2026 plan year · Kansas
2026 health insurance plans in Ottawa County, KS
40 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $695benchmark silver (age 40)
- $476cheapest bronze (age 40)
- 3insurers
- +35.4%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare · EPO | $373 | $476 | $1,012 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Standard (No Referrals) UnitedHealthcare · EPO | $392 | $501 | $1,065 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · EPO | $404 | $516 | $1,097 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $417 | $533 | $1,133 | $0 | $10,600 | $45 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $429 | $549 | $1,165 | $0 | $10,600 | $45 |
| Everyday Bronze Ambetter from Sunflower Health Plan · EPO | $432 | $552 | $1,173 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter from Sunflower Health Plan · EPO | $434 | $555 | $1,178 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $446 | $571 | $1,212 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $448 | $573 | $1,217 | $7,500 | $10,000 | $50 |
| Elite Bronze Ambetter from Sunflower Health Plan · EPO | $493 | $631 | $1,339 | $0 | $10,500 | $50 |
| Elite Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $510 | $652 | $1,384 | $0 | $10,500 | $50 |
| BlueCare EPO Bronze Blue Cross and Blue Shield of Kansas, Inc. · EPO | $544 | $695 | $1,476 | $8,300 | $9,300 | $40 |
| BlueCare EPO Standardized Expanded Bronze Blue Cross and Blue Shield of Kansas, Inc. · EPO | $548 | $700 | $1,486 | $7,500 | $10,000 | $50 |
| BlueCare EPO Simple Bronze HDHP Blue Cross and Blue Shield of Kansas, Inc. · EPO | $560 | $715 | $1,519 | $7,100 | $7,100 | No Charge after Deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter from Sunflower Health Plan · EPO | $539 | $689 | $1,462 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Sunflower Health Plan · EPO | $544 | $695 | $1,477 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $557 | $712 | $1,511 | $6,000 | $8,900 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $560 | $716 | $1,521 | $4,000 | $10,150 | $35 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · EPO | $562 | $718 | $1,524 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $562 | $718 | $1,526 | $6,300 | $8,400 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $570 | $728 | $1,546 | $3,250 | $9,200 | $35 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $572 | $731 | $1,553 | $4,000 | $10,150 | $35 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $582 | $743 | $1,578 | $3,250 | $9,200 | $35 |
| BlueCare EPO Simple Silver HDHP Blue Cross and Blue Shield of Kansas, Inc. · EPO | $664 | $848 | $1,802 | $3,400 | $8,300 | 20% Coinsurance after deductible |
| BlueCare EPO Silver Plus Blue Cross and Blue Shield of Kansas, Inc. · EPO | $675 | $863 | $1,833 | $5,500 | $7,500 | $35 |
| BlueCare EPO Standardized Silver Blue Cross and Blue Shield of Kansas, Inc. · EPO | $690 | $881 | $1,872 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter from Sunflower Health Plan · EPO | $567 | $725 | $1,539 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter from Sunflower Health Plan · EPO | $574 | $734 | $1,558 | $800 | $7,250 | $35 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · EPO | $575 | $735 | $1,560 | $2,000 | $8,200 | $30 |
| Standard Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $586 | $749 | $1,590 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $593 | $758 | $1,610 | $800 | $7,250 | $35 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $595 | $761 | $1,615 | $500 | $7,000 | $15 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $606 | $774 | $1,643 | $0 | $7,000 | $20 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $607 | $776 | $1,647 | $500 | $7,000 | $15 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $617 | $789 | $1,675 | $0 | $7,000 | $20 |
| BlueCare EPO Gold Plus Blue Cross and Blue Shield of Kansas, Inc. · EPO | $630 | $806 | $1,711 | $700 | $8,300 | No Charge |
| Elite Gold Ambetter from Sunflower Health Plan · EPO | $640 | $818 | $1,738 | $0 | $6,500 | $5 |
| BlueCare EPO Gold Blue Cross and Blue Shield of Kansas, Inc. · EPO | $650 | $831 | $1,765 | $1,500 | $6,400 | $25 and 25% Coinsurance after deductible |
| BlueCare EPO Standardized Gold Blue Cross and Blue Shield of Kansas, Inc. · EPO | $652 | $833 | $1,769 | $2,000 | $8,200 | $30 |
| Elite Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $662 | $846 | $1,796 | $0 | $6,500 | $5 |
Care quality in Ottawa County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Ottawa County.
Frequently asked questions
How many Marketplace health plans are available in Ottawa County, KS for 2026?
40 plans from 3 insurers: Ambetter from Sunflower Health Plan, Blue Cross and Blue Shield of Kansas, Inc., UnitedHealthcare.
What is the benchmark silver plan premium in Ottawa County, KS?
For 2026, the second-lowest-cost silver plan costs $695 a month for a 40-year-old before tax credits, up 35.4% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Ottawa County, KS?
The lowest bronze premium for a 40-year-old is $476 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Ottawa County, KS?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.