 | $15 |
| Blue Connect Copay (PCP) 75/55 $2000 Standardized (N) HMO Louisiana · POS | $535 | $683 | $1,451 | $2,000 | $8,300 | $30 |
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits HMO Louisiana · POS | $559 | $714 | $1,517 | $1,000 | $9,700 | $40 |
| Elite Gold Ambetter from Louisiana Healthcare Connections · EPO | $572 | $731 | $1,553 | $0 | $6,500 | $5 |
| Blue POS Copay (PCP) 75/55 $2000 Standardized HMO Louisiana · POS | $584 | $747 | $1,586 | $2,000 | $8,300 | $30 |
| Elite Gold + Vision + Adult Dental Ambetter from Louisiana Healthcare Connections · EPO | $588 | $751 | $1,595 | $0 | $6,500 | $5 |
| Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits Blue Cross and Blue Shield of Louisiana · PPO | $796 | $1,017 | $2,159 | $1,500 | $9,900 | 20% Coinsurance after deductible |
| Blue Max Copay (PCP) 75/55 $2000 Standardized Blue Cross and Blue Shield of Louisiana · PPO | $845 | $1,080 | $2,294 | $2,000 | $8,300 | $30 |
Care quality in Jefferson Parish
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Jefferson Parish.
Frequently asked questions
How many Marketplace health plans are available in Jefferson Parish, LA for 2026?
38 plans from 3 insurers: Ambetter from Louisiana Healthcare Connections, Blue Cross and Blue Shield of Louisiana, HMO Louisiana.
What is the benchmark silver plan premium in Jefferson Parish, LA?
For 2026, the second-lowest-cost silver plan costs $590 a month for a 40-year-old before tax credits, up 24.9% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Jefferson Parish, LA?
The lowest bronze premium for a 40-year-old is $405 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Jefferson Parish, LA?
UnitedHealthcare offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.