2026 plan year · Arizona
2026 health insurance plans in Mohave County, AZ
24 Marketplace plans from 2 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $901benchmark silver (age 40)
- $686cheapest bronze (age 40)
- 2insurers
- +45.5%benchmark change vs. 2025
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $537 | $686 | $1,457 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Standard UnitedHealthcare · HMO | $565 | $722 | $1,534 | $7,500 | $10,000 | $50 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare · HMO | $588 | $751 | $1,596 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $595 | $760 | $1,615 | $0 | $10,600 | $45 |
| AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) Blue Cross Blue Shield of Arizona · HMO | $611 | $781 | $1,658 | $10,150 | $10,150 | No Charge after Deductible |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $618 | $789 | $1,676 | $0 | $10,600 | $45 |
| AZ Blue StandardHealth Bronze Neighborhood Blue Cross Blue Shield of Arizona · HMO | $651 | $833 | $1,768 | $7,500 | $10,000 | $50 |
| AZ Blue Portfolio Bronze HSA Neighborhood Blue Cross Blue Shield of Arizona · HMO | $728 | $930 | $1,976 | $7,100 | $7,100 | No Charge after Deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| AZ Blue ACA StandardHealth Silver with Health Choice Blue Cross Blue Shield of Arizona · HMO | $693 | $886 | $1,881 | $6,000 | $8,900 | $40 |
| UHC Silver Standard UnitedHealthcare · HMO | $705 | $901 | $1,912 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare · HMO | $706 | $903 | $1,917 | $4,500 | $10,150 | $12 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare · HMO | $724 | $925 | $1,964 | $0 | $10,600 | $30 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $729 | $932 | $1,978 | $4,500 | $10,150 | $12 |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare · HMO | $746 | $953 | $2,025 | $0 | $10,600 | $30 |
| AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) Blue Cross Blue Shield of Arizona · HMO | $805 | $1,029 | $2,186 | $7,200 | $7,200 | No Charge after Deductible |
| AZ Blue StandardHealth Silver Neighborhood Blue Cross Blue Shield of Arizona · HMO | $820 | $1,048 | $2,227 | $6,000 | $8,900 | $40 |
| AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) Blue Cross Blue Shield of Arizona · HMO | $829 | $1,059 | $2,249 | $7,500 | $9,200 | $20 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Gold Standard UnitedHealthcare · HMO | $823 | $1,052 | $2,233 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare · HMO | $833 | $1,065 | $2,261 | $1,250 | $8,000 | $10 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) UnitedHealthcare · HMO | $856 | $1,094 | $2,323 | $1,250 | $8,000 | $10 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare · HMO | $856 | $1,095 | $2,325 | $0 | $7,800 | $15 |
| AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) Blue Cross Blue Shield of Arizona · HMO | $963 | $1,230 | $2,613 | $4,800 | $4,800 | No Charge after Deductible |
| AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) Blue Cross Blue Shield of Arizona · HMO | $992 | $1,268 | $2,692 | $1,475 | $8,000 | $15 |
| AZ Blue StandardHealth Gold Neighborhood Blue Cross Blue Shield of Arizona · HMO | $1,014 | $1,295 | $2,751 | $2,000 | $8,200 | $30 |
Care quality in Mohave County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Mohave County.
Frequently asked questions
How many Marketplace health plans are available in Mohave County, AZ for 2026?
24 plans from 2 insurers: Blue Cross Blue Shield of Arizona, UnitedHealthcare.
What is the benchmark silver plan premium in Mohave County, AZ?
For 2026, the second-lowest-cost silver plan costs $901 a month for a 40-year-old before tax credits, up 45.5% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Mohave County, AZ?
The lowest bronze premium for a 40-year-old is $686 a month before tax credits. Bronze plans have low premiums but high deductibles.