2026 plan year · Kansas
2026 health insurance plans in Johnson County, KS
55 Marketplace plans from 5 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $579benchmark silver (age 40)
- $442cheapest bronze (age 40)
- 5insurers
- +22.1%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare · EPO | $346 | $442 | $938 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Classic Standard Oscar Insurance Company · EPO | $354 | $452 | $961 | $7,500 | $10,000 | $50 |
| Bronze Simple Diabetes Oscar Insurance Company · EPO | $360 | $460 | $977 | $5,500 | $10,150 | $50 |
| Bronze Classic 4700 Oscar Insurance Company · EPO | $363 | $463 | $984 | $4,700 | $9,500 | $70 |
| Everyday Bronze Ambetter from Sunflower Health Plan · EPO | $364 | $465 | $987 | $8,450 | $10,150 | $40 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · EPO | $364 | $465 | $987 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze Ambetter from Sunflower Health Plan · EPO | $365 | $467 | $991 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · EPO | $375 | $479 | $1,017 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $376 | $480 | $1,019 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $377 | $482 | $1,024 | $7,500 | $10,000 | $50 |
| Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO Blue Cross and Blue Shield of Kansas City · EPO | $377 | $482 | $1,024 | $8,000 | $10,600 | No Charge |
| Bronze Elite + PCP Saver Oscar Insurance Company · EPO | $383 | $489 | $1,038 | $0 | $10,600 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $387 | $495 | $1,051 | $0 | $10,600 | $45 |
| Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO Blue Cross and Blue Shield of Kansas City · EPO | $394 | $504 | $1,070 | $8,500 | $10,600 | No Charge |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $398 | $509 | $1,081 | $0 | $10,600 | $45 |
| Elite Bronze Ambetter from Sunflower Health Plan · EPO | $415 | $531 | $1,127 | $0 | $10,500 | $50 |
| Elite Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $429 | $548 | $1,164 | $0 | $10,500 | $50 |
| Blue KC Standard Bronze BlueSelect EPO Blue Cross and Blue Shield of Kansas City · EPO | $430 | $550 | $1,168 | $7,500 | $10,000 | $50 |
| Select by Medica Bronze Share Medica · EPO | $488 | $624 | $1,325 | $8,000 | $10,600 | $50 |
| Select by Medica Bronze $0 Copay PCP Visits Medica · EPO | $528 | $675 | $1,433 | $7,500 | $10,600 | No Charge |
| Select by Medica Expanded Bronze Standard Medica · EPO | $539 | $689 | $1,462 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Silver Classic Standard Oscar Insurance Company · EPO | $447 | $571 | $1,212 | $6,000 | $8,900 | $40 |
| Standard Silver Ambetter from Sunflower Health Plan · EPO | $453 | $579 | $1,230 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter from Sunflower Health Plan · EPO | $458 | $585 | $1,242 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $468 | $599 | $1,271 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $473 | $604 | $1,284 | $6,300 | $8,400 | $40 |
| Blue KC Simply Blue Silver with Spira Care Blue Metro EPO Blue Cross and Blue Shield of Kansas City · EPO | $496 | $634 | $1,346 | $4,600 | $8,800 | No Charge |
| Blue KC Choice Silver 1 with Spira Care BlueSelect EPO Blue Cross and Blue Shield of Kansas City · EPO | $519 | $663 | $1,407 | $4,150 | $8,000 | No Charge |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $520 | $664 | $1,411 | $4,000 | $10,150 | $35 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · EPO | $521 | $666 | $1,414 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $529 | $675 | $1,434 | $3,250 | $9,200 | $35 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $531 | $678 | $1,440 | $4,000 | $10,150 | $35 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $539 | $689 | $1,464 | $3,250 | $9,200 | $35 |
| Blue KC Standard Silver BlueSelect EPO Blue Cross and Blue Shield of Kansas City · EPO | $541 | $692 | $1,469 | $6,000 | $8,900 | $40 |
| Select by Medica Silver $0 Copay PCP Visits Medica · EPO | $714 | $912 | $1,937 | $3,500 | $10,450 | No Charge |
| Select by Medica Silver Share Medica · EPO | $722 | $923 | $1,959 | $3,525 | $8,850 | $30 |
| Select by Medica Silver Standard Medica · EPO | $741 | $946 | $2,010 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter from Sunflower Health Plan · EPO | $477 | $610 | $1,295 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Oscar Insurance Company · EPO | $481 | $614 | $1,305 | $2,000 | $8,200 | $30 |
| Everyday Gold Ambetter from Sunflower Health Plan · EPO | $483 | $617 | $1,311 | $800 | $7,250 | $35 |
| Standard Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $493 | $630 | $1,338 | $2,000 | $8,200 | $30 |
| Everyday Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $499 | $638 | $1,354 | $800 | $7,250 | $35 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · EPO | $533 | $681 | $1,447 | $2,000 | $8,200 | $30 |
| Blue KC Simply Blue Gold with Spira Care Blue Metro EPO Blue Cross and Blue Shield of Kansas City · EPO | $534 | $683 | $1,450 | $1,700 | $8,000 | No Charge |
| Elite Gold Ambetter from Sunflower Health Plan · EPO | $539 | $689 | $1,462 | $0 | $6,500 | $5 |
| Blue KC Standard Gold BlueSelect EPO Blue Cross and Blue Shield of Kansas City · EPO | $551 | $704 | $1,496 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $552 | $706 | $1,498 | $500 | $7,000 | $15 |
| Elite Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan · EPO | $557 | $711 | $1,511 | $0 | $6,500 | $5 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $562 | $718 | $1,524 | $0 | $7,000 | $20 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $563 | $720 | $1,528 | $500 | $7,000 | $15 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $573 | $732 | $1,554 | $0 | $7,000 | $20 |
| Select by Medica Gold $0 Copay PCP Visits Medica · EPO | $677 | $865 | $1,838 | $1,500 | $8,800 | No Charge |
| Select by Medica Gold Share Medica · EPO | $689 | $880 | $1,869 | $2,500 | $5,900 | $30 |
| Select by Medica Gold Standard Medica · EPO | $705 | $901 | $1,913 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Blue KC Catastrophic BlueSelect EPO Blue Cross and Blue Shield of Kansas City · EPO | $347 | $444 | $942 | $10,600 | $10,600 | $100 |
Care quality in Johnson County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Johnson County.
Frequently asked questions
How many Marketplace health plans are available in Johnson County, KS for 2026?
55 plans from 5 insurers: Ambetter from Sunflower Health Plan, Blue Cross and Blue Shield of Kansas City, Medica, Oscar Insurance Company, UnitedHealthcare.
What is the benchmark silver plan premium in Johnson County, KS?
For 2026, the second-lowest-cost silver plan costs $579 a month for a 40-year-old before tax credits, up 22.1% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Johnson County, KS?
The lowest bronze premium for a 40-year-old is $442 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Johnson County, KS?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.