2026 plan year
2026 health insurance plans in Alabama
Marketplace plans and prices vary by county. The benchmark is the second-lowest-cost silver plan, which is what tax credits are based on. Prices are monthly, for a 40-year-old, before subsidies.
| County | Plans | Insurers | Benchmark silver | Cheapest bronze | Benchmark vs. 2025 |
|---|---|---|---|---|---|
| Autauga County | 12 | 1 | $635 | $442 | +13.9% |
| Baldwin County | 43 | 3 | $639 | $441 | +24.3% |
| Barbour County | 43 | 3 | $639 | $441 | +24.3% |
| Bibb County | 27 | 2 | $652 | $441 | +18.8% |
| Blount County | 27 | 2 | $652 | $441 | +18.8% |
| Bullock County | 43 | 3 | $639 | $441 | +24.3% |
| Butler County | 12 | 1 | $656 | $456 | +17.6% |
| Calhoun County | 25 | 2 | $598 | $366 | +16.2% |
| Chambers County | 43 | 3 | $639 | $441 | +24.3% |
| Cherokee County | 25 | 2 | $656 | $441 | +17.6% |
| Chilton County | 27 | 2 | $652 | $441 | +18.8% |
| Choctaw County | 43 | 3 | $639 | $441 | +24.3% |
| Clarke County | 25 | 2 | $656 | $441 | +17.6% |
| Clay County | 25 | 2 | $656 | $441 | +17.6% |
| Cleburne County | 43 | 3 | $639 | $441 | +24.3% |
| Coffee County | 43 | 3 | $639 | $441 | +24.3% |
| Colbert County | 43 | 3 | $656 | $414 | +17.6% |
| Conecuh County | 25 | 2 | $656 | $441 | +17.6% |
| Coosa County | 25 | 2 | $656 | $441 | +17.6% |
| Covington County | 30 | 2 | $639 | $456 | +24.3% |
| Crenshaw County | 12 | 1 | $656 | $456 | +17.6% |
| Cullman County | 43 | 3 | $639 | $441 | +24.3% |
| Dale County | 25 | 2 | $656 | $441 | +17.6% |
| Dallas County | 30 | 2 | $639 | $456 | +24.3% |
| De Kalb County | 43 | 3 | $639 | $441 | +24.3% |
| Elmore County | 12 | 1 | $635 | $442 | +13.9% |
| Escambia County | 43 | 3 | $639 | $441 | +24.3% |
| Etowah County | 43 | 3 | $625 | $392 | +17.6% |
| Fayette County | 25 | 2 | $656 | $441 | +17.6% |
| Franklin County | 43 | 3 | $639 | $441 | +24.3% |
| Geneva County | 43 | 3 | $629 | $423 | +26.9% |
| Greene County | 25 | 2 | $598 | $396 | +17.7% |
| Hale County | 25 | 2 | $598 | $396 | +17.7% |
| Henry County | 43 | 3 | $629 | $423 | +26.9% |
| Houston County | 43 | 3 | $629 | $423 | +26.9% |
| Jackson County | 43 | 3 | $639 | $441 | +24.3% |
| Jefferson County | 54 | 4 | $652 | $441 | +18.8% |
| Lamar County | 12 | 1 | $656 | $456 | +17.6% |
| Lauderdale County | 43 | 3 | $656 | $414 | +17.6% |
| Lawrence County | 43 | 3 | $656 | $420 | +24.5% |
| Lee County | 43 | 3 | $686 | $477 | +29.8% |
| Limestone County | 52 | 4 | $683 | $475 | +15.5% |
| Lowndes County | 30 | 2 | $635 | $442 | +20.9% |
| Macon County | 25 | 2 | $656 | $441 | +17.6% |
| Madison County | 52 | 4 | $683 | $475 | +15.5% |
| Marengo County | 25 | 2 | $656 | $441 | +17.6% |
| Marion County | 43 | 3 | $639 | $441 | +24.3% |
| Marshall County | 43 | 3 | $639 | $441 | +24.3% |
| Mobile County | 43 | 3 | $633 | $389 | +26.4% |
| Monroe County | 12 | 1 | $656 | $456 | +17.6% |
| Montgomery County | 30 | 2 | $635 | $442 | +13.9% |
| Morgan County | 43 | 3 | $656 | $420 | +24.5% |
| Perry County | 43 | 3 | $639 | $441 | +24.3% |
| Pickens County | 43 | 3 | $639 | $441 | +24.3% |
| Pike County | 25 | 2 | $656 | $441 | +17.6% |
| Randolph County | 43 | 3 | $639 | $441 | +24.3% |
| Russell County | 43 | 3 | $686 | $477 | +26.2% |
| Saint Clair County | 27 | 2 | $652 | $441 | +18.8% |
| Shelby County | 54 | 4 | $652 | $441 | +18.8% |
| Sumter County | 43 | 3 | $639 | $441 | +24.3% |
| Talladega County | 43 | 3 | $639 | $441 | +24.3% |
| Tallapoosa County | 25 | 2 | $656 | $441 | +17.6% |
| Tuscaloosa County | 25 | 2 | $598 | $396 | +17.7% |
| Walker County | 54 | 4 | $652 | $441 | +18.8% |
| Washington County | 43 | 3 | $639 | $441 | +24.3% |
| Wilcox County | 12 | 1 | $656 | $456 | +17.6% |
| Winston County | 25 | 2 | $656 | $441 | +17.6% |