2026 plan year · Hawaii
2026 health insurance plans in Honolulu County, HI
17 Marketplace plans from 2 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $543benchmark silver (age 40)
- $414cheapest bronze (age 40)
- 2insurers
- +9.8%benchmark change vs. 2025
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| KP HI Standard Bronze 7500/50 Kaiser Permanente · HMO | $324 | $414 | $879 | $7,500 | $10,000 | $50 |
| KP HI Bronze 6000/65 Plus CAM Kaiser Permanente · HMO | $351 | $448 | $952 | $6,000 | $9,400 | $65 |
| HMSA Bronze PPO I HMSA · PPO | $388 | $496 | $1,053 | $7,500 | $10,000 | $50 |
| HMSA Bronze PPO II HSA HMSA · PPO | $400 | $511 | $1,086 | $7,100 | $7,100 | No Charge after Deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| KP HI Standard Silver 6000/40 Kaiser Permanente · HMO | $417 | $533 | $1,132 | $6,000 | $8,900 | $40 |
| KP HI Silver 4000 Ded/600 Rx Ded Kaiser Permanente · HMO | $425 | $543 | $1,153 | $4,000 | $8,900 | $45 |
| KP HI Silver 3000 Ded/600 Rx Ded Plus CAM Kaiser Permanente · HMO | $438 | $559 | $1,188 | $3,000 | $8,900 | $45 |
| HMSA Silver PPO HMSA · PPO | $544 | $695 | $1,476 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| KP HI Standard Gold 2000/30 Kaiser Permanente · HMO | $424 | $542 | $1,151 | $2,000 | $8,200 | $30 |
| KP HI Gold 1000 Ded/250 Rx Ded Kaiser Permanente · HMO | $444 | $568 | $1,206 | $1,000 | $8,700 | $30 |
| KP HI Gold 0/40 Plus CAM Kaiser Permanente · HMO | $472 | $603 | $1,280 | $0 | $8,900 | $40 |
| HMSA Gold PPO II HMSA · PPO | $486 | $621 | $1,318 | $2,000 | $8,200 | $30 |
| HMSA Gold PPO I HMSA · PPO | $515 | $659 | $1,399 | $700 | $8,200 | $30 |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| KP HI Standard Platinum 0/10 Kaiser Permanente · HMO | $541 | $691 | $1,467 | $0 | $5,200 | $10 |
| KP HI Platinum 0/5 Plus CAM Kaiser Permanente · HMO | $545 | $697 | $1,479 | $0 | $4,000 | $5 |
| HMSA Platinum PPO HMSA · PPO | $568 | $726 | $1,542 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| HMSA Catastrophic Plan HMSA · PPO | $232 | $297 | $630 | $10,600 | $10,600 | $35 |
Care quality in Honolulu County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Honolulu County.
Frequently asked questions
How many Marketplace health plans are available in Honolulu County, HI for 2026?
17 plans from 2 insurers: HMSA, Kaiser Permanente.
What is the benchmark silver plan premium in Honolulu County, HI?
For 2026, the second-lowest-cost silver plan costs $543 a month for a 40-year-old before tax credits, up 9.8% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Honolulu County, HI?
The lowest bronze premium for a 40-year-old is $414 a month before tax credits. Bronze plans have low premiums but high deductibles.