2026 plan year · Arkansas
2026 health insurance plans in Phillips County, AR
52 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $774benchmark silver (age 40)
- $447cheapest bronze (age 40)
- 4insurers
- +69.1%benchmark change vs. 2025
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Octave Bronze Exp Standardized Octave · POS | $350 | $447 | $950 | $7,500 | $10,000 | $50 |
| Bronze Exp Standardized Arkansas Blue Cross and Blue Shield · PPO | $353 | $452 | $959 | $7,500 | $10,000 | $50 |
| HA Bronze Exp Standardized Health Advantage · POS | $362 | $463 | $984 | $7,500 | $10,000 | $50 |
| HA Bronze National Health Advantage · POS | $373 | $476 | $1,011 | $9,975 | $9,975 | $50 |
| Standard Expanded Bronze (QualChoice) Ambetter from Arkansas Health & Wellness · POS | $392 | $500 | $1,063 | $7,500 | $10,000 | $50 |
| Octave Bronze Value Octave · POS | $399 | $510 | $1,082 | $6,900 | $9,800 | $65 |
| Everyday Bronze Ambetter from Arkansas Health & Wellness · PPO | $401 | $513 | $1,089 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter from Arkansas Health & Wellness · PPO | $403 | $515 | $1,093 | $7,500 | $10,000 | $50 |
| Bronze Value Arkansas Blue Cross and Blue Shield · PPO | $407 | $520 | $1,103 | $6,900 | $9,800 | $65 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · PPO | $415 | $530 | $1,126 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · PPO | $416 | $532 | $1,129 | $7,500 | $10,000 | $50 |
| Choice Bronze HSA (QualChoice) Ambetter from Arkansas Health & Wellness · POS | $423 | $541 | $1,149 | $7,250 | $7,250 | No Charge after Deductible |
| Elite Bronze Ambetter from Arkansas Health & Wellness · PPO | $459 | $587 | $1,246 | $0 | $10,500 | $50 |
| Elite Bronze + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · PPO | $474 | $606 | $1,287 | $0 | $10,500 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Octave Silver Standardized Octave · POS | $589 | $753 | $1,599 | $6,000 | $8,900 | $40 |
| Silver Standardized Arkansas Blue Cross and Blue Shield · PPO | $606 | $774 | $1,644 | $6,000 | $8,900 | $40 |
| Octave Silver AH Octave · POS | $606 | $775 | $1,645 | $6,250 | $6,450 | $30 Copay after deductible |
| HA Silver Standardized Health Advantage · POS | $615 | $785 | $1,668 | $6,000 | $8,900 | $40 |
| Silver AH Arkansas Blue Cross and Blue Shield · PPO | $629 | $804 | $1,707 | $6,350 | $6,550 | $30 Copay after deductible |
| HA Silver AH Health Advantage · POS | $631 | $807 | $1,714 | $6,300 | $6,500 | $30 Copay after deductible |
| Standard Silver (QualChoice) Ambetter from Arkansas Health & Wellness · POS | $634 | $810 | $1,720 | $6,000 | $8,900 | $40 |
| Connected Silver (QualChoice) Ambetter from Arkansas Health & Wellness · POS | $648 | $828 | $1,758 | $7,350 | $9,100 | $55 |
| Standard Silver (QualChoiceLife) Ambetter from Arkansas Health & Wellness · PPO | $648 | $828 | $1,759 | $6,000 | $8,900 | $40 |
| Standard Silver Ambetter from Arkansas Health & Wellness · PPO | $652 | $833 | $1,768 | $6,000 | $8,900 | $40 |
| Standard Silver (QualChoice) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · POS | $652 | $833 | $1,768 | $6,000 | $8,900 | $40 |
| Connected Silver (QualChoiceLife) Ambetter from Arkansas Health & Wellness · PPO | $662 | $846 | $1,797 | $7,350 | $9,100 | $55 |
| Connected Silver Ambetter from Arkansas Health & Wellness · PPO | $666 | $851 | $1,807 | $7,350 | $9,100 | $55 |
| Connected Silver (QualChoice) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · POS | $666 | $851 | $1,807 | $7,350 | $9,100 | $55 |
| Standard Silver + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · PPO | $673 | $860 | $1,827 | $6,000 | $8,900 | $40 |
| Connected Silver (QualChoiceLife) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · PPO | $687 | $878 | $1,864 | $7,350 | $9,100 | $55 |
| Connected Silver + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · PPO | $688 | $879 | $1,868 | $7,350 | $9,100 | $55 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Octave Gold Classic National Octave · POS | $506 | $647 | $1,373 | $5,900 | $6,000 | No Charge |
| Gold Value Arkansas Blue Cross and Blue Shield · PPO | $521 | $666 | $1,414 | $0 | $6,300 | $40 |
| Standard Gold (QualChoice) Ambetter from Arkansas Health & Wellness · POS | $524 | $670 | $1,423 | $2,000 | $8,200 | $30 |
| HA Gold Premier National Health Advantage · POS | $525 | $671 | $1,425 | $3,900 | $5,800 | $25 |
| Standard Gold (QualChoiceLife) Ambetter from Arkansas Health & Wellness · PPO | $536 | $685 | $1,455 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter from Arkansas Health & Wellness · PPO | $539 | $689 | $1,463 | $2,000 | $8,200 | $30 |
| Standard Gold (QualChoice) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · POS | $539 | $689 | $1,463 | $2,000 | $8,200 | $30 |
| Octave Gold Standardized Octave · POS | $547 | $699 | $1,485 | $2,000 | $8,200 | $30 |
| Standard Gold (QualChoiceLife) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · PPO | $556 | $711 | $1,509 | $2,000 | $8,200 | $30 |
| Standard Gold + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · PPO | $557 | $712 | $1,512 | $2,000 | $8,200 | $30 |
| Gold Standardized Arkansas Blue Cross and Blue Shield · PPO | $562 | $718 | $1,525 | $2,000 | $8,200 | $30 |
| Complete Gold Ambetter from Arkansas Health & Wellness · PPO | $565 | $722 | $1,533 | $1,450 | $7,500 | $15 |
| HA Gold Standardized Health Advantage · POS | $571 | $730 | $1,549 | $2,000 | $8,200 | $30 |
| Complete Gold + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · PPO | $584 | $746 | $1,584 | $1,450 | $7,500 | $15 |
| Elite Gold (QualChoice) Ambetter from Arkansas Health & Wellness · POS | $594 | $759 | $1,612 | $0 | $6,500 | $5 |
| Elite Gold (QualChoiceLife) Ambetter from Arkansas Health & Wellness · PPO | $607 | $776 | $1,648 | $0 | $6,500 | $5 |
| Elite Gold (QualChoice) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · POS | $611 | $780 | $1,657 | $0 | $6,500 | $5 |
| Elite Gold (QualChoiceLife) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness · PPO | $630 | $805 | $1,709 | $0 | $6,500 | $5 |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| HA Platinum Premier National Health Advantage · POS | $652 | $833 | $1,769 | $1,475 | $2,050 | $20 |
| HA Platinum Standardized Health Advantage · POS | $715 | $913 | $1,940 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Catastrophic HSA Arkansas Blue Cross and Blue Shield · PPO | $278 | $356 | $756 | $10,600 | $10,600 | No Charge after Deductible |
Care quality in Phillips County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Phillips County.
Frequently asked questions
How many Marketplace health plans are available in Phillips County, AR for 2026?
52 plans from 4 insurers: Ambetter from Arkansas Health & Wellness, Arkansas Blue Cross and Blue Shield, Health Advantage, Octave.
What is the benchmark silver plan premium in Phillips County, AR?
For 2026, the second-lowest-cost silver plan costs $774 a month for a 40-year-old before tax credits, up 69.1% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Phillips County, AR?
The lowest bronze premium for a 40-year-old is $447 a month before tax credits. Bronze plans have low premiums but high deductibles.