2026 plan year · Delaware
2026 health insurance plans in Sussex County, DE
40 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $692benchmark silver (age 40)
- $542cheapest bronze (age 40)
- 3insurers
- +29.6%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| AmeriHealth Caritas Next Bronze Essential + No Referrals AmeriHealth Caritas Next · HMO | $424 | $542 | $1,152 | $10,600 | $10,600 | $25 |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Everyday Bronze Ambetter Health of Delaware · EPO | $437 | $559 | $1,186 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health of Delaware · EPO | $439 | $561 | $1,191 | $7,500 | $10,000 | $50 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals AmeriHealth Caritas Next · HMO | $450 | $576 | $1,222 | $7,500 | $10,000 | $50 |
| my Blue Access Select PPO Bronze 9200 Highmark Blue Cross Blue Shield Delaware · PPO | $452 | $578 | $1,228 | $9,200 | $9,200 | No Charge after Deductible |
| Everyday Bronze + Vision + Adult Dental Ambetter Health of Delaware · EPO | $454 | $580 | $1,232 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health of Delaware · EPO | $456 | $582 | $1,236 | $7,500 | $10,000 | $50 |
| AmeriHealth Caritas Next Bronze Premier + No Referrals AmeriHealth Caritas Next · HMO | $459 | $587 | $1,247 | $3,850 | $10,600 | $40 |
| Principal Bronze HSA Ambetter Health of Delaware · EPO | $465 | $595 | $1,263 | $5,200 | $8,050 | $60 Copay after deductible |
| Principal Bronze HSA + Vision + Adult Dental Ambetter Health of Delaware · EPO | $483 | $618 | $1,312 | $5,200 | $8,050 | $60 Copay after deductible |
| my Blue Access Select PPO Standard Bronze 7500 Highmark Blue Cross Blue Shield Delaware · PPO | $489 | $625 | $1,326 | $7,500 | $10,000 | $50 |
| my Blue Access Select PPO Bronze 3800 Highmark Blue Cross Blue Shield Delaware · PPO | $494 | $631 | $1,340 | $3,800 | $9,900 | $70 |
| my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware · PPO | $510 | $652 | $1,384 | $3,800 | $9,900 | $70 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter Health of Delaware · EPO | $536 | $685 | $1,455 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter Health of Delaware · EPO | $541 | $692 | $1,469 | $6,300 | $8,400 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter Health of Delaware · EPO | $562 | $718 | $1,525 | $6,300 | $8,400 | $40 |
| Elite Silver Ambetter Health of Delaware · EPO | $576 | $736 | $1,564 | $0 | $8,350 | $50 |
| AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next · HMO | $595 | $761 | $1,615 | $6,000 | $8,900 | $40 |
| Elite Silver + Vision + Adult Dental Ambetter Health of Delaware · EPO | $598 | $764 | $1,623 | $0 | $8,350 | $50 |
| AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next · HMO | $599 | $766 | $1,626 | $6,100 | $9,000 | $25 |
| AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next · HMO | $600 | $766 | $1,628 | $400 | $10,200 | $50 |
| my Blue Access Select PPO Standard Silver 6000 Highmark Blue Cross Blue Shield Delaware · PPO | $630 | $805 | $1,710 | $6,000 | $8,900 | $40 |
| my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware · PPO | $699 | $893 | $1,897 | $0 | $9,700 | $45 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Clear Gold Ambetter Health of Delaware · EPO | $569 | $727 | $1,544 | $1,200 | $9,150 | $25 |
| AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next · HMO | $578 | $738 | $1,568 | $2,000 | $8,300 | $30 |
| Standard Gold Ambetter Health of Delaware · EPO | $583 | $746 | $1,583 | $2,000 | $8,300 | $30 |
| my Blue Access Select PPO Standard Gold 2000 Highmark Blue Cross Blue Shield Delaware · PPO | $585 | $748 | $1,588 | $2,000 | $8,300 | $30 |
| Clear Gold + Vision + Adult Dental Ambetter Health of Delaware · EPO | $591 | $755 | $1,603 | $1,200 | $9,150 | $25 |
| my Blue Access Select PPO Gold 1700 HSA Highmark Blue Cross Blue Shield Delaware · PPO | $595 | $760 | $1,614 | $1,700 | $7,100 | $15 Copay after deductible |
| AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next · HMO | $599 | $765 | $1,625 | $950 | $8,500 | $15 |
| my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware · PPO | $601 | $769 | $1,632 | $2,000 | $8,300 | $30 |
| Standard Gold + Vision + Adult Dental Ambetter Health of Delaware · EPO | $606 | $774 | $1,644 | $2,000 | $8,300 | $30 |
| Complete Gold Ambetter Health of Delaware · EPO | $611 | $781 | $1,658 | $1,450 | $7,500 | $15 |
| my Blue Access Select PPO Gold 0 Highmark Blue Cross Blue Shield Delaware · PPO | $626 | $800 | $1,699 | $0 | $7,500 | $20 |
| Complete Gold + Vision + Adult Dental Ambetter Health of Delaware · EPO | $634 | $811 | $1,722 | $1,450 | $7,500 | $15 |
| my Blue Access Select PPO Gold 0 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware · PPO | $642 | $821 | $1,743 | $0 | $7,500 | $20 |
| my Blue Access Select PPO Premier Gold 0 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware · PPO | $652 | $833 | $1,770 | $0 | $7,000 | $15 |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| my Blue Access Select PPO Standard Platinum 0 Highmark Blue Cross Blue Shield Delaware · PPO | $794 | $1,015 | $2,155 | $0 | $5,300 | $10 |
| my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware · PPO | $798 | $1,020 | $2,167 | $0 | $5,000 | No Charge |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits Highmark Blue Cross Blue Shield Delaware · PPO | $366 | $468 | $994 | $10,600 | $10,600 | No Charge after Deductible |
Care quality in Sussex County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Sussex County.
Frequently asked questions
How many Marketplace health plans are available in Sussex County, DE for 2026?
40 plans from 3 insurers: Ambetter Health of Delaware, AmeriHealth Caritas Next, Highmark Blue Cross Blue Shield Delaware.
What is the benchmark silver plan premium in Sussex County, DE?
For 2026, the second-lowest-cost silver plan costs $692 a month for a 40-year-old before tax credits, up 29.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Sussex County, DE?
The lowest bronze premium for a 40-year-old is $542 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Sussex County, DE?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.