2026 plan year · Kansas
2026 health insurance plans in Miami County, KS
55 Marketplace plans from 5 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $579benchmark silver (age 40)
- $442cheapest bronze (age 40)
- 5insurers
- +22.1%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare · EPO | $346 | $442 | $938 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Classic Standard Oscar Insurance Company · EPO | $354 | $452 | $961 | $7,500 | $10,000 | $50 |
| Bronze Simple Diabetes Oscar Insurance Company · EPO | $360 | $460 | $977 | $5,500 | $10,150 | $50 |
| Bronze Classic 4700 Oscar Insurance Company · EPO | $363 | $463 | $984 | $4,700 | $9,500 | $70 |
| Everyday Bronze Ambetter from Sunflower Health Plan · EPO | $364 | $465 | $987 | $8,450 | $10,150 | $40 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · EPO | $364 | $465 | $987 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze Ambetter from Sunflower Health Plan · EPO | $365 | $467 | $991 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · EPO | $375 | $479 | $1,017 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $376 | $480 | $1,019 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $377 | $482 | $1,024 | $7,500 | $10,000 | $50 |
| Bronze Elite + PCP Saver Oscar Insurance Company · EPO | $383 | $489 | $1,038 | $0 | $10,600 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $387 | $495 | $1,051 | $0 | $10,600 | $45 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $398 | $509 | $1,081 | $0 | $10,600 | $45 |
| Elite Bronze Ambetter from Sunflower Health Plan · EPO | $415 | $531 | $1,127 | $0 | $10,500 | $50 |
| Elite Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $429 | $548 | $1,164 | $0 | $10,500 | $50 |
| Select by Medica Bronze Share Medica · EPO | $488 | $624 | $1,325 | $8,000 | $10,600 | $50 |
| Select by Medica Bronze $0 Copay PCP Visits Medica · EPO | $528 | $675 | $1,433 | $7,500 | $10,600 | No Charge |
| BlueCare EPO Bronze Blue Cross and Blue Shield of Kansas, Inc. · EPO | $529 | $676 | $1,437 | $8,300 | $9,300 | $40 |
| BlueCare EPO Standardized Expanded Bronze Blue Cross and Blue Shield of Kansas, Inc. · EPO | $533 | $681 | $1,447 | $7,500 | $10,000 | $50 |
| Select by Medica Expanded Bronze Standard Medica · EPO | $539 | $689 | $1,462 | $7,500 | $10,000 | $50 |
| BlueCare EPO Simple Bronze HDHP Blue Cross and Blue Shield of Kansas, Inc. · EPO | $545 | $696 | $1,479 | $7,100 | $7,100 | No Charge after Deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Silver Classic Standard Oscar Insurance Company · EPO | $447 | $571 | $1,212 | $6,000 | $8,900 | $40 |
| Standard Silver Ambetter from Sunflower Health Plan · EPO | $453 | $579 | $1,230 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Sunflower Health Plan · EPO | $458 | $585 | $1,242 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $468 | $599 | $1,271 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $473 | $604 | $1,284 | $6,300 | $8,400 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $520 | $664 | $1,411 | $4,000 | $10,150 | $35 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · EPO | $521 | $666 | $1,414 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $529 | $675 | $1,434 | $3,250 | $9,200 | $35 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $531 | $678 | $1,440 | $4,000 | $10,150 | $35 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $539 | $689 | $1,464 | $3,250 | $9,200 | $35 |
| BlueCare EPO Simple Silver HDHP Blue Cross and Blue Shield of Kansas, Inc. · EPO | $646 | $826 | $1,754 | $3,400 | $8,300 | 20% Coinsurance after deductible |
| BlueCare EPO Silver Plus Blue Cross and Blue Shield of Kansas, Inc. · EPO | $657 | $840 | $1,784 | $5,500 | $7,500 | $35 |
| BlueCare EPO Standardized Silver Blue Cross and Blue Shield of Kansas, Inc. · EPO | $671 | $858 | $1,822 | $6,000 | $8,900 | $40 |
| Select by Medica Silver $0 Copay PCP Visits Medica · EPO | $714 | $912 | $1,937 | $3,500 | $10,450 | No Charge |
| Select by Medica Silver Share Medica · EPO | $722 | $923 | $1,959 | $3,525 | $8,850 | $30 |
| Select by Medica Silver Standard Medica · EPO | $741 | $946 | $2,010 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter from Sunflower Health Plan · EPO | $477 | $610 | $1,295 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Oscar Insurance Company · EPO | $481 | $614 | $1,305 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter from Sunflower Health Plan · EPO | $483 | $617 | $1,311 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $493 | $630 | $1,338 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $499 | $638 | $1,354 | $800 | $7,250 | $35 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · EPO | $533 | $681 | $1,447 | $2,000 | $8,200 | $30 |
| Elite Gold Ambetter from Sunflower Health Plan · EPO | $539 | $689 | $1,462 | $0 | $6,500 | $5 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $552 | $706 | $1,498 | $500 | $7,000 | $15 |
| Elite Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $557 | $711 | $1,511 | $0 | $6,500 | $5 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $562 | $718 | $1,524 | $0 | $7,000 | $20 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $563 | $720 | $1,528 | $500 | $7,000 | $15 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $573 | $732 | $1,554 | $0 | $7,000 | $20 |
| BlueCare EPO Gold Plus Blue Cross and Blue Shield of Kansas, Inc. · EPO | $614 | $784 | $1,665 | $700 | $8,300 | No Charge |
| BlueCare EPO Gold Blue Cross and Blue Shield of Kansas, Inc. · EPO | $633 | $809 | $1,717 | $1,500 | $6,400 | $25 and 25% Coinsurance after deductible |
| BlueCare EPO Standardized Gold Blue Cross and Blue Shield of Kansas, Inc. · EPO | $634 | $811 | $1,721 | $2,000 | $8,200 | $30 |
| Select by Medica Gold $0 Copay PCP Visits Medica · EPO | $677 | $865 | $1,838 | $1,500 | $8,800 | No Charge |
| Select by Medica Gold Share Medica · EPO | $689 | $880 | $1,869 | $2,500 | $5,900 | $30 |
| Select by Medica Gold Standard Medica · EPO | $705 | $901 | $1,913 | $2,000 | $8,200 | $30 |
Care quality in Miami County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Miami County.
Frequently asked questions
How many Marketplace health plans are available in Miami County, KS for 2026?
55 plans from 5 insurers: Ambetter from Sunflower Health Plan, Blue Cross and Blue Shield of Kansas, Inc., Medica, Oscar Insurance Company, UnitedHealthcare.
What is the benchmark silver plan premium in Miami County, KS?
For 2026, the second-lowest-cost silver plan costs $579 a month for a 40-year-old before tax credits, up 22.1% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Miami County, KS?
The lowest bronze premium for a 40-year-old is $442 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Miami County, KS?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.