2026 plan year · Arizona
2026 health insurance plans in Yuma County, AZ
14 Marketplace plans from 2 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $924benchmark silver (age 40)
- $772cheapest bronze (age 40)
- 2insurers
- +28.6%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: BannerAetna. See what to do if your insurer leaves.
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Imperial Standard Bronze Imperial Insurance Companies, Inc. · HMO | $604 | $772 | $1,639 | $7,500 | $10,000 | $50 |
| AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) Blue Cross Blue Shield of Arizona · HMO | $619 | $791 | $1,679 | $10,150 | $10,150 | No Charge after Deductible |
| AZ Blue StandardHealth Bronze Neighborhood Blue Cross Blue Shield of Arizona · HMO | $660 | $843 | $1,791 | $7,500 | $10,000 | $50 |
| AZ Blue Portfolio Bronze HSA Neighborhood Blue Cross Blue Shield of Arizona · HMO | $737 | $942 | $2,001 | $7,100 | $7,100 | No Charge after Deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Imperial Standard Silver Imperial Insurance Companies, Inc. · HMO | $705 | $901 | $1,912 | $6,000 | $8,900 | $40 |
| Imperial Preferred Silver Imperial Insurance Companies, Inc. · HMO | $723 | $924 | $1,961 | $7,500 | $9,500 | $10 |
| AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) Blue Cross Blue Shield of Arizona · HMO | $816 | $1,043 | $2,214 | $7,200 | $7,200 | No Charge after Deductible |
| AZ Blue StandardHealth Silver Neighborhood Blue Cross Blue Shield of Arizona · HMO | $831 | $1,062 | $2,255 | $6,000 | $8,900 | $40 |
| AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) Blue Cross Blue Shield of Arizona · HMO | $839 | $1,073 | $2,278 | $7,500 | $9,200 | $20 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Imperial Standard Gold Imperial Insurance Companies, Inc. · HMO | $831 | $1,062 | $2,255 | $2,000 | $8,200 | $30 |
| Imperial Preferred Gold Imperial Insurance Companies, Inc. · HMO | $842 | $1,076 | $2,285 | $1,000 | $8,000 | $20 |
| AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) Blue Cross Blue Shield of Arizona · HMO | $975 | $1,246 | $2,647 | $4,800 | $4,800 | No Charge after Deductible |
| AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) Blue Cross Blue Shield of Arizona · HMO | $1,005 | $1,284 | $2,727 | $1,475 | $8,000 | $15 |
| AZ Blue StandardHealth Gold Neighborhood Blue Cross Blue Shield of Arizona · HMO | $1,027 | $1,312 | $2,786 | $2,000 | $8,200 | $30 |
Care quality in Yuma County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Yuma County.
Frequently asked questions
How many Marketplace health plans are available in Yuma County, AZ for 2026?
14 plans from 2 insurers: Blue Cross Blue Shield of Arizona, Imperial Insurance Companies, Inc..
What is the benchmark silver plan premium in Yuma County, AZ?
For 2026, the second-lowest-cost silver plan costs $924 a month for a 40-year-old before tax credits, up 28.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Yuma County, AZ?
The lowest bronze premium for a 40-year-old is $772 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Yuma County, AZ?
BannerAetna offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.